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CBCS EXAM
CBCS insurancce
Question | Answer |
---|---|
TRICARE was implemented for what type of individuals? | Active duty members of the uniformed services and their families |
This type of workers compensation would be a abnormal conditions or disorders caused by exposure to enviromental factors. Examples of these could be exposure to a chemical, inhalation, ingestion or direct exposure. | Occupational illness |
Federal employees can have insurance benefits for enrollees and dependents called FEP and underwritten by which insurance company? | Blue Cross Blue Shield |
What is the type of insurance is used for reimbursement for loss of income as a result of a temporary or permanent illness or injury? | Disability insurance |
What is the type of insurance that provides health care by controlling cost through a network of physicians, hospitals and ancilliary services with plans such as PPOs, EPOs, POSs, etc.? | Managed Care Plans |
A patient may choose to have Out-of-Network Services that is permitted within their insurance plan, what does this mean? | Choosing a provider for services that are not contracted with the insurance company and typically the patient will pay more out-of-pocket expenses |
What is the name of the insurance that covers employees that resign, are laid-off, or has a reduction in hours and can continue with insurance coverage for 18-36 months? | Consolidated Omnibus Budget Reconciliation Act |
Which one of the following is not a TRICARE healthcare plan option? a. TRICARE Prime b. TRICARE Extra c. TRICARE Active d. TRICARE Standard | c. TRICARE Active |
What is the name of the organization that protects the consumer from insurance fraud and unresolved insurance claims? | State Insurance Commissioner |
What is the type of disability that covers healthcare treatment for illness and injuries, loss of wages? The employee’s wages is totally lost but only for a temporary basis. | Temporary total disability |