Housing
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| Housing Act of 1934 | Created the Public Works Administration (PWA) and Federal Housing Administration (FHA)
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| Housing Act of 1949 | Established the goal: “A decent home for every family in a suitable environment.”
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| Housing Act of 1954 | Established comprehensive planning grants (Section 701) for communities.
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| Provided Federal insurance and mortgage lending by private institutions to property owners for construction of new homes. | The Housing Act of 1934
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| This Housing Act laid the foundation for most of the Federal housing programs for the next 40 years and established the established U.S. Housing Authority. | The Housing Act of 1937
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| Housing Act of 1949 | Established planning and implementing a code enforcement program and Section 502, Section 504, Title V, and Rural Housing Loans
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| Emphasized a three-part approach: slum clearance, rehabilitation, conservation? | Housing Act of 1954
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| Housing Act of 1937 | Provided $500 million in home loans local housing authorities for the development of low cost housing. This Act tied slum clearance to public housing.
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| Made racial discrimination in the sale or rental of housing illegal. | The Civil Rights Act of 1968
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| Housing & Community Development Act of 1974 | Set up Community Development Block Grants (CDBG) to replace the categorical grants in-aid program.
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| CDBG entitlement grants were established by what act | Housing & Community Development Act of 1974
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| CDBG | Established to eliminate slums and blight, conserve and expand the nation’s housing stock, and improve the quality of life
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| Section 701 of the 1954 Housing Act | Established comprehensive planning grants to for cities under 25,000.
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| Housing & Urban Development Act of 1965 | Most comprehensive extension of fed. housing/ urban devel. since 1947
Fed. rent supplements: difference between 25% of family income & rent
3% loans for low/mod-income families
Subsidies for 240,000 additional low-rent public housing units
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| Model Cities Program | Established that local citizen participation was positive/valuable
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| What opened the lands of the Public Domain to settlers for a nominal fee and five years residence? | The Homestead Act of 1862
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| Homer Hoyt's influential "sector theory" of urban structure | The Structure and Growth of Residential Neighborhoods in American Cities (1939)
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| Jacob Riis's powerful stimulus to housing and neighborhood reform. | How the Other Half Lives (1890)
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| Southern Burlington County N.A.A.C.P. v. Mount Laurel Township (1983) | The New Jersey Supreme Court rules that all 567 municipalities in the state must build their "fair share" of affordable housing.
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| Section 8 Housing | Eligible families lease a unit in the private sector and pay a portion of the rent and the local housing authority pays the the remaining rent.
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| HOPE VI Program (1992) | Provides funds for the redevelopment of severely distressed public housing, including physical improvements, management improvements, and social/community services and allows for the demolition/dispersed reconstruction of public housing.
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| What was developed as a result of recommendations by National Commission on Severely Distressed Public Housing? | HOPE VI
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| HOME Program | Provides formula grants to States and localities to fund a range of activities that build, buy, and/or rehabilitate affordable housing for rent or homeownership or provide direct rental assistance to low-income people. Often use non-profit partners.
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| Community Development Block Grant(CDBG) | Created in 1974 to provide communities with resources to address a wide range of unique community development needs; it is one of the oldest of all federal block grant programs & is administered by HUD's Office of Community Planning and Development (CPD)
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| Government Sponsored Enterprises (GSE) | A group of financial services corporations created by the US Congress. Function is to reduce interest rates for specific borrowing sectors of the economy, farmers, and homeowners. Publicly traded. Ex: Fannie Mae & Freddie Mac
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| Fannie Mae: Federal National Mortgage Association (FNMA) | Established 1938, this is a Federally-chartered corporation that purchases residential mortgages, securitizes them, and sells them to investors; this provides lenders with funds for new homebuyers.
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| The New Markets Tax Credit (NMTC) Program | Encourages redevelopment in low income neighborhoods by providing a Federal income tax credit.
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| NY's Tenement House Act of 1867 | The country's first comprehensive housing reform law.
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| Freddie Mac: Federal Home Loan Mortgage Corporation (FHLM) | Estab. 1970 - Federally-chartered corporation that purchases residential mortgages, securitizes them, and sells them to investors; provides lenders with funds for new homebuyers.
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| Ginnie Mae: Government National Mortgage Association (GNMA) | Gov. owned corporation overseen by HUD, pools FHA-insured and VA-guaranteed loans to securities for private investment; guarantee backed by "full faith and credit" of US Gov't
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| New Markets Tax Credits | Encourges private-sector capital investment into the nation's urban and rural low-income areas to help finance community development projects, stimulate economic growth and create jobs.
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| Low Income Housing Tax Credit (LIHTC) | Created by the Tax Reform Act of 1986.
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| Low Income Housing Tax Credit (LIHTC) | An alternate method of funding housing for low- and moderate-income households.
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| The first model tenement was built in New York City in what year? | 1855
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| The first "dumbbell" tenement was built in what year? | 1879
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| What is a dumbbell tenement? | This form of housing was built throughout New York City but often had poor lighting, lack of air, and little space.
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| Requirements of the Tenement House Law of 1867 | New tenement buildings to provide a narrow air shaft between adjacent structures, windows that open into the shaft, two toilets on each floor, and a one square yard window in each room. This represented the first major housing code in the U.S.
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| What law outlawed dumbbell tenements? | The Tenement House Law of 1901 (NY State)
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| Consolidated Plan | Estab. 1995 - Required to receive funding from a number of HUD programs - identifies housing, homeless and community development needs, establishes multi-year goals, priorities, strategies & an annual action plan
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| 1949 Housing Act | Represented the first comprehensive housing act, had a goal of constructing 800,000 housing units and was also known as the Wagner-Ellender-Taft bill.
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Created by:
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