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2.01

3rd Stack

TermDefinition
Automated teller machine (ATM) A machine that allows individuals to complete certain transactions from the machine without human assistance.
Checking account An account that allows quick access to funds for transactions.
Commercial bank For-profit depository businesses that offer financial services to both consumers and other businesses.
Contactless payment Payment transactions that can be completed with no physical connection between the payment device and the physical point of sale (POS) terminal or store clerk.
Credit Union Depository institutions that offer many banking services and are owned by their customers.
Debit Card A plastic card that is electronically connected to the cardholder's depository institution account.
Depository institution Businesses that provide financial services.
Interest The price paid for using someone else's money.
Interest rate The percentage rate used to calculate interest.
Mobile banking Apps that many depository institutions have developed that allow online banking access from devices such as smartphones, tablets and other mobile devices.
Online banking Allow customers to complete certain transactions from a secured Internet site by using a username and password from any place in the world with Internet access.
Savings account An account at a depository institution that is designed to hold money not spent on current consumption.
savings tool Accounts offered by depository institutions whose main purpose is to help people manage their money.
Created by: ZLittle97
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