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BVIU
economic words, words related to bank, finance...translated into Vietnamese
Question | Answer |
---|---|
Brand Value | giá trị thương hiệu |
DIGITAL MEDIA | phương tiện truyền thông kỹ thuật số |
INTRANET | mạng nội bộ |
REFITTED | tân trang lại |
MARKET SEGMENT | phân khúc thị trường |
MINIMALIST | tối giản |
STAFF MORALE | tinh thần nhân viên |
INTERNAL | nội bộ |
DELEGATE | ủy thác, giao phó trách nhiệm, công việc |
APPRAISE | thẩm định |
IMPACT | tác động |
DISRUPT | phá vỡ |
STOCKIST | SYN: RETAILER công ty/cửa hàng bán lẻ |
PITFALL | hố, ổ gà ổ vịt - ý nói những hiểm họa, khó khăn...tiềm ẩn |
AROUSAL | kích thích |
OPTIMUM | tối ưu |
work for a company work on car design people work under me work with managers | làm việc cho 1 cty làm trong bộ phận thiết kế xe mọi người làm việc dưới quyền tôi làm việc cùng với các giám đốc |
in work >< out of work | có công việc >< thất nghiệp |
at work | ở chỗ làm, vẫn đang làm việc |
off work | nghỉ việc do bị ốm or có lý do nào đó |
nine-to-five jobs | công việc từ chín giờ sáng đến 5 giờ chiều, ý nói công việc có giờ làm thông thường. |
clock in and clock out | clock on and clock off bấm giờ đến và giờ về |
work in shifts | làm việc theo ca |
commute to work | đi làm ( bằng các phương tiện thông thường) |
commuters | người đi lại |
teleworking | telecommuting làm việc tại nhà thông qua điện thoại hoặc internet |
satisfying, stimulating, fascinating, exciting | the work is interesting and gives you positive feelings |
dull, boring, uninteresting, unstimulating | the work is not interesting |
repetitive, routine | the work involves doing the same things again and again |
tiring, tough, hard, demanding | the work is difficult and makes you tired |
my work involves +N/ving, human contact, long hours, team work, solving problems, travelling a lot, dealing with customers .... | công việc của tôi liên quan đến... |
recruitment | the process of finding people for particular jobs is recruitment or, AE, hiring |
a recruit/ a hire | someone who has been recuited |
outside recruiters, recruitment agencies, employment egencies | nhà tuyển dụng |
headhunters (n), headhunt (v), headhunting (n - the process) | những người chuyên làm công việc săn tìm người cho một công việc nào đó, thuyết phục họ bỏ chỗ đang làm đến một công ty mới. |
headhunters may be called on to headhunt people. | be called on: gọi đến để... |
situation(s) vacant | tình trạng bỏ trống, ý nói các công việc đang tìm nhân viên cho một vị trí nào đó. |
application form | mẫu đơn xin việc |
send it in | gửi đi đến đâu |
appointment(s) | SYN: situation(s) vacant |
CV - curriculum vitae -BrE | resume - AE |
covering letter - BrE | cover letter - AE |
selection process | quy trình tuyển chọn |
handwriting analysis | bản phân tích viết tay |
candidate | ứng cử viên |
a group discussion | nhóm thảo luận, trao đổi với rất nhiều ứng cử viên cho công việc |
psychometric tests | bài test dạng tâm lý học để nhận biết trí thông minh và tính cách con người |
shortlist | thu gọn lại danh sách, chọn ra vài người tiêu biểu nhất |
paper qualification | bằng học vấn |
train as a scientist | đào tạo, huấn luyện như một nhà khoa học |
train for a specific job | đào tạo, huán luyện cho một công việc cụ thể |
qualify as a biologist | hội đủ điều kiện như một nhà sinh vật học |
in-house training | đào tạo, huấn luyện trong quá trình làm việc |
management development | phát triển quản lý |
management training | đào tạo quản lý |
highly skilled | e.g. car designer |
skilled | e.g. car production manager |
semi-skilled | e.g. taxi driver |
unskilled | e.g. car cleaner |
someone is SKILLED AT/ SKILLED IN | +N/ving, customer care, electronics, computer software, communicating, using PCs, working with large groups... |
good with... | computers, figures, people |
self-starters, proactive, self-motivated, self-driven | good at working on their own, making their own decision, without waiting people to tell them how to do or what to do, capable of hard work... |
methodical, systematic, organized | can work in a planned, orderly way, work carefully, logical way. |
computer-literate | good with computers |
numerate | good with numbers |
motivated | very keen to do well in their job |
talented | naturally very good at what they do |
team players | people who work well with other people |
salary | money paid to worker each month |
wage(s) | money paid to worker each week |
perk(s) | sth you receive as well as your wages for doing a particular job (free meals) |
minimum wage | the lowest amount allowed by law |
tips | tiền boa |
basic salary | mức lương cơ bản |
commission | tiền hoa hồng |
a bonus | tiền thưởng |
fringe benefit(s) | compare with perk(s), (company car) |
pension | tiền lương hưu |
benefits package | gói lợi nhuận, gồm fringe benefits, pension... |
pay and benefits | lương và lợi ích |
compensation and remuneration | formal words used to talk about pay and benefits, especially those of senior managers |
compensation package and remuneration package | used especially in US to talk about all the pay and benefits that employees receives |
share options - BrE / stock options - AmE | the right to buy the company's shares at lơ prices, for senior executives |
performance-related bonuses | the money u earn depends on hơ well u do your job |
compensation | used to talk about money and other benefits that a senior manager (or any employee) receives if they are forced to leave the organization, perharps after a boardroom row |
compensation payment / severance payment | the form of compensation |
severance package | severance payment + benefits |
fat cat(s) (Britain) | executives with very high pay and good benefits |
payroll | bảng lương |
labour (or labor AmE) | nhân công lao động, gồm: the management, white-collar workers, supervisor, manual/blue-collar workers |
shop floor | tầng sản xuất mặt hàng, xưởng |
head office | headquarters (HQ) |
open-plan office | where most employees work |
administrative staff / support staff | đội ngũ nhân viên support |
labor unions (AmE) | trade union (BrE): công đoàn lao động, bảo vệ quyền lợi cho những người lao động |
industrial action | những hành động chống đối khi không hài lòng với công việc |
a strike, stoppage, walk-out | stop working for a time |
a go-slow | work more slowly than usual |
an overtime ban | refuse to work overtime |
Human resources department (HRD) | human resources (HR), human resource management (HRM), personnel department |
career path | con đường sự nghiệp |
work your way up the career ladder | tiến bước trên nấc thang sự nghiệp |
senior | cao cấp |
demote | giáng cấp |
hierarchy | hệ thống phân cấp |
to become flatter | with fewer layers of management |
to become leaner | with fewer, more productive employees |
efficiency | sự hiệu quả |
performance review | xem xét việc thực hiện công việc |
If u do sth wrong, u r: dismissed, fired, sacked, terminated | losing your job |
If u've done nothing wrong, u r: laid off, made redundant, offered early retirement | losing your job |
passive smoking | hút thuốc thụ động |
hazardous substances | chất độc hại |
fire hazard | lửa gây nguy hiểm |
precaution | biện pháp phòng ngừa |
verbally | bằng lời nói |
sexual harassment | quấy rối tình dục |
discrimination | sự phân biệt đối xử |
be discriminated against | bị phân biệt đối xử |
sex discrimination | phân biệt giới tính |
glass ceiling | a system in an organization that allows women to get to a particular level but no further |
race | chủng tộc |
racial discrimination | racism phân biệt chủng tộc |
racist | sự/hành động phân biệt chủng tộc, người phân biệt chủng tộc |
affirmative action. in Britain, this is known as equal oppotunities. | hành động khẳng định, is when help is given in education and employment to groups who were previously discriminated against. |
dignity at work policy | chích sách bảo vệ nhân phẩm tại nơi làm việc |
organigram | = organization chart , sơ đồ bộ máy tổ chức |
the board | all the directors together |
non-executive director | outsider |
head up department | đứng đầu bộ phận |
executive (exec) | manager at quite a high level, used with N to suggest luxury (executive home) |
COO | chief operating officer |
CFO | chief financial officer |
VP | vice president |
entrepreneur | doanh nhân |
start-ups | khởi sự |
entrepreneurial | kinh doanh, is used in an positive way to describe the risk-taking people who do this and their activities |
business empire | a large comp mainly owned by one person or a family |
journalistic | (adj) (thuộc về) báo chí |
business leader(s) (journalistic terms: captain (s)of industry) | successful business people, especially heads of large organizations |
leadership skills | khả năng lãnh đạo |
magnate (+adj: media, press, shipping, oil) | rich, powerful and successful person, especially in business |
mogul (+adj: movie, media, shipping) | ông trùm |
tycoon (+adj: property, software) | ông trùm |
a concern | formal words which means firm, company, business |
big business | doanh nghiệp lớn, large companies considered together |
enterprise | doanh nghiệp (to emphasize its risk-taking nature) |
SME | small or medium enterprise |
corporation | large company, especially in the US |
corporate (adj) culture | văn hóa doanh nghiệp |
corporate headquarters | trụ sở chính của công ty |
corporate image | hình ảnh công ty |
corporate ladder | nấc thang của công ty |
corporate logo | logo của công ty |
corporate profits | lợi nhuận của công ty |
commerce | thương mại, used to refer to business |
chamber(s) of commerce | phòng thương mại |
commercial (adj) | (thuộc về) thương mại |
commercial airline | hàng không thương mại |
commercial artist | nghệ sĩ thương mại |
commercial television | truyền thông thương mại |
commercial disaster | thảm họa thương mại |
commercial land | đất thương mại |
state-owned | thuộc sở hữu của bang |
government-owned | thuộc sở hữu của chính quyền |
be nationalized | quốc hữu hóa |
bureaucratic | quan liêu |
privatize | tư nhân hóa |
free/ private enterprise | doanh nghiệp tư nhân, tự do |
enterprise culture/ economy/ zone | văn hóa doanh nghiệp(cách hoạt động, tổ chức)/ nền kinh tế doanh nghiệp (bao gồm văn hóa)/ vùng doanh nghiệp (một phần đất nước noi doanh nghiệp được khuyến khích) |
Sole trader (not used in US) | self-employed, a freelancer. Sole owner & Sole proprietor are used both in BrE & AmE |
partnership | quan hệ đối tác (no shareholders) |
liability | trách nhiệm pháp lý |
Ltd | limited comp: công ty trách nhiệm hứu hạn |
limited liability | trách nhiệm hữu hạn (ex: don't have to use our personal property, such as a house or a car, to pay the comp's debts |
PLC | public limited company (anybody can buy and sell shares in comp on the stock market) |
Inc | Incorporated: kết hợp - a corporation - a term used especialy in the US for comp with limited liability |
mutual (ex: life insurance comp) | comp that when you buy sth (ex: insurance) with the comp you become a member. Profits are theoretically owned by the members, no shareholders |
building society | a kind of mutual, which lend money to people who want to buy a house |
demutualized | become public limited comp with shareholders |
demutualization | the process of being demutualized |
non-profit organization (BrE) | not-for-profit organization (AmE)tổ chức phi lợi nhuận |
voluntary sector | bộ phận/khu vực tình nguyện |
manufacturing industries make up the manufacturing sector | cars (BrE), automobiles (AmE), computer hardware, construction, defence, food processing, household goods, pharmaceuticals, steel, textiles (cloth and clothes) |
service industries make up service sector | catering(phục vụ-restaurants, bars...),computer software, financial services, healthcare,leisure(sport, theme parks...),media(books,film,newspaper...),property (BrE)/real estate(AmE)(buying,selling and managing buildings),retail,telecommunications,tourism |
industrialize | công nghiệp hóa |
emerging industries | các ngành công nghiệp đang nổi lên |
light industries | công nghiệp nhẹ |
questionnaire | bảng câu hỏi mang tính khảo sát |
consumer panel | kênh khách hàng, người tiêu dùng |
focus group | nhóm khách hàng thuộc mọi tâng lớp được hỏi để đưa ra ý kiến về một mặt hàng nào đó |
sales forecast | dự báo doanh số bán hàng |
beta version | phiên bản dùng thử |
bugs | probs |
CADCAM | computer-assisted design/computer-assisted manufacturing |
prototype | nguyên mẫu |
industrial scale | quy mô công nghiệp |
rollout | sự triển khai |
design defect | design fault lỗi thiết kế đc tìm thấy sau khii sp đã xuất xưởng |
recall | thu hồi |
R&D | research and development |
innovative | sáng tạo |
breakthrough | bước đột phá |
cutting edge | leading edge giai đoạn tiên tiến nhất |
state-of-the-art | using the most modern or advanced techniques or methods |
obsolete | SYN: out of date, lỗi thời |
proprietary | (thông tin, kiến thức) độc quyền |
patent | bằng sáng chế |
under licence | theo giấy phép |
royalties | tiền bản quyền |
copyright | bản quyền |
intellectual property | sở hữu trí tuệ |
a product can be | sth natural, sth made to be sold, a service |
produce | refers to agricultural products such as crops or fruit |
assembly line | dây chuyền lắp ráp |
mass-produce | sản xuất hàng loạt |
highly automated | tự động cao, use a lot of machinery |
cost - effective | chi phí hiệu quả, don't have to pay them wages |
industrial robot | robot công nghiệp, part of the CADCAM system |
labour - intensive | cần nhiều nhân công |
workshop | xưởng chế tác |
craft industry | thủ công nghiệp |
churn out | tung ra hàng loạt |
capacity | công suất |
output | sản lượng, mặt hàng |
productivity | năng suất |
working at full capacity | làm việc hết công suất |
overproduction | sản xuất quá lượng hàng cần thiết |
excess capacity | dư thừa công suất |
spare capacity | dư thừa công suất |
overcapacity | dư thừa công suất |
surplus capacity | dư thừa công suất |
glut | sự dư thừa OPP: shortage |
component(s) | thành phần (part(s)) |
capital | money |
to be work-in-progress | to be being made |
finished goods | the products have been made |
subcontracting | using outside suppliers to provide components and services, thầu phụ |
to be financed | được tài trợ |
to be stored | được chứa đựng, cất giữ |
to be handled | được xử lý, di chuyển |
just-in-time | vừa đúng lúc |
lean production | lean manufacturing: sản xuất hiệu quả |
specification(s) | đặc điểm kỹ thuật (spec(s)) |
dimension(s) | kích thước (size) |
quality control | kiểm soát chát lượng |
conformity | sự phù hợp |
zero defects | no faults at all |
be done RIGHT FIRST TIME | làm đúng ngay từ lần đầu tiên |
reworking | làm lại |
spot check | kiểm tra ngẫu nhiên tại một vài chỗ để đảm bảo độ chính xác |
TQM | total quality management: quản lý chất lượng toàn diện |
quality circle(s) | groups of employees who meet regularly to suggest improvements |
enhancement(s) | sự tăng cường, continuous improvement, Japanese name: Kaizen |
mystery shoppers | who pretend to be shoppers to check service in shops |
mystery travellers | to report on the standard of service before, during and after the flight |
business philosophies | triết lý kinh doanh |
benchmarking | điểm chuẩn, to compare our performance to other power stations |
BPR | business process reengineering: quy trình kinh doanh tái cấu trúc |
customer base | cơ sở khách hàng |
client base | clientele: cơ sở khách hàng |
end-user | ex: when a comp buys computers for its staff to use, the staff are the end-users |
customers | who buy "everyday" services such as train travel or telephone services |
consumers | people who buy products or services for their own use, especially considered as members of large groups of people buying things in advanced economies |
vendor | nhà cung cấp, a person who sell for ex property, people selling things in the street are street vendors |
market forces/ pressures | the way a market economy makes sellers produce what people want, at prices they are willing to pay |
marketplace | producers and buyers in a particular market economy, and the way they behave |
market prices | prices that people are willing to pay, rather than ones fixed by a government |
market reforms | changes a government makes to an economy, so that it becomes more like a market economy. |
if a comp ENTERS/ PENETRATES a market | it starts selling there for the first time |
if a comp ABANDONS/ GETS OUT OF/ LEAVES a market | it stops selling there |
if a comp DOMINATES a market | it is the most imp comp selling there |
if a comp CORNERS/ MONOPOLIZES a market | it is the only comp selling there |
if a comp DRIVES ANOTHER COMP OUT OF a market | it makes the other comp leave the market, perharps because it can no longer compete |
rivals | competitors, comp or products in the same market |
key players | the most imp comp in a particular market |
when competition is strong, u can say that it is... | intense, stiff, fierce, tough |
when competition is not strong, u can say that it is... | low-key |
the four Ps | product, price, place, promotion. A useful sum of the marketing mix. |
the fifth P (sometimes added) | packaging |
marketing mix | the activities that u have to combine successfully in order to sell |
TO MARKET a prod | to make a plan based on the four Ps and put it into action |
marketer/ marketeer | person, organization who works in marketing products |
market orientation | định hướng thị trường |
market-driven | market-led, market-oriented, marketers describe themselves because they often talk about market orientation |
product catalogue/ mix/ portfolio | catalog sản phẩm |
product line/range | dòng sản phẩm |
product lifecycle | the stages in the life of a product, and the number of people who buy it at each stage, vòng đời sản phẩm |
product positioning | how a comp would like a prod to be seen in relation to its other prod, or to competing prod |
product placement | when a comp pays for its prod to be seen in films and TV prog |
consumer durables | consumer goods that last a long time, such as cars and washing machines |
FMCG | fast-moving consumer goods: consumer goods such as food prod that sell quickly |
the MAKE of the prod | the name of the comp of the prod |
brand awareness | brand recognition: how much people recognize a brand |
brand image | the ideas people have about a brand |
branding | quảng cáo thương hiệu, creating brands and keeping them in customer's minds through ad, packaging... |
brand identity | nhận diện thương hiệu |
own-brand product (BrE) | a prod with the retailer's own name on it. own-label prod (AmE) |
generic products / generics | prod that are no branded, don't have a brand name |
undercut | to sell goods or services at a lower price than your competitors |
loss leaders | cheap items to attract customers in |
recommended retail price | giá bán lẻ được đề nghị |
price boom | a good period for sellers, when prices are rising quickly |
price controls | government efforts to limit price increases |
price cut | a reduction in price |
price hike | an increase in price |
price war | when competing comp reduce prices in response to each other |
price leader | a comp that is first to reduce or increase prices |
upmarket(BrE) | thị trường trên, thị trường hạng sang, cao cấp, upscale (AmE) |
downmarket (BrE) | thị trường dưới, thị trường hàng bình dân, downscale (AmE) |
sophisticated (adj) | tinh vi |
low-end | bottom-end: the cheapest model of one product |
high-end | top-end ><low-end |
entry-level | mức ban đầu. Ex: the cheapest entry-level skis are for beginners who have never bought skis before |
mid-range | models at the mid level |
TRADE UP and move UPMARKET | if u buy sophisticated skis to replace basic ones |
TRADE DOWN and move DOWNMARKET | if u buy cheaper skis after buying more expensive ones |
mass market | thị trường với số lượng hàng hóa được sản xuất rất nhiều, hàng loạt và số lượng người mua cũng lớn. for ex: family cars |
a niche/ niche market | a small group of buyers with special needs, which may be profitable to sell to. For ex: sport cars are a niche in the car industry |
a distribution network | includes: producers, wholesalers + retailers = distributors, -> distribution channel -> customers |
wholesaler | nhà bán buôn, middleman |
shop (BrE) | store (AmE), comp may call it a RETAIL OUTLET, SALES OUTLET |
chain store | chuỗi cửa hàng |
convenience store | small shop in a residential area and open long hours |
deep discounter | a supermarket with very low price |
department store | very large shop with a wide variety of goods, usually in a town centre |
drugstore | shop in a town centre in the US which sells medicines, u can also have coffee and meals here |
hypermarket | very large shop with a wide variety of goods, usually outside a town |
shopping precinct | shopping centre |
shopping mall | outside town, where it is easy to park |
franchises | are owned by the people that run them (FRANCHISEES), only sell the goods of one comp |
franchisor | the comp, provides goods, organizes ad, offers help and support |
direct marketing | tiếp thị trực tiếp, the business of selling products or services directly to customers who order by mail or by telephone instead of going to a shop / store |
junk mail | direct mail, advertising material that is sent to people who have not asked for it |
mailshot | advertising or information that is sent to a large number of people at the same time by mail |
telemarketing | selling by telephone |
cold call (n) | (n) of the practice of telephoning sb that you do not know, in order to sell them sth |
product endorsement | when famous people recommend a product |
advertising agency | an organization |
sponsorship | sự tài trợ |
sales teritory | sales area |
promotion (uncountable) | is all the activities supporting the sale of a product, including advertising |
A promotion (countable) describes: | a SPECIAL OFFER (discount), a FREE SAMPLE, FREE GIFT, COMPETITIONS with prizes |
loyalty card | the more u spend, the more points u get, and u can exchange these points for free goods or flights |
cross-promotion | is where u buy one prod, and u r recommended to buy another prod that may go with it |
ISP | internet service provider |
shopping cart | giỏ hàng online |
unique users | different individual visitors |
hit | page view |
e-tailing | e-commerce |
bricks-and-mortar shop | cửa hàng thông thường (với gạch và vữa), compare: clicks-and-mortar |
traditional retailing | bán hàng kiểu truyền thống, như bricks-and-mortar shops |
last mile prob | the physical delivery of goods to internet customers |
B2C | business-to-consumer |
B2B | business-to-business |
B2G | business-to-government |
sales figures | doanh số bán hàng |
turnover | money received from sales, doanh thu |
revenue | the money that a government receives from taxes or that an organization, etc. receives from its business |
volume | khối lượng |
make a sale | sell sth |
be on sale | be available to buy |
unit sales | the number of things sold |
Sales | a comp department |
A sale | a period when a shop is charging less than usual for goods |
the sales | a period when a lot of shops are having a sale |
direct costs | are directly related to providing the product (ex: salary) |
fixed costs | do not change when production goes up or down (ex: rent, heating...) |
variable costs | change when production goes up or down (ex: materials) |
COGS | cost of goods sold: the variable costs in making particular goods (ex: materials and salaries) |
indirect costs, overhead costs, overheads | are not directly related to production (ex: administration) |
enpenses | chi phí nói chung, especially indirect ones |
costing | the activity of calculating costs |
costings | amounts calculated for paricular things |
margin | lợi nhuận |
mark-up | an increase in the price of sth based on the difference between the cost of producing it and the price it is sold at |
gross margin | = selling price - direct production costs |
net margin / profit margin / mark-up | = selling price - total costs. net margin & profit margin usually is given as a percentage of the selling price. mark-up usually is given as a percentage of the total costs. |
make a profit | the product is profitable or PROFIT-MAKING, when the sale price per unit is higher than the cost per unit |
break even | reach break-even point, when the sale price per unit is equal to the cost per unit |
make a loss | the product is LOSS-MAKING, when the sale price per unit is lower than the cost per unit |
money-spinner | cash cow, product that have very good profitability, when the sale price per unit is much higher than the cost per unit |
budget | ngân sách |
expenditure | sự chi tiêu |
to budget for | to be careful about the amount of money you spend; to plan to spend an amount of money for a particular purpose: |
go over budget | chi tiêu vượt qua ngân sách, overspent $.. |
go under budget | chi tiêu tiết kiệm, vẫn còn tiền trong ngân sách, underspent $... |
advertising spend | chi tiêu cho quảng cáo |
learning curve (experience curve) | the rate at which you learn a new subject or a new skill; the process of learning from the mistakes you make |
ship | dispatch, vận chuyển |
invoice | hóa đơn |
invoicing | billing, the activity of producing and sending invoices |
trade credit | a period of time that providers give consumers before they have to pay |
pay UPFRONT | trả tiền trước khi nhận hàng |
cash flow | the timing of payments coming into and going out of a business |
accounts | people or organizations the comp sell to (customers) |
key accounts | most imp customers |
debtor (Britain) | person who owes sb money |
accounts receivable (US) | receivables: customers that comp is waiting to be paid by |
creditors (Britain) | the suppliers and other organizations that comp owes money to |
the Inland revenue | the government department in Britain that is responsible for collecting taxes |
account payables (US) | payables: the suppliers and other organizations that comp owes money to |
the Inland revenue service (US) | like the inland revenue of Britain |
bad debts | some comp that owe money but can't pay or won't pay |
write sb off | to decide that sb/sth is a failure or not worth paying any attention to SYN dismiss |
asset | tài sản, is sth that has value, or the power to earn money. |
current assets | money in the bank, investments that can easily be turned into money, money that customers owe, stocks of goods that are going to be sold |
fixed assets | equipment, buildings, land, machinery |
intangible assets | things which u can't see (goodwill, brands...) |
goodwill | the good relationship between a business and its customers that is calculated as part of its value when it is sold |
depreciate (v) | amortize: to reduce the value, as stated in the company’s accounts, of a particular asset over a particular period of time |
depreciation (n) | amortization |
write off | to cancel a debt; to recognize that sth is a failure, has no value, etc. |
book value | the value of an asset at any one time |
liability | the amount of money that a person or company owes |
current liabilities | debts that have to be paid within a year |
long-term liabilities | debts that can be paid in more than a year |
balance sheet | a written statement showing the amount of money and property that a company has and listing what has been received and paid out |
financial year | a period of twelve months over which the accounts and taxes of a company or a person are calculated |
accountancy firm | công ty kế toán |
bookkeeper | kế toán viên, who works under accountants |
auditor | a person who officially examines the business and financial records of a company |
audit (v)(N) | to officially examine the financial accounts of a company |
a true and fair view | an accurate and complete picture |
window dressing | creative accounting: giả mạo chi tiêu |
accountancy (BrE) (profession) | accounting (AmE) |
accounting standards/rules | những chuẩn mực, quy định của một công ty trong cách trình bày sổ sách thu chi |
pre-tax profit | lợi nhuận trước thuế |
pre-tax loss | lỗ trước thuế |
exceptional profit/ loss | is for sth that is not normally repeated, for example the sale of a subsidiary comp or the costs of restructuring |
gross (Adj) (+N) | being the total amount of sth before anything is taken away |
gross profit | |
net profit | afterwards |
bottom line | the amount of money that is a profit or a loss after everything has been calculated |
profit and loss account (BrE) | income statement (AmE) |
to be in the red | when a comp is making a loss |
to be bleeding red ink | to be haemorrhaging red ink = to be in the red |
share capital | capital from shareholders |
dividend | cổ tức |
loan capital | capital from lenders |
equity | capital in the form of shares |
venture capitalist | who puts up money for a lot of new companies, nhà đầu tư mạo hiểm |
indebtedness | the total amount of debt that a comp has |
principal | the sum of money borrowed |
interest | lãi suất phải trả từ tiền nợ |
bond | trái phiếu |
debenture | an official document that is given by a company, showing it has borrowed money from a person and stating the interest payments that it will make to them |
collateral | tài sản thế chấp |
leverage (NAmE) | gearing (BrE) the relationship between the amount of money that a company owes and the value of its shares |
highly leveraged | highly geared : a comp with a lot of borrowing in relation to its share capital |
overleveraged | a comp that has difficulty in making payments on its debt |
surplus | thặng dư |
retained earnings | thu nhập được giữ lại |
cash reserves | tiền mặt dự trữ |
cash pile/ mountain | núi tiền |
make AQUISITION(S) | to buy other comp |
debt repayment/sevicing | when a comp repays its debt an/or interest on it, "debt repayment" describes a particular amount repaid |
debt burden | a comp's debt, especially when considered as a prob |
debt crisis | when a comp has serious difficulty repaying its debt |
debt rescheduling/restructuring | when a comp persuades lenders to change repayment dates and terms |
debt default | when a comp fails to make a debt repayment |
to reschedule a debt | to restructuring a debt |
to repay a debt | to service a debt |
to default on a debt | |
turnaround | vốn quay vòng, a situation in which sth changes from bad to good |
bailout | vốn cứu trợ |
to be sick, ailing, troubled | to be in financial trouble |
fill for bankruptcy protection (US) | when a comp is in serious financial difficulty, it may ask a court to give it time to reorganize by... |
go into administration (Britain) | when a comp is insolvent |
go into liquidation/receivership | if the comp can't be saved, tiến hành thanh lý |
to be wound up | when a comp cant' be saved |
to cease trading | ngừng giao dịch |
a stake/ an interest/ a holding in a comp | the shares that one investor has in a comp |
a majority stake/interest/holding | when more than 50% of the shares of a comp are owned by one investor, giving them control over how it is run |
a minority stake/interest/holding | when an investor owns less than 50% of the shares of a comp |
alliance | liên minh, |
joint venture | liên doanh |
friendly bid | công ty bị đem ra đấu thầu chấp nhận và đông ý điều đó một cách tự nguyện |
hostile bid | >< friendly bid |
predator | a person or an organization that uses weaker people for their own advantage |
white knight | a person or an organization that rescues a company from being bought by another company at too low a price |
prey | a person who is harmed or tricked by sb, especially for dishonest purposes |
poison pill | a form of defence used by a company to prevent, or to reduce the effect of, a takeover bid that they do not want, for example by selling some of their important possessions |
conglomerate | tập đoàn |
subsidiary | công ty con |
to diversify into | đa dạng hóa, mở rộng mặt hàng |
current account, cheque account (BrE) | tài khoản vãng lai, checking account (AmE) |
to be in the black | >< to be in the red |
overdraft | thấu chi, chi tiêu quá lượng tiền có sẵn |
deposit account | saving account: tài khoản tiết kiệm |
mortgage | a loan to buy house |
bank statement | a printed record of all the money paid into and out of a customer’s bank account within a particular period |
banking charge | khoản phí ngân hàng |
telephone banking | một loại dịch vụ cho phép ng dùng gọi điện thoai để kiểm tra tiền trong tài khoản |
account balance | số dư tài khoản, the amount I have in my account |
Internet banking | tg tự telephone banking |
manage my account | kiểm soát tài khoản |
windfall (n) | a special once-only payment of some of the society's assets to its members |
unit trust | quỹ tín thác, shares in investment com that put money from small investors into different comp |
mutual fund (US) | unit trust |
financial centres | places where there are many banks and other financial institutions (tổ chức tài chính) |
the square mile | the City - London as a financial centre |
wall street | New York |
speculator | an investor who wants to make a quick profit, rather than invest over a longer period of time |
broker | dealer, trader |
to float the comp | to sell shares for the 1st tine |
flotation (N) | |
to be issued (BrE & AmE) | to be listed (AmE, BrE), to be quoted (BrE) |
bourses | another name for stock markets in other countries |
commercial paper | short-term lending to businesses |
currencies (foreign exchange or forex) | the money of a particular country |
commodity | metals and farm products |
securities | which shares, bonds and commercial paper are called |
securities houses | the financial institutions that deal in securities |
derivative | contracts like futures contract and options contract. Dealers guess how the price of the underlying security or commodity will change in the future and use derivatives to try to buy them more cheaply |
a futures contract | an agreement giving an obligation to sell a fixed amount of a security or commodity at a particular price on a particular future date |
an options contract | an agreement giving the right, but not the obligation, to buy or sell a security or commodity at a particular price at a future time, or in a period of future time |
underlying | ngầm |
market indexes (indices) | các chỉ số thị trường |
market activity | good times and bad times |
spectacular gain | những cú đạt được ngoạn mục |
blue chips | famous comp with history of profit in good and bad economic time |
bull market (n) | = rising prices |
record high | highest level ever |
at the close | end of the working day |
bullish | optimistic |
to go through the barrier | to pass the "round" number of... |
panic selling | selling shares for any price |
spectacular decline | large decrease |
wipe off the value | take off the total share value |
bear market | = falling prices >< bull market |
bearish | = pessimistic ><bullish |
a rally | prices starting to rise again |
indicator | chỉ số |
finance is... | money provided or lent for a particular purpose, the management of money by countries, organizations or people, the study of money management |
high finance | involves large amounts of money used by governments and large comp |
economics is... | the study of how money works and is used, calculations of whether a particular activity will be profitable |
a profitable activity is... | economic |
an unprofitable activity is... | uneconomic |
if sth is economical | it's cheap to buy, to use, to do |
if sth is uneconomical | it's not cheap to buy, use, do |
inflation | lạm phát |
the balance of payments | is the difference between the money coming into a country and that going out |
the trade balance | is the difference between payments for imports and payment foe exports |
trade surplus | when exports more than imports |
trade deficit | ><trade surplus |
trade gap | the amount of this surplus or deficit |
economic output | the value of goods and services produced in a country or area |
GDP | gross domestic product: the total value of all the goods and services produced by a country in one year |
advance | = surge: increase |
jump | = leap: go up quickly |
skyrocket | rise by a lot |
soar | increase greatly |
axe | sa thải |
cut | reduce |
ease | go down slightly |
plummet | fall a lot |
slash | reduce by a large amount |
dive | fall |
to level off | if a figure rises to a level and then stops rising, remaining at that level |
a peak | the highest level |
to peak | reach the highest level and then goes down |
a trough | the lowest level |
to bottom out | fall to a trough and then starts rising again |
demand | the amount of goods and services that people want in a particular period |
a boom | when there is rising demand, and other indicators are strong |
stagnation | when the economy is growing slowly, or not at ll |
stagflation | when slow growth is combined with prices that are increasing fast |
recession | a period when there is negative growth, the economy is producing less |
a slump | a very bad recession |
a depression | a very bad slump |
wrongdoing (n) | hành vi sai trái |
regulate | điều chỉnh |
wrongdoer (n) | người có hành vi sai trái |
insider dealing | insider trading: someone buys or sells securities using information that is not publicity available |
Chinese wall | measures that you can take to stop knowledge in one department of your comp being illegally used by another department, to buy or sell shares for example |
price fixing | a group of comp in the same market secretly agree to fix prices at a certain level, so they do not have to compete with each other |
market rigging | a group of investors work together to stop a financial market functioning as it should, to gain an advantage for themselves |
bribery (n) | hành động hối lộ, sự hối lộ |
bankhander (BrE only) (informally) | kickback, sweetener: a bribe: an illegal payment |
corrupt (v,adj) | someone who receives bribes |
corruption | sự tham nhũng |
sleaze (informal) | corruption, especially in politics |
fraud (n) | gian lận |
counterfeit (v,adj) | giả mạo |
note | a piece of paper of money |
forgery (n) | counterfeiting (n) |
forger (n) | người làm tiền giả |
fake(s) (n) | đồ giả |
embezzle (v) | to steal money that you are responsible for or that belongs to your employer, tham ô |
embezzlement(n) | a type of fraud |
quite a scam | khá là thông minh. SCAM(n):a clever and dishonest plan for making money |
racketeer(n) (disapproving) | a person who makes money through dishonest or illegal activities |
money laundering | rửa tiền, hiding the illegal origin of money |
ethics | nguyên mẫu đạo đức, những quy tắc về đạo đức |
code of ethics | quy tắc đạo đức, code of conduct |
unethical (adj) | actions that are not criminal but they are morally wrong |
ethical issues | areas where choices have to be made about right and wrong behaviour, những vấn đề đạo đức |
exploit | khai thác |
sweatshop labor | bóc lột lao động |
affirmative action program | chương trình thực hiện những hành động kiên quyết bảo vệ những người bị phân biệt đối xử |
ethical investment | đạo đức đầu tư |
tobacco | thuốc lá |
green issues | những vấn đề xanh, liên quan đến môi trường |
be environmentally damaging | gây thiệt hại môi trường |
green activist | activist: a person who works to achieve political or social change, especially as a member of an organization with particular aims |
timeframe | timescale: khung thời gian |
lead time | the period of time it takes to prepare and complete or deliver sth |
a delay (n) | SỰ CHẬM TRỄ |
make up time | try to go faster |
take longer than planned | lâu hơn dự kiến |
downtime | a period when a machine or computer cannot be used because it is not working |
overlap | chồng chéo lên nhau, the second thing starts before the first one finishes |
simultaneous | run in parallel, đồng thời |
project management | the managing of the stages/steps |
stage | phase, step, task |
big projects often include... | BONUS PAYMENTS for COMPLETION early or ON TIME, and PENALTIES for late completion |
personal organizers | small pocket-size computers |
in advance | trước |
a realistic plan | not just a list |
prioritize (v) | ưu tiên hóa, in order of importance |
perfectionism (n) | sự cầu toàn |
rewarding (adj) | worth doing, that makes u happy because u think it's useful or imp |
stretched (adj) | sth could be hard but still stimulating |
challenging (adj) | difficult but in an interesting and enjoyable way |
overwhelmed (adj) | to be so bad or so great that a person can't deal with it, choáng ngợp |
under stress | under pressure |
stress-induced (n) | caused by stress |
stresses and strains | pressures |
become stressed out | too anxious and tired to be able to relax |
overwork (n) | the fact of working too hard |
nervous breakdown | a period of mental illness in which sb becomes very depressed and anxious and tired, cant' deal with normal life |
be burned out | so stressed and tired by work that will never be able to work again |
burnout (n) | the state of being burned out |
rat race (n) | treadmill(n): the feeling that work is too competitive |
unstressful | |
quality time | time spent giving your full attention to sb, especially to your children after work |
downshift(n,v) | rebalance (v): to choose to live and work in a less stressful way |
downshiter (n) | people who choose to downshift |
subordinate(s) | the people working below sb, cấp dưới |
flair | sự tinh tế |
charisma | uy tín |
a visionary | ng có tầm nhìn xa trông rộng |
drive (n) | động lực |
dynamism | sự năng động |
leaders have... | drive, dynamism and energy |
consensus | sự đồng thuận |
impose (v) | áp đặt |
top-down approach | phương pháp tiếp cận từ trên xuống |
consultation | sự tư vấn |
authoritarian | độc đoán |
empowerment (n) | sự trao quyền |
initiative | sáng kiến |
decentralize (v) | to give some of the power of a central government, organization, etc. to smaller parts or organizations around the country |
canteen culture | the ways that people in an organization such as the police think and talk, not approved by the leaders of the organization |
long-hours culture | where people are expected to work for a long time each day |
macho culture | ideas typically associated with men: physical strength, aggressiveness (sự gây hấn)... |
stereotypes | fixed ideas that may not be true |
a team of equals | một nhóm bình đẳng |
deference (v) | behaviour that that show that u r accepting decisions but not participating in them, u respect but don't like them |
forms of address | the correct titles to use when you talk to sb |
business suit | bộ vest công sở |
casual Fridays | dress-down Fridays: những ngày thứ sáu được ăn mặc tùy ý khi đi làm |
smart casual | Smart casual (as distinct from business casual) is a loosely defined dress code, casual, yet "smart" (i.e. "neat") enough to conform to the particular standards of certain Western social groups. |
corporate hospitality | when comp entertain customers to help develop good business relationships |
presenteeism (n) | being at work when you don't need to be |
business lunch | lunch break |
working breakfast | |
puntuality | sự đúng giờ |
payphone | public telephone: điện thoại công cộng |
cellular phone, cellular(AmE) | cellphone |
WAP phone | wireless application protocol phone: a mobile phone with access to the Internet |
extension | one of a number of phones on the same line, in a home or office |
cordless phone. cordless | an extension not connected by a wire, so you can use it around the house or in the garden |
pager | allows you to receive written messages |
to call someone, to call up someone, to call someone up (AmE) | to ring someone, to ring up someone, to ring someone up, to give someone a ring (BrE), to give someone a bell, to give someone a buzz (informal BrE) |
helpline | hotline, information line, reservations line: phone numbers where u can get info or advice, buy things, make reservations... |
an 0800 number (BrE) | a Freephone number (BrE) |
a 1-800 number (AmE) | a toll-free number (AmE) |
phoning scenario | u want to phone someone in a comp. U pick up the phone, u hear the dialling tone and dial the number on the keypad, u don't know the person's direct line numbers, so u dial the number of the comp's switchboard... |
engaged tone (BrE) | busy tone (AmE) |
GET THROUGH compare with PUT THROUGH | when you are accessed yourself vs you are accessed by someone else |
to be cut off | the call ends |
call you back | return your call |
i'm (rather) tied up at the moment (when calling) | đang bận |
dash or hyphen | - |
(forward) slash | / |
backslash | \ |
I'm completely snowed under at the moment | I'm very busy at the moment |
Can we leave it open for the time being? | Can we decide not to fix a day for the time being? |
get back in touch | contact you again |
cover sheet | the 1st page of a fax showing who it's from, who it's to... |
confidential information | things that others should not know |
intended recipient | the person who should receive the fax |
advise the sender | tell the person who sent it |
legible (adj) | dễ đọc |
cc | send a copy to (and all others can see and know about it) |
bcc | send a blind copy to (others won't know about it) |
AFAIK | as far as I know |
HTH | hope this helps |
arrange/ set up/ fix a meeting | organize a meeting |
bring forward a meeting | >< put back/ postpone a meeting: make a meeting earlier><later than originally decided |
chair a meeting | run a meeting |
brainstorm(v)ing(n) | brainstorming among colleagues: where as many ideas as possible are produced quickly, to be evaluated later |
project meeting | team meeting |
AGM (BrE) | annual general meeting, annual meeting (AmE): where shareholders discuss the comp's annual report |
EGM | extraordinary general meeting: a shareholder's meeting to discuss an imp such as a proposed merger |
to cover a lot of ground | to deal with much information and many facts |
wander off the point | đi lạc đề, mở rộng quá >< stick to the point |
circulating the agenda to everyone concerned | distributing, phân phát |
a minute-taker | who takes the minutes, ghi chép lại những việc quan trọng |
allocate the time to sth | ấn định thời gian |
resolve | decide |
deal tactfully | deal in a careful way not to do or say anything that will annoy or upset sb |
digression | sự lạc đề |
accurate record | bản ghi chép ch' xác |
matters arising | any points from the last meeting that need to be discussed |
shall we make a start? / Let's get down to business / Let's make a start | opening the meeting |
As you know, I've called this meeting to...// As you are aware I've arranged this meeting to.../The purpose of this meeting is to.../ The main objective is to... | opening the meeting (cont) |
Would you like to open the discussion? Would you like to kick off? Perhaps you'd like to get the ball rolling? | Inviting someone to start |
What are your feelings on this? What are your views on this? | Asking for one person's opinion |
What's the general feeling on this? | asking for everyone's opinion |
As I see it, /The way I see it... /It's clear to me that.../ Personally, I think.../ It looks to me as if.../ Obviously... | making your point |
courteous (adj) | lịch sự |
You're perfectly right/ I couldn't agree more/ Precisely/ Exactly/ Absolutely/ You may be right there/ That's true, I suppose/ I suppose so | agreement |
That's not really how I see it/ I don't really agree/ I can't really go along with you there/ I think you've mistaken/ I'm afraid I can't agree with you there | mild disagreement |
I'm sorry, but that's out of the question/ I think you're wrong/ That's absurd (vô lý)/ That's ridiculous | strong disagreement |
I take your point/ I understand what you're saying (about...)/ I see-know what you mean/ I hear where you're coming from on this | hedging (when you avoid disagreeing directly) |
Can I come in here? If I just stop you for a moment...Sorry to interrupt you, but... | to interrupt politely |
As we were saying earlier... To go back to what X was saying earlier.../ To go back to what I just saying... | to refer back to what was said earlier |
Are you saying that...? Are you suggesting that...? Are you implying that...? If I understand (you) correctly,... If I follow you... | To check that you understand what someone has said |
come to a consensus | sth that most people can agree with |
to compromise/ to find a compromise | an agreement where people accept less than they wanted at first |
Unless anyone has anything else to add, I think that's it . Thank you all for coming/ I think that's a good place to stop. Thank you for listening | concluding - end |
press conference | two chief executives tell journalists why their comp have merged |
briefing | a senior officer gives info to other officers about a police operation they are about to undertake |
demonstration | the head of research and development tells non-technical colleagues about a new machine |
product launch | a car comp announces a new model |
lecture | a university professor communicates info about economics to 300 students |
talk | a member of a stamp-collecting club tells other members about 19th century British stamps |
seminar | a financial adviser gives advice about investment to 8 people |
workshop | a yoga expert tells people how to improve their breathing techniques and gets them to practise |
a stand-up presentation | 1 person talking to an audience |
visual aids | pictures, diagrams... |
Don't labour a particular point | spend too long on sth |
monotone | on the same level of voice all the time |
vary the PITCH of your voice | level |
gain the audience's attention | |
telling an ANECDOTE | a story |
mannerism | way of moving and speaking which you do repeatedly without realizing |
last, but by no means least | last but not least |
That's a fair point/ That's confidential/ That's not really my field/ The questioner would like to know...Is that right?/ well, I think that goes beyond the scope of today's presentation/ I'm afraid we've run out of time | use when answering question |
Sorry, I didn't catch the question, could you repeat? | |
mutual advantage | good for both |
settle disputes | decide arguments |
contract disputes | |
labour disputes | |
trade disputes | |
intense(ive) negotiations | are very difficult and tiring, with a lot being discussed |
delicate/tense negotiations | are very difficult and could easily fail |
eleventh-hour/ last-minute negotiations | take place at the last possible moment of the time available |
protracted negotiations | take a very long time |
bargain | another word for negotiate |
collective bargaining | |
pay bargaining | |
wage bargaining | discussions between groups of employees and their employers about pay and conditions |
bargaining ploy/ tactic | a particular technique used by a negotiator |
bargaining chip/tool | an issue that a negotiator uses in order to gain an advantage |
bargaining point | a particular issue that a negotiator discusses |
bargaining power | the degree to which one side is strong enough to obtain what it wants |
bargaining process | the way that negotiations develop |
fallback position | conditions that you will accept if your original objectives are not met |
be on your own ground/ on home ground | in your own offices |
neutral ground | for ex: a hotel |
win-win solution | an agreement of equal benefit to both sides |
probe (v,n) | ask the right questions and listening carefully to the answers |
If/As long as/ On condition that/ Supposing that/ Provided that/ Providing that...then we will/can/could/may/might be able to/agree to/ consider/ offer (to)... | making offers |
make a concession | when you offer to change your position to one that is less favourable to yourself |
horse-trading | the activity of discussing business with sb using clever or secret methods in order to reach an agreement that suits you |
haggle | argue about sth for a long time, especially about the price of sth |
trade-offs | a series of concessions in exchange for concessions from the other side |
make a trade-off | give sth away and get sth in return |
bargaining power | when one side is in a stronger position than the other, they have more... |
negotiate from weakness | when the comp was in financial difficulty... |
negotiate from strength | ><weakness |
moderate | điều chỉnh vừa phải |
under duress | bị/chịu ép buộc |
concede | thừa nhận |
back down | to take back a demand, an opinion, etc. that other people are strongly opposed to; to admit defeat, từ chối, phản bác |
climb down | an act of admitting that you were wrong, or of changing your position in an argument |
give in | chấp nhận, đòng ý (miễn cưỡng) |
ultimatum | tối hậu thư |
bluff | lừa phỉnh |
call someone's bluff | pretend to believe them, when you know they are bluffing |
underline COMMON GROUND | the areas where agreement has been reached |
reassure | confirm |
compromise (v,n) | thỏa hiệp |
obstacle / sticking point | the prob that causes negotiations to become difficult |
deadlock | bế tắc SYN: stalemate |
impasse (n) | đường cùng |
irreconcilable (adj) | không thể hòa giải |
mediator | ng hòa giải, ng điều đình |
cooling-off period | when each side takes no action |
arbitrator | trọng tài |
settlement | resolution : nghị quyết, quyết định hòa giải |
arbitration (n) | sự phân xử |
to clinch a deal | to succeed in achieving or winning sth, triển khai kế hoạch |
drive a hard bargain | to get what they want in a negotiation |
employment/ labour contract | hợp đồng lao động |
oral/ verbal contract | is not written down, by mouth |
binding/ legal contract | forces both sides to carry out the actions that they had promised to carry out, by law |
commercial contract | is about buying or selling a product |
Let me just go/run over the main points | repeat and summarize |
We still have the question of C to settle | to decide and agree on |
outstanding issue | remaining undecided |