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Altersvorsorge

Allgemeine Wirtschaftslehre - Drei-Schichten-Modell der Altersvorsorge

QuestionAnswer
Welche drei Schichten der Altersvorsorge gibt es? Die Basisversorgung, die Zusatzversorgung und die Kapitalanlageprodukte
Wer kann Rentenansprüche aufbauen? abhängige Beschäftigte, Auszubildende, Wehr- und Zivildienstleistende, Eltern in Zeiten der Kindererziehung, Arbeitslose
Mit welcher Formel wird der Rentenanspruch berechnet? E * Z * R * A
Für was steht das E in der Rentenanspruchsformel? Für die Entgeltpunkte
Wie viel Euro im Jahr müssen verdient werden um einen Punkt zu erhalten? 32.446€
Für was steht das Z in der Rentenanspruchsformel? Zugangsfaktor
Wie viel Zugangsfaktor hat man beim Alter von 67 Jahren. Und wie viel wird abgezogen, für jeden Monat den man früher in Rente geht? 1,0 Zugangsfaktor bei 67 Jahren. 0,3 % Reduktion bei jedem Monat früher.
Für was steht das R in der Rentenanspruchsformel? Rentenfaktor
Welche Rentenfaktoren gibt es? 1 bei Altersrente, 0,55 bei Witwenrente
Für was steht das A in der Rentenanspruchsformel? Rentenwert
Wie hoch ist der Rentenwert in Ostdeutschland wie viel in Westdeutschland? 27,74 im Westen und 24,37 im Osten
Created by: alecli11
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