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Identity Theft Terms
Term | Definition |
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Spyware | Software that enables a user to obtain covert information about another's computer activities by transmitting data covertly from their hard drive |
Dumpster Diving | A technique used to retrieve information that could be used to carry out an attack on a computer network |
Firewall | A part of a computer system or network that is designed to block unauthorized access while permitting outward communication |
Forgery | The action of forging or producing a copy of a document, signature, banknote, or work of art |
Fraud | Wrongful or criminal deception intended to result in financial or personal gain |
Identity Theft | The fraudulent acquisition and use of a person's private identifying information, usually for financial gain |
Peer-to-Peer (P2P) | Peer-to-peer (P2P) computing or networking is a distributed application architecture that partitions tasks or work loads between peers. Peers are equally privileged, equipotent participants in the application |
Phishing | The activity of defrauding an online account holder of financial information by posing as a legitimate company |
Shoulder Surfing | The practice of spying on the user of an ATM, computer, or other electronic device in order to obtain their personal access information |
Snail Mail | The ordinary postal system as opposed to e-mail |
Scams | A dishonest scheme; a fraud |
Anti-Virus Software | (often abbreviated as AV), sometimes known as anti-malware software, is computer software used to prevent, detect and remove malicious software. Antivirus software was originally developed to detect and remove computer viruses, hence the name |
Better Business Bureau | (BBB) aims to promote ethical business practices, leading to an environment where buyers and sellers can operate under a common understanding of trust |
Federal Trade Commission | That administers antitrust and consumer protection legislation in pursuit of free and fair competition in the marketplace |
Equifax | Equifax Inc. is a consumer credit reporting agency in the United States |
TransUnion | TransUnion is an American company that provides credit information and information management services |
Experian | Experian is responsible for providing those in the business of lending credit or money with the information these businesses need to determine whether or not they should extend funding or credit to those who apply |
Internal Revenue Service | The Internal Revenue Service (IRS) is a United States government agency that is responsible for the collection and enforcement of taxes |
Solicitations | The act of requesting |
Spam | Irrelevant or inappropriate messages sent on the Internet to a large number of recipients |