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Managing Credit

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A key factor influencing credit scores is: Recent inquiries
All of the following are part of a credit report loan repayment, credit limit utilization, current repayment, current credit inquiries
A cosigner on a loan can help by boosting approval odds
Which of the following is true about a credit report You can get a copy of your credit report for free
Which of the following does contribute to your credit score payment history, debt-to-credit ratio, length of credit of credit history
Establishing credit early can help with getting better interest rates
Which of the following is true about finding errors on your credit report You may have to file a dispute with each credit bureau
The main advantage of a secured credit card is improving credit score
Why might older individuals typically have higher credit scores They have longer credit histories
How often should you check your credit report for errors At least once a year
Where can you get a free copy of your credit report annualcreditreport.com
Using the debt snowball method, you make minimum payment on large loans; pay extra on small loans
When applying for a loan, why might a lender be interested in credit score to set the loan's interest rate and terms based on risk
Using the Avalanche Method, you put extra money towards loans with the highest interest rate
Which types of debt usually cannot be erased or reduced federal student loans
What can debt collectors do if you don't make payments towards your loans Call you between 8am-9pm to talk to you about your loans
What information can you find on a credit report inquiries you've made on new lines of credit
How long does bankruptcy typically remain on a credit report 7-10 years
All of the following may access your credit report landlord, a future employer, insurance companies
Created by: user-1719693
 

 



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