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Identify Theft Terms
Term | Definition |
---|---|
Spyware | Software that enables a user to obtain covert information about another's computer activities |
Dumpster Diving | The practice of raiding dumpsters to find discarded items that are still useful |
Firewall | Legal barriers that prevent both the transference of inside information and the performance of financial transactions |
Forgery | The action of forging or producing a copy of a document, signature, banknote, or work of a art |
Fraud | Wrongful or criminal deception intended to result in financial or personal gain |
Identity Theft | The fraudulent acquisition and use of a person's private identifying information, usually for financial gain |
Peer-to-peer | Allowing shared access to files and peripherals without the need for a central server |
Phishing | The activity of defrauding an online account holder of financial information by posing as a legitimate company |
Shoulder Surfing | The practice of spying on the user of an ATM, computer, or other electronic device in order to obtain their personal access information |
Snail Mail | The ordinary postal system as opposed to e-mail |
Scams | A dishonest scheme; fraud |
Anti-Virus Software | Computer software used to prevent, detect and remove malicious software |
Better Business Bureau | A nationwide system of local organizations which aims to promote ethical business practices |
Federal Trade Commission | A federal agency, that administers antitrust and consumer protection in pursuit of free and fair competition in the marketplace |
Equifax | A consumer credit reporting agency in the U.S. that is considered one of the three largest American credit agencies along with Experian and TransUnion |
TransUnion | An American company that provides credit information and information management services |
Experian | One of the three major credit bureaus in the U.S. that is responsible for providing those in the business of lending credit or money |
Internal Revenue Service | A United States government agency that is responsible for the collection and enforcement of taxes |
Solicitations | A request for money for example buying a fancy house that costs a lot of money |
Spam | Unwanted junk e-mail that is sent to thousands of people |