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HEALTH INSURANCE
CHAPTER 1 & 2
Question | Answer |
---|---|
The business of protecting, through legal means, a person or property against loss or harm is referred to as | INSURANCE |
Health insurance narrows down undesirable events to | ILLNESS AND INJURIES |
"Securitas" is the latin term for | SECURITY |
The "birth" of health insurance in this country occurred in | 1929 |
The federal healthcare program for the elderly and certain qualifying others is | MEDICARE |
The combined federal and state healthcare program for indigent and low income individuals is | MEDICAID |
A relatively new concept of health insurance structure that emerged in the late twentieth century is | MANAGED CARE |
Congress passed the "Health Maintenance Act" in | 1973 |
Factors listed in the text that drive healthcare issues include all of the following EXCEPT | REGULATING MANAGED CARE PLANS |
Many employed individuals obtain healthcare coverage through a/an | GROUP PLAN |
The groups that are typically without health insurance are those who are | SELF-EMPLOYED, EMPLOYED PART TIME, EMPLOYED IN LOW WAGE JOBS |
The ACRONYM for the congressional act that circumvents problems such as pre-existing conditions as well as other healthcare related issues is | COBRA |
The situation whereby patients pay a certain portion of healthcare costs (e.g., deductible and copayment) is called | COST SHARING |
Actuaries use statistics to predict anticipated healthcare costs, which establish | PREMIUMS |
Fee-for-service healthcare plans are also referred to as | INDEMNITY INSURANCE |
Understanding what you read is called | COMPREHENSION |
Sending and receiving information through mutually understood methods is | COMMUNICATION |
When you stick with a task until it is completed, you are | DILIGENT |
When you have honest, ethical, and moral principles, you are said to have | INTEGRITY |
To write down important lecture facts in one's own words is called | PARAPHRASING |
Organizing daily responsibilities according to importance is called | Prioritizing |
Sucess in getting the most out of one's own education and optimizing career potential facilitates | LIFELONG LEARNING |
In order to develop effective study skills, it is suggested that students generate a | TIME MANAGEMENT SCHEDULE |
One method of enhancing one's career as a health insurance professional is to acquire | CERTIFICATION |
Career opportunities for a health professional include | Physicians offices, healthcare organizations and nursing homes |