Saving and Investing
Help!
|
|
||||
|---|---|---|---|---|---|
| Saving | Setting money aside for later use
🗑
|
||||
| Investing | Taking risks with savings in order to earn a higher rate of return
🗑
|
||||
| Principal | The original amount of your investment (how much you put in originally)
🗑
|
||||
| Interest | The price for borrowing money
🗑
|
||||
| Maturity | Time required for money to be in a particular investment
🗑
|
||||
| Liquidity | The ability to turn an investment into cash (how quickly it can pay out)
🗑
|
||||
| Capital Gain | Selling an investment for more than you paid for it
🗑
|
||||
| Capital Loss | Selling an investment for less than you paid for it
🗑
|
||||
| Savings Accounts | Used to save money for large purchases, also used for a rainy day (emergencies)
🗑
|
||||
| Passbook Savings Account | Regular savings account
🗑
|
||||
| Money Market Account | Earns a higher amount of interest than a normal savings account
🗑
|
||||
| Certificates of Deposit (CDs) | Time deposit in which you agree to deposit a sum of money with a financial institution for a certain amount of time
🗑
|
||||
| Stocks | Buying partial ownership in a company
🗑
|
||||
| Dividends | A sum of money paid regularly by a company to its shareholders out of its profits
🗑
|
||||
| Mutual Funds | Pools of money from many people
🗑
|
||||
| The Dow (Stock Indexes) | Tracks prices of 30 representative stocks, tracks the price of 500 stocks
🗑
|
||||
| Bull Market | Optimism in market; stock prices are generally climbing
🗑
|
||||
| Bear Market | Pessimism in market; stock prices falling
🗑
|
||||
| Corporate bonds | Debt security issued by a corporation and sold to investors
🗑
|
||||
| Government bonds | A bond issued by a national government, generally with a promise to pay periodic interest payments and to repay the face value on the maturity date
🗑
|
||||
| Bonds | - Loan (no ownership)
- No voting rights
- Less liquid (maturity date)
- Less risk (lower potential for gain/loss)
- Profit through
🗑
|
||||
| Stocks | - Ownership
- Voting rights
- More liquid (sell anytime)
- More risk
- Profit through
- Dividends (buy low & sell)
- Selling high (high = capital gain)
🗑
|
||||
| Dividends & selling high | How do you profit in the Stock Market?
🗑
|
||||
| Predetermined interest rate | How do you profit in the Bond Market?
🗑
|
Review the information in the table. When you are ready to quiz yourself you can hide individual columns or the entire table. Then you can click on the empty cells to reveal the answer. Try to recall what will be displayed before clicking the empty cell.
To hide a column, click on the column name.
To hide the entire table, click on the "Hide All" button.
You may also shuffle the rows of the table by clicking on the "Shuffle" button.
Or sort by any of the columns using the down arrow next to any column heading.
If you know all the data on any row, you can temporarily remove it by tapping the trash can to the right of the row.
To hide a column, click on the column name.
To hide the entire table, click on the "Hide All" button.
You may also shuffle the rows of the table by clicking on the "Shuffle" button.
Or sort by any of the columns using the down arrow next to any column heading.
If you know all the data on any row, you can temporarily remove it by tapping the trash can to the right of the row.
Embed Code - If you would like this activity on your web page, copy the script below and paste it into your web page.
Normal Size Small Size show me how
Normal Size Small Size show me how
Created by:
livilou541
Popular Economics sets