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Intro Liability Ins

Introduction to Liability Insurance

QuestionAnswer
The Property and Casualty term used to refer to damage to an individual's reputation or mental state is called Personal Injury
Negligence is the failure to act in a responsible or prudent manner. In order to be negligent, there must be four elements present. Which of the following items is not one of those four? Subrogation
The duty we owe others is sometimes expressed in terms of degree of care. To which of the following do we owe the greatest degree of care? Invitee
There are times when a person may be held responsible for actions of others. Which example shows imputed liability? Father for Son
All liability losses are said to be third-party losses. Property losses are said to be First person losses
Which of the following describes a tort? A civil wrong that violates the rights of others
Absolute liability is most frequently applied to activities involving Dangerous animals; dangerous materials; hazardous operations
There are two types of compensatory damages: special and general. Which of the following is an example of a general damage? Pain and Suffering
Which of the following would be covered under a personal liability policy EXCEPT: Punitive Damages
All of the following are examples of ________? Libel, Slander, False Arrest Personal Injury
The adjuster servicing auto liability and general liability claims is requested to pay for damages associated with a definite monetary value, and they are known as specific damages. Identify the damages. Doctor fees and ambulance fees
In most states, a property owner owes the highest degree of care to: an invitee
Mrs. Jones was involved in an automobile accident with Mr. Green. Both were considered to be partially at fault. Mrs. Jones could not collect for her damages for which of the following reasons: The Doctrine of Contributory Negligence
Created by: BGeisert
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