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study material for economics vocab CH 12 - Ponder

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Term
Definition
current yield   percent of return paid on an investment  
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money market   market where money is loaned for periods of less than one year  
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financial asset   claims to property or income such as a bank deposits  
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Stockbroker   person who buys or sells equities  
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Roth IRA   type of IRA favored by people who plan to retire in a higher tax bracket  
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Risk   situation in which the outcome is not certain but the probabilities of different outcomes can be estimated  
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equities   stocks that represent ownership shares in corporations  
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pension   regular payment made to retired workers who have worked for a company for a minimum number of years  
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call option   right to sell a share of stock at a specified price in the future  
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bull market   strong market with prices moving up for a long period of time  
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Individual Retirement Account (IRA)   long-term, tax-sheltered deposits people set up to help provide income during retirement  
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capital market   market where money is loaned for more than one year  
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put option finance company   firm that makes loans to consumers and buys installment contracts from merchants who sell goods on credit  
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tax-exempt   when the government does not tax interest paid on an investment  
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put option   right to sell a share of stock at a specified price in the future  
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401(k) plan   tax-deferred investment and savings plan to which many employers contribute matching funds  
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portfolio diversification   holding a large number of stocks so that increases in some will offset unexpected declines in others  
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mutual fund   company that sells stock in itself to individual investors and then invests the money in stocks and bonds of other corporations  
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Standard & Poor’s 500 (S&P500)   popular benchmark of stock performance that uses the price changes of 500 representative stocks as an indicator of overall market performance  
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bear market   mean market in which prices of equities decline for a long period of time  
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Created by: breckart2
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