flash cards
Quiz yourself by thinking what should be in
each of the black spaces below before clicking
on it to display the answer.
Help!
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| show | A document recorded to terminate a homestead exemption
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| A.P.R. | show 🗑
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| show | American Land Title Associates. A national associate of title companies.
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| 1099 S | show 🗑
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| show | To reduce in amount, such as the removal or the encapsulation of asbestos
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| show | A residential lender is to verify that the borrower has a reasonable ability to repay the loan.
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| Abstract of Title | show 🗑
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| Abutting Land | show 🗑
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| show | The Lender's right to call the entire loan all due and payable if certain conditions are violated.
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| show | An agreement binding one of the terms of an offer
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| Accretion | show 🗑
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| show | For tax purposes, the cumulative amount of depreciation up to a certain time.
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| Acknowledgement | show 🗑
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| Acre | show 🗑
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| show | Once acre of land with water one foot deep. 325,850 gallons of water.
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| Active Management Areas | show 🗑
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| show | The chronological age of a structure.
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| show | The Grantor physically hands the Deed to the Grantee
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| Actual Eviction | show 🗑
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| show | Facts that are known to be true, actual knowledge
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| show | According to the value. Arizona property taxes are based on ad valorem.
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| show | Subdivisions in Arizona located outside an Active Management Area are not required to have a 100 year water supply.
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| Adjusted Basis | show 🗑
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| show | The total potential gross income minus vacancy and credit loss. Also called Effective Gross Income
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| Adjusted Purchase | show 🗑
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| Administrator | show 🗑
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| Adult | show 🗑
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| Adverse Possession | show 🗑
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| show | A sworn document that identifies the Grantor, Grantee and states the value paid for real property. Signed by both parties and notarized.
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| show | A legal relationship in which the Principal (owner) appoints an agent to act in his behalf.
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| Agency by Ratification | show 🗑
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| Agency Coupled with an Interest | show 🗑
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| show | One who is authorized to act for a Principal.
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| Agent by Necessity | show 🗑
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| show | To cause grief or to injure one's legal rights.
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| show | A document giving equitable title to a buyer (vendee) of real property. Also called "Contract for Deed". Parties are usually called Vendor and Vendee.
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| Agreement to Sell | show 🗑
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| show | The right to use the air space above a property.
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| show | A clause in a loan document calling for the entire balance due and payable when the property is sold.
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| show | A wraparound loan arrangement whereby a Deed of Trust is used in place of a mortgage.
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| Allodial System | show 🗑
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| show | Sand, clay, ect., deposited by flowing water.
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| show | Also known as the F.H.A Escape Clause.
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| show | Those desirable features (extras) of a property that may benefit the owner.
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| show | Federal law designed to eliminate discrimination against individuals with disabilities by requiring equal access to accommodations.
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| show | A schedule of payments that will eventually extinguish the entire obligation.
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| Anchor Tenant | show 🗑
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| show | The method of attaching a personal property to real property so that it becomes a fixture.
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| show | A series of payments made at specified intervals.
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| show | The present value of property s determined by the future benefits to be obtained from that property.
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| Appraisal | show 🗑
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| show | Market Data Approach, Cost Approach, Income Approach.
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| Appreciation | show 🗑
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| show | That which belongs to the property rights, privileges, and improvement.
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| Arbitrage | show 🗑
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| Arbitration | show 🗑
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| Arm's Length Transaction | show 🗑
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| Arrears | show 🗑
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| Asbestos | show 🗑
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| Assemblage | show 🗑
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| show | The value placed on real or personal property for tax purposes.
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| show | A tax charged to the owner of real property for benefits received. Tax is usually based on a pro rata share.
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| show | All valuable items held by a person which may be used to liquidate a dept.
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| show | One to who interest in property is transferred.
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| show | The transferring of interest from one party to another in a purchase contract or lease.
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| Assignment of Lease | show 🗑
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| Assignment of Rents | show 🗑
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| Assignor | show 🗑
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| show | The Grantee taking title to real property and assuming liability for an existing obligation. The original mortgagor still remains liable.
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| show | Subdivisions in Arizona located in an Active Management Area need to provide a 100 year water supply.
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| Attachment | show 🗑
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| show | One who has written authorization to act for another under a power of attorney.
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| Authorization to Sell | show 🗑
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| Automatic Stay | show 🗑
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| show | The loss of land due to sudden and violent acts of nature.
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| show | Theory of land use development along major highways.
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| show | A ratio that indicates what portion of an individuals income is used to pay all long term debt.
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| Balloon Payment | show 🗑
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| Band of Investment | show 🗑
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| show | A financial situation when a person's liabilities exceed his ability to pay. (assets)
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| show | Title held by a trustee in a Deed of Trust document. The trustee does not have any of the bundle of rights provided in ownership.
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| show | A conveying Deed that has three covenants but no warranties. Frequently used in an operation of law transaction.
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| Base Line (Principal) | show 🗑
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| show | The actual price paid for the property.
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| show | 1/100 of one percent.
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| Bearing Wall | show 🗑
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| Bench Mark | show 🗑
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| Beneficiary | show 🗑
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| Beneficiary Deed | show 🗑
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| Bequest | show 🗑
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| show | A contract binding two or more parties.
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| Bill of Sale | show 🗑
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| Blanket Mortgage | show 🗑
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| show | A real estate as that does not indicate that a brokerage firm is involved.
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| Block Busting | show 🗑
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| show | State laws regulating the sale of investment securities
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| show | The standard pre-printed language that exists in a contract.
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| show | A Buyer who is acting in good faith for valuable consideration.
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| Book Value | show 🗑
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| show | Anything of value given to make up the difference in equities between two properties exchanged.
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| show | Failure to perform a contractual obligation.
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| show | Updating the title report from the original report to the recording of the loan documents.
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| show | A third party who, for a fee, acts as an intermediary in a business transactions.
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| Brown V Board of Education | show 🗑
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| Budget Payment | show 🗑
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| show | An area of land that separates one type of zoning from another.
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| Building Codes | show 🗑
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| Bulk Transfer | show 🗑
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| Bundle of Rights | show 🗑
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| Buyer Broker | show 🗑
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| Caisson | show 🗑
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| CAN-SPAM Act | show 🗑
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| Capital | show 🗑
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| show | The taxable gain received from the sale of a capital asset.
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| show | Any permanent improvements to real property.
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| show | The loss realized from the sale of capital asset.
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| Capitalization | show 🗑
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| Capitalization Approach | show 🗑
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| Capitalization Rate (Overall) | show 🗑
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| Case Law | show 🗑
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| show | Cash flow divided by the amount of capital invested.
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| CC&R's | show 🗑
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| show | A governmental order directing the parties violating the law to refrain from further activity.
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| Ceiling Value | show 🗑
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| Certificate of Eligibility | show 🗑
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| Certificate of Occupancy | show 🗑
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| show | A document given to the winner at a tax lien sale.
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| show | A V.A. appraisal that states the maximum V.A. guarantee on a certain property.
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| show | The lien document given to the high bidder at a mortgage foreclosure sale.
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| Certificate of Title | show 🗑
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| Cession Deed | show 🗑
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| Chain of Title | show 🗑
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| Chapter 11 | show 🗑
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| Chapter 13 | show 🗑
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| show | Complete liquidation of a person's assets to pay liabilities. A trustee is appointed.
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| Chattel | show 🗑
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| show | A security device used for personal property.
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| Chattel Real | show 🗑
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| show | In the Government Rectangular Survey System, a twenty-four mile square parcel containing 16 townships.
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| Civil Law | show 🗑
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| Civil Rights Act of 1866 | show 🗑
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| show | The party the Broker represents or the party who hired the Broker and agrees to pay a fee upon performance.
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| Close of Escrow (C.O.E.) | show 🗑
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| show | A claim on title that hinders it from being marketable.
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| CLUE Report | show 🗑
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| CO-Maker | show 🗑
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| Codicil | show 🗑
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| Collateral | show 🗑
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| show | A secret agreement between two or more people for an illegal purpose against another.
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| show | Title that appears to be valid but due to a hidden fact is actually void.
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| show | Institutions primarily involved in short term loans and demand deposits.
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| Commingling | show 🗑
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| show | The fees paid a Broker resulting from a transaction.
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| show | Fees charged to tenants for the upkeep of the common grounds.
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| Common Law | show 🗑
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| show | A method of financing infrastructure and improvements in a development. Bonds will be sold and repaid through increased property taxes.
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| show | Property acquired by the efforts of a husband and wife during their marriage, belonging to them equally.
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| Compaction | show 🗑
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| Comparable | show 🗑
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| Compensatory Damages | show 🗑
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| Competent Party | show 🗑
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| show | Interest paid on interest
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| Concentric Theory | show 🗑
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| Concurrent Tenancy | show 🗑
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| show | The legal process of taking private property for public use.
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| show | Individual ownership of realty limited to cubage, plus an undivided interest in the common ground.
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| Conformity | show 🗑
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| Consideration | show 🗑
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| Construction Loan | show 🗑
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| show | When the inaction of the Lessor makes the use of the property unsuitable, the Lessee moves out. the tenant moves out through no fault of his own.
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| show | A term used when a document is recorded or printed in a public document.
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| Consumer Financial Protection Bureau | show 🗑
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| Contingency | show 🗑
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| Contingent Remainder | show 🗑
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| show | A map showing the physical features of land using lines to indicate elevations.
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| Contract | show 🗑
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| show | A real estate transaction where the seller remains legal title to the property until final payment is made.
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| show | Terms of a contract are set by one party. The other party is instructed to "take it or leave it".
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| show | The rate of interest stated in the contract.
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| show | Rental amount due as specified in the lease.
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| show | Every valid and enforceable real estate contract must have the following requirements: Competent parties, in writing, legal description, mutual assent, legal consideration, legal purpose, signatures, and communication.
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| Contribution | show 🗑
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| show | A life estate created for the life of some stated natural person.
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| show | Real estate loans that are not insured by any government agency.
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| show | In real estate law, the unlawful use and misappropriate of another's personal property.
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| show | Transfer of title to real property. Such transfer is usually evidenced by a deed.
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| Cooperating Broker | show 🗑
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| show | Ownership of stock in a corporation which gives the holder the right to occupy a certain unit - a long term proprietary lease.
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| show | The written authorization of the Board of Directors for the corporation to act in a certain manner.
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| show | A legal person created by law which is owned by stockholders who act as one.
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| show | Real land such as land and fixtures.
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| show | A deed that corrects an error on a previously recorded Deed.
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| show | In the Government Rectangular Survey System, the lines that compensates for the curvature of the earth.
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| show | The final step in a appraisal that weighs (usually by percentage) the comparables used to arrive at a final estimate of value. Also called Reconciliation.
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|
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| Cost Approach | show 🗑
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| Counteroffer | show 🗑
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| show | A promise made between two or more parties, usually pertaining to contracts and deeds.
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|
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| Covenant Against Encumbrances | show 🗑
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| show | The seller of a business agrees not to open a like business for a specific period of time.
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| Covenant of Quiet Enjoyment | show 🗑
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| Covenant of Seizin | show 🗑
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| Covenants in a Deed | show 🗑
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| show | A husband's right or interest in his wife's property upon her death.
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| Customer | show 🗑
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| Debt Relief | show 🗑
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| Debt Service | show 🗑
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| show | Party who died
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| Dedication | show 🗑
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| show | The legal written document used to transfer ownership of real property.
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|
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| show | An out of court settlement whereby a Lender accepts the Deed from the Borrower - friendly foreclosure.
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| Deed of Reconveyance | show 🗑
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| show | Security for a debt using a neutral third party (Trustee) who holds legal title.
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| Deed Restrictions | show 🗑
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| show | Failure to comply with a contractual agreement.
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| Defeasance Clause | show 🗑
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| show | A fee simple estate subject to certain limitations imposed by the Grantor.
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|
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| show | Loss of value due to lack of maintenance.
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| Deficiency Judgment | show 🗑
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| show | The final transferring of a Deed from Grantor to Grantee. A prerequisite for valid conveyance.
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| Demise | show 🗑
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| Depreciation (Appraisal) | show 🗑
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| show | A defect in real property that is economically feasible to correct.
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|
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| Depreciation (Incurable) | show 🗑
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| Depreciation (Tax) | show 🗑
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| show | Distribution of property to heirs when one dies intestate.
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|
||||
| show | The Broker who is responsible for day to day operation of the business.
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| Devise | show 🗑
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| show | The one who receives real property through a Will.
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|
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| Devisor | show 🗑
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| Direct Endorsement Lenders | show 🗑
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| show | The direction in which a residential community appears to be developing.
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|
||||
| show | A document signed by a party to disavow any interest in a particular property.
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|
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| Discount Points | show 🗑
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| Discrimination | show 🗑
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| Distraint Clause | show 🗑
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| show | A recorded judgment
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|
||||
| Doctrine of Relation Back | show 🗑
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| Dodd-Frank Act | show 🗑
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| Dollar Rate | show 🗑
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| show | The parcel of land that benefits from the easement against the servient estate.
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|
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| Dower | show 🗑
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| Down Zoning | show 🗑
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| show | Monies released under the terms of an open-ended loan
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|
||||
| show | A transaction that involves two principals. When a broker represents both buyer and seller.
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|
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| Due Diligence | show 🗑
|
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| show | The Lender's right to call the entire loan balanced due upon resale of property.
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|
||||
| show | The use of force in obtaining an agreement.
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|
||||
| show | Advance money given by a Buyer to show good faith in a purchase agreement
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|
||||
| show | The right one has to use the land of another for a specific purpose.
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|
||||
| show | An easement that is attached to and transfers with title to real property.
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|
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| Easement by Necessity | show 🗑
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| Easement by Prescription | show 🗑
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| Easement in Gross | show 🗑
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| show | The edge of a roof that projects beyond a building.
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|
||||
| show | Loss of value due to exterior forces beyond the property owner's control, which is always incurable.
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|
||||
| show | An appraisal process that estimates the value of income property by converting annual net income into value.
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|
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| Economic Life | show 🗑
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| Economic Rent | show 🗑
|
||||
| show | The age of property based on its appearance.
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|
||||
| show | The view of the property as seen from the street.
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|
||||
| Embellishment | show 🗑
|
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| Emblements | show 🗑
|
||||
| show | The right of the government to permanently take private property for public use with just compensation.
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|
||||
| show | Legislative authority extended to municipal governments to enact zoning laws.
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|
||||
| show | Illegal intrusion upon another's real property - usually physical in nature.
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|
||||
| show | Any lien, liability, or restriction upon ownership of real estate that will lessen its value.
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|
||||
| show | Environmental Protection Agency - A federal agency that sets standards on environmental issues.
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|
||||
| Equal Dignities Rule | show 🗑
|
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| Equitable Interest | show 🗑
|
||||
| show | The Mortgagor's chance to redeem the property prior to sheriff's sale by paying the entire debt.
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|
||||
| show | The Vendee's right to ownership of real property. (Vendor Still retains legal title).
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|
||||
| Equity | show 🗑
|
||||
| show | The increase of equity due to the reduction of the loan amount.
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|
||||
| Erosion | show 🗑
|
||||
| show | A contract clause that allows the interest to increase upon loan assumption.
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|
||||
| show | The Buyer is not obligated to buy if the FHA appraisal is less than the contract price.
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|
||||
| show | The right of the state to take property of the deceased who dies without a Will and has no heirs after a statutory period of time.
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|
||||
| show | Depositing documents with a neutral third party until the terms of an agreement are met.
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|
||||
| Escrow Agent | show 🗑
|
||||
| Escrow Delivery | show 🗑
|
||||
| show | A right or interest one has in all property real and personal .
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|
||||
| Estate in Land | show 🗑
|
||||
| Estoppel | show 🗑
|
||||
| show | A document used to verify the terms and balances of existing leases or loans.
🗑
|
||||
| show | The method used to show one's proof of ownership.
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|
||||
| show | Contract rent that exceeds the economic rent.
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|
||||
| show | A transaction where like properties are traded, usually for tax benefits.
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|
||||
| show | Appointing one Broker in a listing agreement with the owner reserving the right to sell the property without paying a commission.
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|
||||
| Exclusive Right to Sell | show 🗑
|
||||
| show | A clause in a document that relieves the Landlord of any blame or guilt as relating to the actions of the Tenants. An Escape clause.
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|
||||
| show | A contract in which all terms and conditions have been met.
🗑
|
||||
| Executor | show 🗑
|
||||
| show | A contract in which all terms and conditions have not yet been met.
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|
||||
| show | A contract in which the terms are specifically stated either orally or in writing.
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|
||||
| show | A title insurance policy that normally covers items in the public record plus questions of survey and unrecorded mechanics liens.
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|
||||
| show | Federal Deposit Insurance Corporation. Insures Deposits for the depositor up to a certain dollar amount.
🗑
|
||||
| F.H.A. - Conditional Commitment | show 🗑
|
||||
| F.H.A. - Firm Commitment | show 🗑
|
||||
| show | F.H.A. insures home improvement loans.
🗑
|
||||
| F.H.A. - Title II | show 🗑
|
||||
| show | Originally established F.N.M.A. (Federal National Mortgage Association)
🗑
|
||||
| show | Federal Home Loan Mortgage Corporation (Freddie Mac), active in the secondary mortgage market.
🗑
|
||||
| show | Federal National Mortgage Association (Fannie Mae), purchases paper from primary lenders.
🗑
|
||||
| Facade | show 🗑
|
||||
| show | A protected class under the Federal Fair Housing Law - A family is one or more persons under the age of 18 years, living with a parent or guardian.
🗑
|
||||
| Federal Fair Housing Act | show 🗑
|
||||
| Federal Fair Housing Act 1968 | show 🗑
|
||||
| Federal Fair Housing Act 1988 | show 🗑
|
||||
| show | FHA - Insures lenders against loss by requiring the borrower to pay a mortgage insurance premium.
🗑
|
||||
| show | Regulatory agency for Federally chartered commercial banks.
🗑
|
||||
| Fee Simple | show 🗑
|
||||
| Fee Simple Conditional | show 🗑
|
||||
| Fee Simple Determinable | show 🗑
|
||||
| show | A freehold estate that may terminate when and if the Grantor's specified heirs die. "Unlawful in most states"
🗑
|
||||
| FEMA | show 🗑
|
||||
| Feudal System | show 🗑
|
||||
| FICO Score | show 🗑
|
||||
| show | The trust and confidence an agent owes a principal in an agency relationship
🗑
|
||||
| Financing Statement | show 🗑
|
||||
| show | Foreign Investment Real Property Tax Act
🗑
|
||||
| show | A party has the first opportunity to meet an offer to either buy or lease a property.
🗑
|
||||
| Fissure | show 🗑
|
||||
| show | Personal property that is not affixed an is considered real property.
🗑
|
||||
| show | A loan payment plan in which the payments increase over a set number of years.
🗑
|
||||
| Flood Plain | show 🗑
|
||||
| Flood Way | show 🗑
|
||||
| Floor Value | show 🗑
|
||||
| Forcible Detainer | show 🗑
|
||||
| Foreclosure | show 🗑
|
||||
| Forfeiture | show 🗑
|
||||
| show | A written Will that is written, signed and witnessed.
🗑
|
||||
| show | The supporting portion of a structure on which all else rests.
🗑
|
||||
| show | Irregular sections due to the curvature of the Earth. There are 11 fractional and 25 full sections in a township.
🗑
|
||||
| Fraud | show 🗑
|
||||
| Freehold | show 🗑
|
||||
| show | When asbestos particles become air-born.
🗑
|
||||
| Front End Ratio | show 🗑
|
||||
| show | An asset that cannot be easily converted into cash without taking a loss.
🗑
|
||||
| FTC | show 🗑
|
||||
| show | Physical features within the property lines that are obsolete and longer desirable. May be curable or incurable.
🗑
|
||||
| show | A fee paid to the V.A. to guarantee a V.A. loan.
🗑
|
||||
| G.N.M.A. | show 🗑
|
||||
| show | A pitched roof with two sloping sides.
🗑
|
||||
| Garnishment | show 🗑
|
||||
| General Agent | show 🗑
|
||||
| General Lien | show 🗑
|
||||
| General Partnership | show 🗑
|
||||
| General Warranty Deed | show 🗑
|
||||
| Gift Deed | show 🗑
|
||||
| show | love and affection given in exchange for real property
🗑
|
||||
| good faith estimate | show 🗑
|
||||
| show | Goodwill the intangible value of a business due to the habit of patronage. Goodwill may be depreciated for accounting purposes.
🗑
|
||||
| show | the government rectangular Survey System, those are regular sections to the curvature of the Earth or acts of nature.
🗑
|
||||
| government rights | show 🗑
|
||||
| government rectangular Survey System | show 🗑
|
||||
| graduated lease | show 🗑
|
||||
| show | a clause that indicates something was once allowed and may still continue despite changes in the law
🗑
|
||||
| Grant | show 🗑
|
||||
| show | the person who receives an interest in Real Property via a deed
🗑
|
||||
| granting clause | show 🗑
|
||||
| show | the person who conveys an interest in Real Property via a deed
🗑
|
||||
| show | Elite where the lessor is responsible for all expenses
🗑
|
||||
| gross rent multiplier | show 🗑
|
||||
| show | the total potential of all income that can be derived from an investment property
🗑
|
||||
| ground lease | show 🗑
|
||||
| groundwater | show 🗑
|
||||
| Guardian | show 🗑
|
||||
| H.U.D. | show 🗑
|
||||
| habendum clause | show 🗑
|
||||
| show | a protected class under the fair housing law; a handicap is considered an impairment that substantially limits life activities
🗑
|
||||
| hard money mortgage | show 🗑
|
||||
| show | The right to will to another personal and real property.
🗑
|
||||
| show | Highest place on shoreline reached by rising water.
🗑
|
||||
| Highest and Best Use | show 🗑
|
||||
| show | A contract clause stating one party agrees to protect another from losses.
🗑
|
||||
| Holder in Due Course | show 🗑
|
||||
| show | A tenant who remains in possession of the property after lease expiration.
🗑
|
||||
| Holographic Will | show 🗑
|
||||
| show | A legal right of a homeowner to protect a portion of his equity against a forced sale.
🗑
|
||||
| Homogeneous | show 🗑
|
||||
| Horizontal Property Regime | show 🗑
|
||||
| show | To Pledge property as collateral and still retain possession of the pledged property.
🗑
|
||||
| show | A expression of intent to do something, not a binding agreement.
🗑
|
||||
| Implied Agency | show 🗑
|
||||
| Impound Account | show 🗑
|
||||
| INA | show 🗑
|
||||
| show | Incomplete (non perfected)- additional steps must be taken to strengthen the claim.
🗑
|
||||
| show | One who is not legally qualified to manage his or her own affairs due to age, mental capabilities, or legal action.
🗑
|
||||
| Incorporeal | show 🗑
|
||||
| show | An agreement to hold harmless another from damages.
🗑
|
||||
| show | A lease that is based on a certain price index such as the consumer Price Index found in commercial leases.
🗑
|
||||
| show | A rate in a variable rate loan that is tied to a T-Bill, 11th District or U.S. Cost of Funds.
🗑
|
||||
| show | Fruits or crops that are produced on a property for income - personal property.
🗑
|
||||
| show | A person who is under the legal age (usually under 18 years)
🗑
|
||||
| show | The right to enter a parcel of land
🗑
|
||||
| show | The right to exit a parcel of land
🗑
|
||||
| Installment Sale | show 🗑
|
||||
| show | the rights that accompany personal property
🗑
|
||||
| show | A federal registration system when 25 or more lots are offered for sale or lease inter-sate.
🗑
|
||||
| Interest | show 🗑
|
||||
| Interest Only | show 🗑
|
||||
| Interim Financing | show 🗑
|
||||
| show | A rate of discount that is calculated on the basis of projected cash flows from the initial investment.
🗑
|
||||
| show | A third party (court) who is called upon to settle a dispute, usually in an escrow situation.
🗑
|
||||
| show | A person who dies without a Will
🗑
|
||||
| Involuntary Alienation | show 🗑
|
||||
| Involuntary Lien | show 🗑
|
||||
| Joint and Several Liability | show 🗑
|
||||
| show | Co-ownership that feature the right of survivor-ship and requires the for unities: Possession, Interest, Time, Title.
🗑
|
||||
| show | The horizontal supports that hold up a floor or ceiling
🗑
|
||||
| Jones V Mayer | show 🗑
|
||||
| Judgment Lien | show 🗑
|
||||
| show | Any security agreement having a priority after the first mortgage.
🗑
|
||||
| K 1 | show 🗑
|
||||
| Laches | show 🗑
|
||||
| Land Contract | show 🗑
|
||||
| Landlocked | show 🗑
|
||||
| show | One who owns real property but transfers a leasehold interst to another with the reversion right.
🗑
|
||||
| show | A legal relationship in which one is hired to represent another with trust and confidence. The party hired is referred to as the Agent.
🗑
|
||||
| show | Real estate is subject to the laws of the state in which it is located.
🗑
|
||||
| show | A contract requirement stating that a valid contract must be for an item or purpose that is legal in the eyes of the law.
🗑
|
||||
| Lease | show 🗑
|
||||
| show | The Lessee's right to use property for a specified period of time.
🗑
|
||||
| Legacy | show 🗑
|
||||
| Legal Description (Formal) | show 🗑
|
||||
| show | Identifying a parcel of land by a street address or local terminology.
🗑
|
||||
| Legal Life Estate | show 🗑
|
||||
| Legal Person | show 🗑
|
||||
| show | The interest rate the court assigns to those documents that have no specified interest rate.
🗑
|
||||
| show | The lawful claim to ownership
🗑
|
||||
| show | One who receives money or personal property through a Will.
🗑
|
||||
| Lender's Policy | show 🗑
|
||||
| show | An estate of possession but not ownership - a lease.
🗑
|
||||
| show | The tenant in a lease
🗑
|
||||
| show | A landlord in a lease
🗑
|
||||
| show | A repayment plan that includes principal and interest. The total of which is the same amount each payment.
🗑
|
||||
| Leverage | show 🗑
|
||||
| show | A personal privilege one has to use the land of another (privilege revocable)
🗑
|
||||
| show | A money claim against property
🗑
|
||||
| Lien Theory State | show 🗑
|
||||
| show | An interest in property that is limited to the life grantee - or the life of some specified person.
🗑
|
||||
| show | One who possesses a life estate
🗑
|
||||
| show | Property held for an investment when qualifying for a real estate tax deferred exchange.
🗑
|
||||
| Limited Agent | show 🗑
|
||||
| Limited Partnership | show 🗑
|
||||
| Liquid Asset | show 🗑
|
||||
| show | the dollar amount stated in the contract paid to the injured party if a breach occurs. The dollar amount is usually pre-agreed.
🗑
|
||||
| Lis Pendens | show 🗑
|
||||
| Listing Agreement | show 🗑
|
||||
| Listing Broker | show 🗑
|
||||
| Littoral Land | show 🗑
|
||||
| show | The amount of loan in relationship to property value.
🗑
|
||||
| show | The taxable gain on the sale of a capital asset held for more than the statutory period of time.
🗑
|
||||
| show | Clause in a Blanket Mortgage to release individual lots.
🗑
|
||||
| Lot, Block, Subdivision | show 🗑
|
||||
| show | Consideration that is given to support a gift deed.
🗑
|
||||
| M.I.P. | show 🗑
|
||||
| Majority | show 🗑
|
||||
| show | In an adjustable rate loan, the amount added to the index to determine the rate.
🗑
|
||||
| show | An appraisal process that uses comparables to estimate the value of a specified property.
🗑
|
||||
| show | The price a property actually sells for.
🗑
|
||||
| Market Value | show 🗑
|
||||
| show | A long-range guide for the orderly growth of a given area.
🗑
|
||||
| Mechanic's Lien | show 🗑
|
||||
| show | A continuous series of ongoing cities all heavily populated.
🗑
|
||||
| show | A law requiring sex offender registration and notification
🗑
|
||||
| Menace | show 🗑
|
||||
| Meridian (Principal) | show 🗑
|
||||
| show | A legal description of land that uses an identifiable starting point to define the boundaries of real property.
🗑
|
||||
| show | A property tax rate that is equivalent to one tenth of one unit. Expressed as .oo1 or 1 /100 of a dollar.
🗑
|
||||
| Mineral Rights | show 🗑
|
||||
| show | To represent falsely or to give untrue statements.
🗑
|
||||
| Monolithic Slab | show 🗑
|
||||
| Monument | show 🗑
|
||||
| Moral Turpitude | show 🗑
|
||||
| Moratorium | show 🗑
|
||||
| Mortgage | show 🗑
|
||||
| show | The Buyer assumes the Seller's mortgage and agrees to pay the debt. Original maker is not necessarily free form liability.
🗑
|
||||
| Mortgage Broker | show 🗑
|
||||
| show | In a tax deferred exchange - the assumption of a mortgage of lesser value that an existing mortgage.
🗑
|
||||
| Mortgagee | show 🗑
|
||||
| Mortgagor | show 🗑
|
||||
| Mud Sill | show 🗑
|
||||
| Multiple Listing Service | show 🗑
|
||||
| Multiple Nuclei Theory | show 🗑
|
||||
| show | A meeting of the minds between the two parties in a contract.
🗑
|
||||
| show | A written appraisal sowing in detail the reasoning behind the assigned estimate of value.
🗑
|
||||
| show | A person by birth, not by operation of law.
🗑
|
||||
| Navigable Stream | show 🗑
|
||||
| Negative Leasehold | show 🗑
|
||||
| show | A written document that, when endorsed, can be assigned to another.
🗑
|
||||
| Neighborhood | show 🗑
|
||||
| Net Lease | show 🗑
|
||||
| show | An agreement in which a minimum sales price is set by the Seller. The Broker receives his commission from that amount over and above the minimum sales price.
🗑
|
||||
| Net Operating Income | show 🗑
|
||||
| show | A person who is acting for a party to be named later.
🗑
|
||||
| Non disturbance Clause | show 🗑
|
||||
| Non-conforming Use | show 🗑
|
||||
| show | No two parcels of real estate are alike or occupy the same geographic location.
🗑
|
||||
| Non-Inheritable Estate | show 🗑
|
||||
| show | A stream not designated as a public highway; the stream bed is owned privately.
🗑
|
||||
| show | A public officer who is able to attest and certify legal documents by a signature and seal.
🗑
|
||||
| show | A document that is evidence of debt - an obligation.
🗑
|
||||
| Notice of Completion | show 🗑
|
||||
| show | The original obligor is relieved of any further loan obligation due to the substitution of a new party.
🗑
|
||||
| Nuncupative Will | show 🗑
|
||||
| Objective Value | show 🗑
|
||||
| Obligatory Advances | show 🗑
|
||||
| show | A loss in property value due to outmoded functional or economic changes.
🗑
|
||||
| Offer | show 🗑
|
||||
| show | A clause in a note or security devise that indicates no pre-payment penalty. The debt can be paid in full at any time by the debtor.
🗑
|
||||
| Open End Loan | show 🗑
|
||||
| show | A listing between the principal and numerous agents simultaneously.
🗑
|
||||
| Option | show 🗑
|
||||
| show | The party who receives an option
🗑
|
||||
| Optionor | show 🗑
|
||||
| Orientation | show 🗑
|
||||
| Origination Fee | show 🗑
|
||||
| Ostensible Authority | show 🗑
|
||||
| Owner's Policy | show 🗑
|
||||
| P.I.T.I. | show 🗑
|
||||
| show | A lending term referring to a note and a security instrument.
🗑
|
||||
| show | A rule stating that oral evidence may not be added to a written agreement.
🗑
|
||||
| show | The dividing of co-ownership in property so that each holds his or her interest sole and separate. A legal process terminating a co-tenancy.
🗑
|
||||
| show | Consists of two or more people conducting business as co-owners.
🗑
|
||||
| Patent Deed | show 🗑
|
||||
| Percentage Lease | show 🗑
|
||||
| Percolation Test | show 🗑
|
||||
| show | With no end - to go on forever
🗑
|
||||
| Personal Property | show 🗑
|
||||
| show | An appointed individual authorized to settle an estate.
🗑
|
||||
| show | An evaluation of site to determine environmental problems. Phase I inspects public records and adjacent properties.
🗑
|
||||
| show | An environmental survey that requires soil sampling to determine the level of hazardous substances.
🗑
|
||||
| Physical Depreciation | show 🗑
|
||||
| Plat Map | show 🗑
|
||||
| show | A horizontal piece that supports the trusses or rafters of a roof.
🗑
|
||||
| Plessy V Ferguson | show 🗑
|
||||
| show | The process of combining two or more parcels of land so that together they have a greater total value.
🗑
|
||||
| Point of Beginning | show 🗑
|
||||
| show | The right of the government to enact laws for the protection, health, and welfare of the general public.
🗑
|
||||
| show | Economic rent exceeds the contract rent.
🗑
|
||||
| Power of Attorney | show 🗑
|
||||
| show | A document provided in escrow which shows all claims affecting title.
🗑
|
||||
| show | Am additional charge for paying off a debt before its time.
🗑
|
||||
| Primary Lenders | show 🗑
|
||||
| show | The party represented in an agency relationship.
🗑
|
||||
| show | The original loan amount. The current remaining unpaid debt on the loan.
🗑
|
||||
| Prior Appropriation | show 🗑
|
||||
| Private Mortgage Insurance | show 🗑
|
||||
| show | Per front foot or a specific portion allocated to a property owner - usually used in an assessment calculation.
🗑
|
||||
| show | A court action to prove the validity of a will, or settle an estate.
🗑
|
||||
| show | The actions of a Broker that bring about the desired results.
🗑
|
||||
| show | Lesser value properties will be increased by locating near more expensive properties.
🗑
|
||||
| Promissory Note | show 🗑
|
||||
| Property Tax | show 🗑
|
||||
| Proration | show 🗑
|
||||
| Public Report | show 🗑
|
||||
| Puffing the Goods | show 🗑
|
||||
| Punitive Damages | show 🗑
|
||||
| Pur Autre Vie | show 🗑
|
||||
| show | A mortgage given by a buyer as part of the consideration for the price - one usually carried by the seller in a credit transaction.
🗑
|
||||
| Qualified Mortgage | show 🗑
|
||||
| show | An appraisal method which takes into account all the component parts along with the installation costs.
🗑
|
||||
| show | One fourth of a township that contains 160 acres
🗑
|
||||
| Quiet Title Suit | show 🗑
|
||||
| Quit Claim Deed | show 🗑
|
||||
| R.E.I.T. | show 🗑
|
||||
| show | Real Estate Settlement Procedures Act - Requires disclosures of closing costs to buyers and sellers. Required within 72 hours of a loan application - Required on residential loans, on, three or four-plex.
🗑
|
||||
| Radon Gas | show 🗑
|
||||
| show | Sloping boards that extend from the top of the exterior wall to the ridge board.
🗑
|
||||
| Range Lines | show 🗑
|
||||
| Rate of Return | show 🗑
|
||||
| Realtor | show 🗑
|
||||
| show | The amount of depreciation taken for tax purposes is now taxable.
🗑
|
||||
| show | Entering a document in the Recorder's office at the prescribed county.
🗑
|
||||
| Recovery Fund | show 🗑
|
||||
| Redemption Period | show 🗑
|
||||
| show | An illegal practice that restricts loans by geographical area.
🗑
|
||||
| Reduction Certificate | show 🗑
|
||||
| show | An appraisal principle which sates that the worth of an expensive property is lessened by the presence of less expensive properties.
🗑
|
||||
| show | Truth in Lending Laws apply to residential financing - Full disclosure of all financing charges. Interest rates are expressed in A.P.R.
🗑
|
||||
| show | The period of time the trustor has to make all delinquent payments prior to the trustee foreclosure sale in a Deed of Trust.
🗑
|
||||
| show | A clause in a blanket security instrument that allows for individual release of secured lots form the lien.
🗑
|
||||
| Reliction | show 🗑
|
||||
| show | A map indicating by lines, shading, or color, different elevations of land.
🗑
|
||||
| show | One who is entitled to an estate upon termination of a life estate.
🗑
|
||||
| Remainder Estate | show 🗑
|
||||
| show | Consideration given for the use of property
🗑
|
||||
| show | The cost of replacing a property using today's materials.
🗑
|
||||
| show | The cost of rebuilding an exact replica
🗑
|
||||
| Reservations | show 🗑
|
||||
| Residual Value | show 🗑
|
||||
| Reversionary Estate | show 🗑
|
||||
| Ridge board | show 🗑
|
||||
| Right of Way | show 🗑
|
||||
| show | An incident whereby the surviving joint tenant automatically receives the interest and rights of the deceased joint tenant.
🗑
|
||||
| show | The property owner's right to enjoy or use the water abutting his land.
🗑
|
||||
| show | A unit of measurement that consists of 16.5 feet.
🗑
|
||||
| Run With The Land | show 🗑
|
||||
| show | A regular corporation that has elected to be treated as a partnership for tax purposes - restrictions do apply
🗑
|
||||
| show | The selling of property to an investor while at the same time leasing it back for specified period.
🗑
|
||||
| Salvage Value | show 🗑
|
||||
| Sandwich Lease | show 🗑
|
||||
| Satisfaction of Judgment | show 🗑
|
||||
| show | A document stating that the mortgage debt has been paid in full.
🗑
|
||||
| Schedule "A" | show 🗑
|
||||
| show | The portion of a title insurance policy that lists the exceptions to coverage by the policy.
🗑
|
||||
| show | The maximum potential income a property can generate before any deductions or expenses.
🗑
|
||||
| show | A loan repayment record that is consistent.
🗑
|
||||
| Secondary Market | show 🗑
|
||||
| show | In the Government Rectangular Survey System a parcel of land one mile square containing 640 acres.
🗑
|
||||
| Security Agreement | show 🗑
|
||||
| show | The land against which an easement has been granted for the benefit of the dominant estate.
🗑
|
||||
| show | The distance a structure must be from a given point such as a street or an easement.
🗑
|
||||
| show | A full disclosure of all charges and disbursements in a real estate transaction.
🗑
|
||||
| Sheathing | show 🗑
|
||||
| Sheriff's Deed | show 🗑
|
||||
| show | Prohibits certain business activities that are anti-competitive such as price fixing.
🗑
|
||||
| Short Term Capital Gain | show 🗑
|
||||
| show | The lowest horizontal board in a window or door frame.
🗑
|
||||
| Simple interest | show 🗑
|
||||
| show | A fund made up of sums of money set aside to pay a debt or meet depreciation expenses.
🗑
|
||||
| show | Land has an economic value due to its location.
🗑
|
||||
| show | A mortgage given to finance a specified property. Usually a carryback between the seller and buyer that reflects an extension of credit.
🗑
|
||||
| show | Owned by one person - Severalty
🗑
|
||||
| show | Properties such as churches and theaters having a single purpose and little demand.
🗑
|
||||
| show | A conveying deed in which the grantor guarantees the title of real property for only as long as he has owned it.
🗑
|
||||
| Specific Lien | show 🗑
|
||||
| Specific Performance Suit | show 🗑
|
||||
| Square Foot Method | show 🗑
|
||||
| Statue of Frauds | show 🗑
|
||||
| Statute of Limitations | show 🗑
|
||||
| show | Laws passed by a legislative body.
🗑
|
||||
| show | A lien placed against property by operation of law.
🗑
|
||||
| show | The mortgagor's last chance to redeem the property after the foreclosure sale by paying the entire debt.
🗑
|
||||
| Steering | show 🗑
|
||||
| Stepped-Up Basis | show 🗑
|
||||
| Straight Line Depreciation | show 🗑
|
||||
| Straight Note | show 🗑
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| show | One who acts for another for the purpose of concealing the other's identity - or a third party used to create a Joint Tenancy.
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| Stud | show 🗑
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| show | The right to use the land below ground level to the center of the earth.
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| Subagent | show 🗑
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| show | A large tract that has been divided into smaller parcels for sale. Six or more parcels improved or unimproved any of which are less than thirty-six acres each.
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| show | A buyer takes over real property but is not liable for the mortgage on the property.
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| Subjective Value | show 🗑
|
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| show | A re-renting of space held under a lease to a third party.
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| Subordination Clause | show 🗑
|
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| show | A written order directing a person to appear in court or produce documents.
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| show | The substitution of a claim for monies paid.
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| Substitution | show 🗑
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| show | Also called the cost approach in appraising
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| show | Known as C.E.R.C.L.A. - Comprehensive Environmental Response Compensation and Liability Act. Purpose is to focus on cleanup of hazardous substances in given areas as so determined by the E.P.A.
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|
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| Surety Bond | show 🗑
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| show | The classification of water that included all natural streams, lakes or ponds.
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| Survey | show 🗑
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| show | An increase in value to real property due to the owner's labor.
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| Syndication | show 🗑
|
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| Tacking | show 🗑
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| Take Out Loan | show 🗑
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| show | Personal property that can be moved.
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|
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| show | A real estate investment that postpones the paying of taxes.
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|
||||
| Tax Rate | show 🗑
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| Tax Shelter | show 🗑
|
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| Tenancy | show 🗑
|
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| Tenancy at Sufferance | show 🗑
|
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| Tenancy at Will | show 🗑
|
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| Tenancy by Entireties | show 🗑
|
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| Tenancy for Period to Period | show 🗑
|
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| Tenancy for years | show 🗑
|
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| show | Co-ownership in property. Interests need not be equal and no right of survivorship exists.
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|
||||
| Tenancy in Severalty | show 🗑
|
||||
| Tenant | show 🗑
|
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| show | Real property and those rights that remain, and are attached to the land.
🗑
|
||||
| Term Loan | show 🗑
|
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| Testate | show 🗑
|
||||
| Tier Line | show 🗑
|
||||
| show | All obligations set forth in the contract must be met on or before the date specified.
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|
||||
| Title | show 🗑
|
||||
| show | Insurance in a real estate transaction that protects the parties against Title defects.
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|
||||
| show | A Lender of cash may hold legal Title to property.
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|
||||
| show | A registration system that accurately determines ownership and claims to real property.
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|
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| show | A wrongful act against a party in which civil action can be brought.
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|
||||
| show | Individual ownership of a specific structure plus interest in the common area - ownership includes air and subsurface rights.
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|
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| show | A parcel of land that is six miles square and contains 36 sections.
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|
||||
| Trade Fixtures | show 🗑
|
||||
| Treasurer's Deed | show 🗑
|
||||
| show | A Broker's bank account used specifically for earnest money or rental deposits.
🗑
|
||||
| show | One who holds bare-naked title in a Deed of Trust for the beneficiary until the entire debts is paid.
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|
||||
| Trustee's Deed | show 🗑
|
||||
| Trustor | show 🗑
|
||||
| Truth-in-Lending | show 🗑
|
||||
| Undivided Interest | show 🗑
|
||||
| Undue Influence | show 🗑
|
||||
| Unearned Increment | show 🗑
|
||||
| show | A contract that appears to be valid but neither party can be legally forced to perform
🗑
|
||||
| Uniform Commercial Code | show 🗑
|
||||
| Unilateral Contract | show 🗑
|
||||
| show | An estimate of value that computes each unit times the number of units in a given building.
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|
||||
| show | Time, Title, Interest, Possession
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|
||||
| Universal Agent | show 🗑
|
||||
| show | The period of time a property will be useful for its intended purpose
🗑
|
||||
| Usury | show 🗑
|
||||
| V.A. Guarantee | show 🗑
|
||||
| Valid | show 🗑
|
||||
| Valuable Consideration | show 🗑
|
||||
| show | The amount of consideration an item can command; also the present worth of future benefits.
🗑
|
||||
| show | Demand, Utility, Scarcity, Transferability
🗑
|
||||
| Variable Rate Mortgage | show 🗑
|
||||
| Variance | show 🗑
|
||||
| show | The buyer of real property under an agreement for sale.
🗑
|
||||
| Vendor | show 🗑
|
||||
| Void | show 🗑
|
||||
| show | A contract that appears to be valid on its face until action is taken to void it.
🗑
|
||||
| show | The Grantor guarantees forever the title conveyed. The warranty is found in a General Warranty Deed
🗑
|
||||
| show | The grantor promises to deliver all necessary documents in order to convey clear title. This warranty is found in a General Warranty Deed.
🗑
|
||||
| Wild Deed | show 🗑
|
||||
| Will | show 🗑
|
||||
| show | The seller of a negotiable instrument may be held responsible for its future payments.
🗑
|
||||
| Without Recourse | show 🗑
|
||||
| Worth | show 🗑
|
||||
| show | Creating a new obligation which consists of all underlying debts plus the sellers equity.
🗑
|
||||
| Writ of Execution | show 🗑
|
||||
| Yield | show 🗑
|
||||
| show | Local laws that regulate the specific use and character of land.
🗑
|
||||
| show | 90 day residency
🗑
|
Review the information in the table. When you are ready to quiz yourself you can hide individual columns or the entire table. Then you can click on the empty cells to reveal the answer. Try to recall what will be displayed before clicking the empty cell.
To hide a column, click on the column name.
To hide the entire table, click on the "Hide All" button.
You may also shuffle the rows of the table by clicking on the "Shuffle" button.
Or sort by any of the columns using the down arrow next to any column heading.
If you know all the data on any row, you can temporarily remove it by tapping the trash can to the right of the row.
To hide a column, click on the column name.
To hide the entire table, click on the "Hide All" button.
You may also shuffle the rows of the table by clicking on the "Shuffle" button.
Or sort by any of the columns using the down arrow next to any column heading.
If you know all the data on any row, you can temporarily remove it by tapping the trash can to the right of the row.
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Created by:
robbinmanell
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