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Contract - ECs
Exclusion Clauses
Question | Answer |
---|---|
What is an Exclusion Clause? | Type of term attempting to exclude a parties liability |
What three components are necessary for an exclusion clause to be enforceable? | Incorporation, Construction, Statutory regulations |
Lestrange v Graucob | Signing means you've accepted the terms - incorporation |
Curtis v Chemical Cleaning | Dress cleaning: Verbal statement overrode the written term - no incorporation |
Olley v Marlborough Hotel | Term in the hotel bedroom was not part of contract - notice too late |
Chapleton v Barry UDC | Exclusion clause on deckchair ticket was not a term |
Thompson v (LMS) London Midland, and Scotland Railway Co | Illiterate woman was held to be bound by written clause - took reasonable steps to make her aware |
Thornton v Shoe Lane Parking | Exclusion clause must be 'startling' - big red bold writing - Denning |
Interfoto v Stiletto Visual Productions | Onerous terms must be brought to your attention |
What is construction? | The clause must cover the breach |
Contra Proferentem Rule | unclear/ambiguous terms will be interpreted against the party introducing it |
Houghton v Trafalgar Insurance | use of contra proferentum rule - 'load' of car interpreted against insurance company to not mean passengers |
CRA s65 | Can't exclude liability for death/PI |
CRA s31/57 | Can't exclude other CRA terms |
CRA s61 | Clauses incorporated if intended to be seen - notice |
CRA s68 | Term must be transparent |
CRA s62 | Terms must be fair |
CRA s69 | Terms must be interpreted in favour of consumer (CRA version of contra prof rule) |
UCTA s2 | Can't exclude Death/PI |
UCTA s6 | Can't exclude s12 SOGA |
What year is UCTA? | 1977 |
What year is CRA? | 2015 |
Goodlife Foods v Hall Fire | Clause was reasonable under UCTA |
Aziz case | Terms should be fair, not merely not unfair |
George Mitchell v Finney Lock Seeds | Defective seeds: clause was unreasonable under UCTA as buyer would not have been aware of the fault but seller would |