bell work terms
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| budget | an estimate of income and expenses for a set period of time.
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| cash flow | the total amount of money transferred into and out of a business or household.
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| consumer | a person who purchases good and services for personal use.
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| cost benefit analysis | a process by which nosiness decisions are analyzed, the benefits are summed, and then the costs associated with that action are subtracted.
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| cost comparison | the process of comparing the price of different products or services.
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| creditworthy | financially sound enough to justify the extension of credit.
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| depreciation | -a reduction in the value of an asset with the passage of time.
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| financial advisor | a person employed to provide financial services or guidance to clients.
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| gross income | an individual’s total pay before taxes and other deductions are taken out the paycheck.
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| income tax | -tax levied by a government directly on income, especially an annual tax on personal income.
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| inflation | a general increase in prices and fall in the purchasing value of money.
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| medicare | the federal health insurance program for people who are 65 or older and some younger people with disabilities.
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| net income | an individual’s income after taking taxes and deductions into account.
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| property tax | -the tax levied by the governing authority of the jurisdiction in which the property is located.
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| sales tax | a tax on sales or on the receipts from sales.
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| social security | a federal insurance program that provides benefits to retired people and those who are unemployed or disabled.
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