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RE Principle Chp. 3
Question | Answer |
---|---|
Under the Fair Housing Act which action is legally permitted? | refusing to make a mortgage loan to a member of a protected class because of a poor credit history. |
Complaints relating to the Civil Rights Act of 1866 | must be take directly to federal courts. |
Why is the Civil Rights Act of 1866 unique? | It provides no exceptions that would permit racial discrimination |
A real estate professional said to a homeowner, "I hear they're moving in . There goes the neighborhood? Better put your house on the market before values drop!" This is an example of what illegal practice? | Blockbusting |
The act of directing homeseekers toward or away from particular areas, either to maintain or to change the character of the neighborhood is | Steering |
A lender's refusal to lend money to potential homeowners attempting to purchase properties located in predominantly Latino neighborhood is known as | redlining |
All of the following would be permitted under the federal Fair Housing Act EXCEPT | a owner of a 20 unit residental apartment building renting to men only (violates the class part of fair housing act |
It is illegal for a lending institution to refuse to make a residential real estate loan in a particular area only because of the | physical location of the property |
Which agency, upon receiving a complaint regarding a Fair Housing Act violation, investigates? | HUD |
Housing that qualifies for exemption from familial status provisions | includes a restriction that 80% of the units be occupied by persons 55 or older |
Which statement describes the Supreme Court's decision in the case of Jones vs. Alfred H. Mayer Company? | Racial discrimination is prohibited by any party in the sale of rental of real estate |
After a real estate professional takes a sale listing of a residence, the owners specify that they will not sell the home to any Asian family. The real estate professional should do which of the following? | Explain tot he owners that the instruction violates federal law and that the real estate professional cannot comply with it. |
The time for a first violation of the federal Fair Housing Act could be as much as | $16,000 |
A single man with two small children has been told by a real estate professional that homes for sale in a condominium complex are availble only to married colples with no children | The man any file a complaint alleging discrimination on the basis of fmilial status |
The following ad appeared in the newpaper "For sale: 4 BR brick home: Redwood School District; excellent Elm Street location; short walk to St. John's Church and right on the bus line. Move-in condition; priced to sell" Which statement is TRUE | the ad should not mention St. John's Church |
A discriminating suit may be filed in federal court by | a person aggreived by recial discrimination |
The federal Fair Housing Act does Not prohibit | discrminating on the basis of martial status |
The provision of the federal Fair Housing Act apply | in all states |