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business SA2

TermDefinition
insurable interest to insure something you must benefit by its existence and suffer (financially) from its loss.
utmost good faith when applying for insurance, all material facts relating to the policy must be disclosed to the insurance company.
indemnity a profit can not be made from insurance.
subrogation once an insurance company has paid compensation for any insured item, the right of ownership of that item passes to the insurance company.
contribution where the same item is insured with more than one insurer they will divide the cost of claim between them.
type of motor insurance what it covers
third party injury to another person or damage to another persons car or property caused by the insured driver. it does not cover the policyholder or their vehicle.
third party, fire and theft as for third party, plus the insured person for their car catching fire or being stolen
comprehensive all parties and vehicles that suffer loss in an accident, including the insured person and their car.
Created by: KGALLAGHER20
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