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Health In.
vocab on Health Insurance
Question | Answer | Question | Answer |
---|---|---|---|
Insurance that pays nonsurgical care in the doctor's office, patient's home and hospital | regular medical insurance | protects a worker against loss of income from long illness or accident | disability income insurance |
a combination of hospital, surgical, and regular medical insurance | basic health coverage | Organizations that provide complete health care to members for a fixed monthly payment | HMOs |
protects against the high cost of serious illnesses or injuries | major medical insurance | A group of physicians, clinic or a hospital that contracts with an employer to provide medical services to employees | PPO |
provision in which the insured pays a certain percentage of the costs above the deductible amount | coinsurance clause | provides medical and survivor benefits to people injured, disabled or killed on the job | Worker's compensation |
insurance that combines hospital, surgical regular and major medical into one policy | comprehensive medical policy | insurance administered by the state to assist financially needy families | Medicaid |
Health insurance provided by the federal government for ages 65 and older, includes disabled | Medicare | ||
pays most to all charges for room, food and other hospital expenses that the insured person incurs | Hospital Insurance | helps pay for normal dental care and covers dental injuries resulting from accidents | dental insurance |
provides benefits to cover part or all of the surgeon's fee for an operation | surgical insurance | covers eye examinations, prescription lenses, frames and contact lenses | vision care insurance |