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A-Z Vocabulary

Quiz yourself by thinking what should be in each of the black spaces below before clicking on it to display the answer.
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Question
Answer
show Irrevocable transfer of complete ownership of a life insurance policy to another.  
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show Conversion of area in a home to a separate living unit w/own kitch, bath, entrance.  
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Accelerated death benefit life provision (also known as living benefit)   show
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show Claim filing system that in Medicare Part B that helps control seniors out-of-pocket costs & expedites pmts t drs & other providers.  
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show Supp. benefit rider that provides for an amount of money in addition to the basic death benefit of a life insurance policy. Only payable if insured dies or loses any 2 limbs or sight of both eyes.  
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show Residential developments that offer living in a planned facility with organized leisure and recreation, plus no maintenance duties. Thet are designed for seniors, but younger guests are welcome.  
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show 6 basic personal care activities: eating, toileting, dressing, bathing, transferring & continence. The ability to perform ADLs can help pros assess their personal self-maint. LTC policies use ADLs unaided as a gauge for deciding when to pay benefits.  
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show severe illness with a rapid onset and a generally short duration.  
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Acute myocardial infarction   show
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show The owners original basis in an asset, plus improvements or minus depreciation.  
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Adjusted gross Estate   show
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Adjusted gross income (AGI)   show
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show A decedents post-1976 taxable gifts, reduced by taxable gifts included in the gross estate, which are added to a decedents taxable estate to form the estate's tax base.  
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show Distress leading to impairment in daily functioning and which occurs within 3 months of a specific event and does not last longer than 6 months after the end of the stressful event.  
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Adjustments to income   show
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Administrator (Administratrix)   show
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Adult day care   show
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Advanced Directive   show
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show Amount of income realized on investments after applicable income taxes are subtracted.  
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Ageism   show
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show Method of understanding the psychology of growing older by analyzing 3 areas: aging effects, process of growing older; period effects, events of specific time in history; and cohort effects, common characteristics of a generation born in same part of time  
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Aging   show
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show Concept describing a senior remaining in the same residence & coping successfully with associated vulnerabilities by themselves or with assistance.  
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Agnosia   show
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Agoraphobia   show
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Alternative container   show
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show Payment that may be required of taxpayers who would otherwise have significantly reduced taxation thru high use of tax preference items or adjustments.  
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show Progressive, degenerative form of dementia that causes sever deterioration of mental functioning, including memory loss, impairment of judgement, abstract thinking and deterioration of personality.  
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Aneurysm   show
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show Localized pain related to the demands made on the heart, most commonly for the performance of exercise, but also to cope with emotional reactions.  
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Antipsychotic medications   show
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Angioplasty   show
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Annual exclusion   show
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Annuitant   show
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show Income from capital investment paid in a series of regular payments.  
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show Partial or total loss of the ability to speak or understand speech due to a disorder in the cerebellum of the brain.  
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Apoptosis   show
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Applicable exclusion   show
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show Difficulty with physical movement despite otherwise normal physical functioning. change in gait (walking) is one common example.  
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Arthritis   show
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show Provision of food and water to a patient using a tube inserted into the esophagus or surically implanted into the stomach.  
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Asset allocation strategy   show
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show What a person owns. assets include cash and cash equivalents, invested assets and use assets.  
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show Act of a person transferring ownershio of a life insurance policy to another person.  
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show Residential housing meant for seniors with physical or cognitive impairments that make it difficult for them to perform an average of two ADLs without assistance.  
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Assisted suicide   show
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Assisted technology   show
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Atherosclerosis   show
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show Funeral or burial at the time of death.  
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show Intentions for the future that are genuine, real and a truthful reflection of a person's beliefs.  
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Balance sheet (also called statement of financial position)   show
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show Rate of the body's metabolic processes at baseline or at rest.  
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show Rate of the body's chemistry at a baseline or at rest.  
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Basis   show
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show Washing oneself in either a tub or shower. This activity included the task of getting into or out of the tub or shower.  
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Belonging   show
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show In the context of insurance, the person or entity who has remainder interest in policy proceeds. In the contexts of trusts, the person who benefits from the trust and who beneficial ownership of trust assets.  
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Benefit period   show
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show Term used by insurance companies to describe the criteria and methods they use to determine when a person is eligible to receive benefits.  
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show Any of the group of chemical compounds with a common molecular structure and similar pharmacological effects. Used as anti-anxiety agents, muscle relaxants, sedatives, hypnotics and sometimes as anticonvulsants.  
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show Experience of the death of a loved one.  
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Biointerventions   show
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Bequest   show
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show Kinship unit that consists of a husband and wife living together with children by birth or adoption only (i.e. does not include blended families)  
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Biomarkers   show
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show Physiological factors used to estimate the rate at which the very fundamental processes of aging occur wihin individuals.  
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Bipolar disorder   show
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show Husband and wife living together with children brought to the family by one or both partners from previous marriages or relationships; may also include children from their union.  
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show Residential setting-often lg, conventional, single-family house-consisting of multiple bedrooms, each occupied by 1 person or alternatively by 2-4 residents. They may share bathroom facilities, and most activities will occur in the bldg's common areas.  
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show Means of final disposition in which the deceased's remains are given to research to a medical school or dental school.  
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show Debt that represents a legal obligation of the issure to pay principal and interest when due.  
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Boundaries   show
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show Financial statement listing expected income and expenses for a future period of time.  
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show State of mental or physical exhaustion caused by excessive and prolonged stress.  
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show Principles that should govern the conduct of business, whether at the individual or collective level; the way that people should act in business.  
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show Various malignant neoplasms characterized by the proliferation of anaplastic cells that tend to invade surrounding tissue and metastasize to new body sites.  
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Capital gain / loss   show
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Cardiopulmonary resuscitation (CPR)   show
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Carefrontation   show
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show Person who provides unpaid care to someone who requires help with activities of daily living (ADLs) or instrumental activities of daily living (IADLs).  
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Care managers (also called geriatric managers)   show
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Carriers (Medicare Part B)   show
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show Personal financial analysis that lists inflows and expenditures made by a person or family over a particular period.  
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Cash model   show
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Cash surrender value option   show
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show Metal, wood or plastic container in which a deceased's remains are interred.  
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Categorically needy   show
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show Basic living unit of the body.  
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Cemeterian   show
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show Fixed-income investment vehicle available through financial institutions. Interest rates and maturities of CDs are fixed at the time of purchase. Maturities vary from a few months to a few years and early redemption may result in the pmt of penalties.  
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show Agreement by a charity to provide a lifetime annual payout in exchange for assets received from donor.  
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Charitable lead trust (CLT)   show
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show Irrevocable agreement between an institution and donor designed to pay income to living bene. A donor transfers assets into a CRT, reserves an annuity income interest in the prop & contributes the remainder int in the prop to the charity at donor's death.  
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Chemotherapy   show
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Chronic illness   show
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Chronically ill   show
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show Calculation of age in terms of number of years a person has lived; calendar age.  
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show Excessive trading (overtrading) by an investor of a client's assets to earn commissions rather than improve the client's situation.  
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Code of ethics   show
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show Deficiency in a person's short- or long-term memory; orientation as to person, place, and time; deductive or abstract reasoning, or judgement as it relates to safety awareness.  
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show Building with niches or spaces for urns containing the cremated remains of the deceased.  
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Commercial annuity   show
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Common-law state   show
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Community property   show
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Community property state   show
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Community spouse (CS)   show
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Community spouse resource allowance(CSRA)   show
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show In the context of health care, ability of a patient to make independent decisions about medical treatments.  
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Compound rate   show
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show Process of interest accumulating on both a principla balance and previously earned interest.  
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show A financial plan that covers just about all of a person's financial objectives, including consdideration of risk management, investment planning, tax planning, retirement planning and estate planning.  
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show Repeated behaviors (e.g. hand washing, reciting a word to prevent someone from getting hurt, checking locks, cleaning) intended to reduce a person's anxiety, often an obsession.  
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show Inability of sound wave to pass satisfactorily to the inner ear. Common causes of this are wax buildup in the ear canal, perforated eardrum, fluid in the middle ear or damage to the ossicles.  
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Conduit IRA   show
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Confusion (disorientation)   show
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Congruent plans   show
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Conservator (guardian of the assets)   show
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show Ability to maintain contol of bowel and bladder function or when unable to maintain control of these functions, to perform associated personal hygiene (including caring for catheter or colostomy bag).  
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Contingent beneficiary   show
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Continuing care retirement community (CCRC, also known as life care)   show
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show Concept that as people get older they usually seel to pursue the same activities they engaged in earlier in life.  
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show Fluctuation of ability to perform tasks. Many seniors vacillate between being capable and incapable to do many tasks, never being fully able, but also never being completely able.  
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show Vessels that supply nutrients and oxygen to the heart muscle.  
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Coronary artery bypass graft (CABG)   show
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Cost basis   show
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Cost of living adjustment (COLA)   show
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Credits (previously called quarters of coverage)   show
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show Means of final disposition in which the body is incinerated.  
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show Facility where a body is cremated.  
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Crossover claims   show
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Crypt   show
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Custodial care (personal care)   show
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show Amount of insurance benefit (in dollars) paid to a beneficiary for daily long-term care expenses.  
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show Act of levying a state tax that is not dependent on the rules of the federal system.  
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show Person, in the absence of an advance directive, who has decision-making authority to advise the physician.  
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Deferred annuity   show
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Delirium   show
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show False belief that persists despite logical argument and contradictory evidence.  
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Delusional disorder   show
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show Stmt of cost submitted by medical care poviders to Medicare, even if they think that Medicare won't pay for a service. After a Medicare fiscal intermediary or carrier issues a denial, the senior can request reconsideration of the adverse decision.  
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Demand response (also called dial-a-ride)   show
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Dementia   show
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show Change in population structure identified w/ developing countries & associated improvements in public health & medicine. As countries become developed they experience a shift from rapid growth rate to slow growth to zero growth to reduction in population.  
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Diabetes   show
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Diabetes ketoacidosis   show
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show Measurement (the bottom number of a blood pressure reading) of the pressure remaining in the arteries betwen heart beats.  
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Direct cremation   show
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Direct rollover   show
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Disability   show
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Disclaim   show
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show Behaviors, specifically those that restrict, impair, exploit, humiliate or otherwise hurt seniors.  
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show Interruption in the process of health, manifested by abnormalities or disturbances of functioning.  
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show Personal loss of normal behavioral limits of self-restraint, as through the influence of external stimuli such as drugs, alcohol, or as a result of brain damage,  
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Distribution   show
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show The process or stategy of investing in different types of assets to reduce risk.  
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Domestic elder abuse   show
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Do not resuscitate (DNR) order   show
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show Putting on and taking off all items of clothing and any necessary braces, fasteners or artificial limbs.  
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Durable power of attorney for health care (proxy stmt)   show
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Dual enrollees   show
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show Condition in which stroke patients have trouble eating and swallowing.  
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show Chronic; less severe form of depression including depressed mood most of the day, most days, for at least two years that causes significant distress or impairment in daily functioning.  
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Earned income credit (EIC)   show
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Eating   show
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Elder cottage housing opportunity(ECHO)   show
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show Treatment that involves inducing a brain seizure by passing an electrical current through the brain for a few seconds via small electrodes attached to the head.  
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show Length of time an individual must pay for covered services before the insurance company will begin to make payments. It serves as a kind of deductible. The longer the elimination period in the policy, the lower the premium.  
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Embalming   show
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show Reserve cash available to handle emergencies. Financial planners typically recommend an amount equal to three to six months of fixed and variable expenses.  
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Empathy   show
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Employee Retirement Income Security Act of 1974 (ERISA)   show
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Endurance activity   show
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show Onwnership in particular pertaining to having the right to share in future profits or appreciation in value (e.g. of property or stock).  
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show Hypothesis that aging is caused by environmentsl attacks to our body systems, resulting in damage over time.  
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show Transportation business or agency that picks up clients at home, guides them through appointments and then returns them home.  
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show All property interests a person owns, including properrty over which the person exercises decisive control.  
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show Documents that detail the instructions to be followed during disability or after death. People without an estate plan in effect choose to let the laws of the state provide the instructions to be followed during disability or after death.  
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show Process of directing one's affairs to provide income, investments and appropriation of assets for oneslf or others during life or upon disability or death.  
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Estate tax   show
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Estrogen   show
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Ethical wills   show
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Euthanasia   show
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Excess charge   show
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show For tax the amt not considered when calc gross inc. includes amt that otherwise would be included in a taxpayers gross income except that a code section excludes it. Common exclus-muni bond inc, gift, inheritance, death ins proceeds, pers resid sale gain.  
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Executive functioning   show
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show Representative responsible for distributing property when an individual dies with a valid will.  
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Extraordinary medical measures   show
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Family household   show
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Family limited partnership (FLP)   show
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Family partnership   show
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show Portions of plants that mammals cannot digest and therefore cannot be absorbed through human intestines.  
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Filing status   show
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show Development and implementation of total, coordinated plans designed to achieve an individual's financial objectives.  
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show Private companies contracted by the government to make coverage determinations and process Medicare claims.  
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Fixed-amount settlement option   show
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show Retirement product in which the $ amount of payout must be at least the amt of prem pd. If the annuitant dies before full receipt of amt the remainder is payable to a beneficiary. The annuitant receives pmt til death even after the guaranteed amt is pd.  
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show Investment that promises a stated amt of income either in form of periodic pmt or as a stated ending payout. B/c payouts are fixed these securities tend to be subject to interest rate risk & purchasing power risk.  
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show Retirement product where # of pmts a recipient rcvs is guaranteed. If recipient dies b4 the guar # of distributed pmts the bal paid to bene. If the annuitant outlives the guaranteed period they will cont to rcv pmts until death but no benefits to bene.  
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show Retirement product stipulation that establishes a fixed period of time over which payments of life insurance policies are made to a beneficiary. Payment amounts vary based on the payout term chosen.  
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show Services that transport seniors along an established travel circuit with designated stops where riders can board and be dropped off.  
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show State statute that designates the next of kin to make funeral arrangements.  
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Free look   show
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Fully insured   show
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show Age as determined by what activities or actions a person is capable of.  
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show Ritual conducted to honor a decedent whose body is present.  
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show Individual licensed by the states to arrange or prearrange funeral services.  
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show Trade rule issued by the Federal Trade Commission requiring funeral homes to disclose prices and prohibiting certain deceptive and unfair practices.  
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show Cemetary gravesite that has no above-ground marker.  
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show Term that describes a burial casket that has seals and other features that retard the entrance of water and protect against rust.  
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Gatekeeper   show
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General enrollment period   show
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show Medical condition that impairs daily functioning, in which the sufferer experiences excessive worry or anxiety about multiple things.  
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show Act of attention to one's legacy for future generations.  
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show Nurses who have completed advanced clinical education (often master's degree level) that focuses on the health and disease issues faced by seniors.  
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Geriatricians   show
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show Medical study of aging.  
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show Scientific study of the biological, psychological and social aspects of aging.  
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show Distinctive path toward age-connected spirituality that theorizes that srs are predisposed to consider the spiritual dimension, including a preoccupation with the interconnection among generations, the relation between life & death & the mystery of life.  
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Gift splitting   show
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show Elevated pressure within the eye that can result in damage to the retina.  
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show Ability of the body to control blood sugar (glucose).  
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show Product used to limit ground settlement with in-ground burials. Liners are usually made of concrete.  
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Grief   show
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Gross income   show
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Growth hormone   show
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Guaranteed renewable   show
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show Court-appointed fiduciary responsible for a minor or incompetent person.  
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Hallucination   show
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Hands-on assistance   show
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show Treatment or procedure to diagnose or attempt to relieve or cure a physical condition.  
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Health care proxy   show
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show Federal health insurance legislatin passed in 1996 that allows under specified conditions long-term care insurance policies to be qualified for certain tax benefits.  
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show Institution that provides comprehensive service benefits, with emphasis on preventative care. Care typically provided through physicans and facilities that contract with or are managed by the organization.  
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show Person entitled to inherit property under state intestacy statutes.  
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Hemiparesis   show
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show Paralysis on one side of the body, a common disability that results from stroke.  
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Hemorrhagic stroke   show
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High-density lipoprotein (HDL)   show
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Home and community-based service (HCBS)   show
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Home and community-based services waiver   show
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Home health care   show
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Homebound   show
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show Companies who assume duties required in a normal household when a homeowner or resident is unable to complete such duties themselves.  
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show Living arrangement in which a homeowner rents out a room or rooms in exchange for either rent or a combination of compainionship, housework, yard work, grocery shopping, or rent.  
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show Medical institution focused on meeting the physical, emotional and spiritual needs of those dying and their grieving families.  
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show People who occupy a single housing unit. HH includes related family members & all unrelated people, if any, such as boarders, foster children, etc who live together. A person living alone or group of unrelated people living together is counted as a HH  
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Housing unit   show
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Hyperosmolarity   show
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Hypertension   show
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Immediate burial   show
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Impoverishment   show
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Incapacity (loss of capacity)   show
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show States that set an income threshold for MEdicaid disability and deny applications based upon the existance of income that exceeds the threshold.  
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show Inability to control the release of urine and feces.  
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show Process of paying insurance benefits in which the benefit is a set dollar amount and is not based on a specific service received or on expenses incurred. The insurance company needs to decide only if you are eligible for benefits.  
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show Transfer of cash/property between tax-def retirement plans not limited to qualified plans or IRAs when owner takes temporary receipt of funds. The amt rolled over is tax-free & w/o penalty by the 60th day after distribution. Subject to mandatory W/H.  
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Individual annuity   show
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show Investment plan that any individual with earned income can establish and fund. An individual may contribute no more than $3,000 in one year to an IRA and the contribution may be fully deductible, patially deductible or not deductible.  
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Infantilize   show
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Infarction   show
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Inflation   show
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show Insurance policy option that provides for increases in benefit levels to help pay for expected increases in the costs of long-term care services.  
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Inflow   show
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Informal support network   show
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show Tax return that provides information to the tax collector but does not compute the tax liability.  
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Information triage   show
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Informed consent   show
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Initial enrollment period   show
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Institutional abuse   show
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show Spouse who lives in a nursing facility while the partner continues living at home.  
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show Activities needed for independent living, including using the telephone, preparing food, shopping and handling finances.  
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show Device by which an individual can contract with another party to exchange a large, uncertain risk for a relatively small, certain premium.  
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Insidious onset   show
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Interest settlement option   show
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show In-ground burial  
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Interdependence   show
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Intestate   show
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show Mutual, exchange of affection, trust and confidence.  
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show Threading a tube to a patient's lungs to provide ventilation or mechanical respiration.  
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Inurnment   show
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Invasive cancer   show
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show Assignment of a beneficiary to a life insurance policy in which the policy owner does not retain the right to change the named beneficiary.  
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Irrevocable life insurance trust (ILIT)   show
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show Sudden block of an artery supplying the brain with blood that decreases or stops blood flow to the brain.  
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Itemized deduction   show
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Joint and last survivor annuity   show
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show Life insurance that covers more than one life. First-to-die life insurance pays benefits upon the death of the first of the two parties to die.  
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show Property that is owned simultaneously by more than one person.  
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Lawn crypt   show
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Lean body mass   show
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Level of burden index   show
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show Length of time that estimates the number of years a person will live.  
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Life income annuity   show
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Life income with period certain settlement option   show
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show Maximum length of time biologically possible for a given species.  
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show Combination of physical and social attributes that define periods of a person's life such as adolescence, young adulthood, adulthood, middle age, later maturity and old age.  
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Lifelines (life review)   show
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show Medical treatment used to prolong life without reversing underlying medical conditions. This could include medical ventilation, renal dialysis, chemotherapy, artificail nutrtion and hydration and other treatments.  
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Lifetime reserve days   show
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Lipoprotein   show
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show Trust that is established during the life of the grantor. A revocable trust is a trust that can be changed or revoked at any time by the individual who established it.  
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show Document signed by a competent person stating what health care measures should or should not be taken in terminal situations if the person is incompetent to make such decisions at that time.  
๐Ÿ—‘
show Span of time beg. on the date of a Medicaid application going back 36 months for transfers of money to an individual and 60 months for transfers to trusts. Transfers within the look-back period create a period of Medicaid ineligibility.  
๐Ÿ—‘
Long-term care insurance (LTC)   show
๐Ÿ—‘
show Sometimes included as an attachment to life insurance policies, provides coverage for various custodial care expenses in the event that the insured person becomes incapacitated as defined in the policy.  
๐Ÿ—‘
Low-density lipoprotein (LDL)   show
๐Ÿ—‘
show Retiremt plan distr with these 4 req: made in 1 tax yr, representative of the full bal to the participant's credit from all qualified plans of a single type; payable at death, attainment of age 59 1/2 or separation of serv & made from qualified plan.  
๐Ÿ—‘
show Deterioration of the tissue in the center of the retina (the macula) resulting in decreased central vision and reduced ability to see fine detail.  
๐Ÿ—‘
Magnetic resonance imaging (MRI)   show
๐Ÿ—‘
Major depressive episode   show
๐Ÿ—‘
Major medical insurance   show
๐Ÿ—‘
Mania   show
๐Ÿ—‘
show Tax rate at which the last dollar of income is taxed.  
๐Ÿ—‘
show Husband and wife living together with children by birth, adoption or marriage who are under the age of 18 and never married.  
๐Ÿ—‘
show Tax deduction that allows for unlimited gifts to a spouse who is an AMerican citizen.  
๐Ÿ—‘
Marital trust   show
๐Ÿ—‘
show Building containing crypts for the burial of the dead.  
๐Ÿ—‘
Means-tested   show
๐Ÿ—‘
Medicaid   show
๐Ÿ—‘
show Delivery of health care under the supervision of physicians and nurses.  
๐Ÿ—‘
Medically needy   show
๐Ÿ—‘
Medicare   show
๐Ÿ—‘
show Insurance sold by private companies that is intended to supplement Medicare coverage.  
๐Ÿ—‘
Melatonin   show
๐Ÿ—‘
show Individuals residing in a family home who qualify it as a non-countable resource in the Medicare application. The members include dependents, bro/sis w/ equity int in home & resided in home @ least 1 yr, or child residing @ least 2yr caring for applicant.  
๐Ÿ—‘
Memorial park   show
๐Ÿ—‘
Memorial service   show
๐Ÿ—‘
show Installation of a grave marker or memorial to honor the dead.  
๐Ÿ—‘
show Intentional act of a health care provider or individual to take the life of a patient. This is a criminal offense, regardless of the motivation.  
๐Ÿ—‘
show Body's chemical processes that build and destroy tissue and release energy, thereby generating heat.  
๐Ÿ—‘
show Cancer that migrates to distant locations.  
๐Ÿ—‘
show Subtle but measurable memory disorder. A person with MCI experiences memory problems greater than normally expected with aging, but they do not show other symptoms of dementia, such as impaired judgement or reasoning.  
๐Ÿ—‘
show Certain trust that may be set up to create an exemption to help an applicant qualify for Medicaid.  
๐Ÿ—‘
Minimum monthly maintenance needs allowance (MMMNA)   show
๐Ÿ—‘
Minimum required distribution   show
๐Ÿ—‘
show Smallest unit into which a substance can be divided.  
๐Ÿ—‘
Money market deposit account   show
๐Ÿ—‘
Mourning   show
๐Ÿ—‘
Mutual fund   show
๐Ÿ—‘
Net worth   show
๐Ÿ—‘
Neuroplasticity   show
๐Ÿ—‘
Nondeductible IRA   show
๐Ÿ—‘
show Limited to permanent life insurance policies, the three standard non-forfeiture options are: lump-sum distribution of cash value, reduced paid-up insurance and extended term insurance.  
๐Ÿ—‘
show Insurance agreement in which excess premium payments (dividends) are not distributed to the policy owner.  
๐Ÿ—‘
show Insurance contract that cannot be cancelled nor have its rates changed by the insurance company.  
๐Ÿ—‘
Nonfamily household   show
๐Ÿ—‘
Normal retirement age   show
๐Ÿ—‘
Nursing home   show
๐Ÿ—‘
show Protection for qualified participants and their beneficiaries against losses associated with retirement, death, disabilty and illness.  
๐Ÿ—‘
Old-Age, Survivors and Disability Insurance (OASDI)   show
๐Ÿ—‘
Obsession   show
๐Ÿ—‘
Obsessive-compulsive disorder (OCD)   show
๐Ÿ—‘
Occupational therapist   show
๐Ÿ—‘
show Aggregate of many different cells, held together by a supporting structure, that performs a specfic function in the body.  
๐Ÿ—‘
show Date from which a person has 60 days to request review of coverage denial under a Medicare Advantage plan.  
๐Ÿ—‘
show Noninflammatory disorder of movable joints characterized by an imbalance between the synthesis and degradation of the articular cartilage, leading to the classic pathologic changes of wearing away and destruction of the cartilage.  
๐Ÿ—‘
Osteoporosis   show
๐Ÿ—‘
Outflow   show
๐Ÿ—‘
Outer burial container   show
๐Ÿ—‘
show Doctor's order authorizing emergency medical services technicians to honor a DNR order. Patients may wear some form of identification, such as a bracelet to inform technicians of the DNR.  
๐Ÿ—‘
show End-of-life care focused not on curing a disease or condition, but on treating pain and physical symptoms, along with providing emotional and spiritual support.  
๐Ÿ—‘
show Limited period (usually several minutes) of intense fear that comes on unexpectantly, accompanied by multiple physical symptoms.  
๐Ÿ—‘
show Progressive nervous disease, occuring most often after age 50, associated with the destruction of brain cells that produce dopamine. Characterized by muscular tremor, slowing of movement, partial facial paralysis, peculiarity of gait & posture & weakness.  
๐Ÿ—‘
show Type of insurance policy in which dividends (actually return of premiums that were excessive, given the insurer's actaul claims experience or level of expenses) may be paid to the policy owner.  
๐Ÿ—‘
Partnership policy   show
๐Ÿ—‘
Patient's best interest   show
๐Ÿ—‘
show Federal legislation requiring institutional health care providers participating in the Medicare or Medicaid programs to inform patients of their right to complete advance directives.  
๐Ÿ—‘
Payable-on-death (POD) account   show
๐Ÿ—‘
Pension plan   show
๐Ÿ—‘
Permanent life insurance   show
๐Ÿ—‘
show Service and fund to maintain a grave site forever.  
๐Ÿ—‘
show Condition that limite cognitive function, caused by injury to the cerebal cortex.  
๐Ÿ—‘
show Electronic device designed to let a user summon help in an emergency.  
๐Ÿ—‘
show Dollar amount that a taxpayer generally may deduct for each person supported by the income reported on the tax form. Exemptions are subject to phase-out (elimination) based on an excess  
๐Ÿ—‘
Personal financial planning   show
๐Ÿ—‘
show Method of individual health care delivery in which a senior receives in-home services from personal assistants who are not supervised by medical professionals.  
๐Ÿ—‘
Phobia   show
๐Ÿ—‘
show Health professional who provides services to help patients restore function, improve mobility, relieve pain and prevent physical disabilities.  
๐Ÿ—‘
Polypharmacy   show
๐Ÿ—‘
Power of attorney   show
๐Ÿ—‘
Planned giving   show
๐Ÿ—‘
show Housing designated for and designed with specific features for older people. Services offered can range from basic maintenance to housekeeping, meal plans, social activities, transportation and exercise rooms.  
๐Ÿ—‘
show Mental condition from traum event. May involve recurrent thoughts /nightmares /reliving event, great distress, avoiding thoughts of people involved, feeling distant, difficulty w/ emotions, irritability /trouble sleeping /concentrating /hyperawareness  
๐Ÿ—‘
show Provision of a will that instructs a court to transfer or pour over a dead person's probate assets into a trust, used if a senior has a trust and dies owning property that was not transferred to it.  
๐Ÿ—‘
show Advance planning for a funeral or burial, sometimes structured with an agreement to deliver specific goods and services.  
๐Ÿ—‘
show Negative attitude toward a category or group of people based not on current experience but on preconceived beliefs; favorable or unfavorable belief about the characteristics of a category or a group.  
๐Ÿ—‘
Preneed   show
๐Ÿ—‘
show Arrangement for a funeral or burial in advance of need.  
๐Ÿ—‘
show The most common age-related hearing loss; a sensoineural disturbance by death of the hair cells in the inner ear.  
๐Ÿ—‘
show Monthly payment to retired workers who begin receiving benefits at full retirement age of if they are disabled and have never received a retirement benefit reduced for age.  
๐Ÿ—‘
show Transfer of property to an individual not regularly engaged in the issuance of annuities, in exchange for an unsecured promise of periodic lifetime payments.  
๐Ÿ—‘
Private contract   show
๐Ÿ—‘
Probate   show
๐Ÿ—‘
show Concept of the older population w/ greater capacity for employment, volunteering, caregiving. As the older pop has become healthier, more active & econ secure, productive aging emerges 2 contrdict negative views-frail, immobile, vulnerable, uncontributing  
๐Ÿ—‘
Professionally managed service   show
๐Ÿ—‘
Program of All-Inclusive Care for the Elderly (PACE)   show
๐Ÿ—‘
show Hypothesis that aging follows a biological timetable.  
๐Ÿ—‘
show Condition in which an individual exhibits symptoms of not being in touch with reality, primarily through hallucinations and delusions.  
๐Ÿ—‘
Pure life income option   show
๐Ÿ—‘
show Relating to or expressed in terms of quality. Qualitative research is based on individual, often subjective analysis.  
๐Ÿ—‘
Quantitative   show
๐Ÿ—‘
show Measurement used to determine worker's insured status & therefore, the amount and type of benefits available under Social Security. A worker is credited with 1 qtr of coverage, up to a max of 4 annually for each $500 of earnings thru covered employment  
๐Ÿ—‘
show Use of x-rays or gamma rays to kill tumor cells in difficult to reach locations. Radiation is also used to eliminate a tumor w/o destroying large amounts of good tissue.  
๐Ÿ—‘
Reasonable and necessary care   show
๐Ÿ—‘
Rebating   show
๐Ÿ—‘
show Life insurance stipulation allowing a policyholder to take the cash value of a policy as paid-up but for a reduced face amount.  
๐Ÿ—‘
Refund life income settlement option   show
๐Ÿ—‘
Religiosity   show
๐Ÿ—‘
show Body of the deceased. (Cremains are remains of a cremated body.)  
๐Ÿ—‘
show Individual or organization that receives Social Security or SSI payments on behalf of an individual who cannot manage or direct someone else to manage his or her money.  
๐Ÿ—‘
show For individual retirement accounts (IRAs), qualified plans, and section 403(b) arrangements, the date by which distributions must begin.  
๐Ÿ—‘
Required minimum distribution   show
๐Ÿ—‘
Respite care   show
๐Ÿ—‘
show Naming of a life insurance beneficiary in which the policy owner retains the right to change the beneficiary.  
๐Ÿ—‘
Rheumatoid arthritis   show
๐Ÿ—‘
Rider   show
๐Ÿ—‘
Ridesharing program   show
๐Ÿ—‘
show Right inherent to some forms of property ownership that entitles surviving owners to succeed to a deceased owner's interest in the property outside of probate.  
๐Ÿ—‘
show Pattern of individual activity that occurs within a specific type of social situation.  
๐Ÿ—‘
show Movement of funds from one retirement plan to another.  
๐Ÿ—‘
show Nondeductible IRA with several unique features: withdrawals are not taxable if left in the acct for 5 yrs; the owner may continue to make contributions to the acct after they are 70 1/2; & there is no req. beg date for withdrawals.  
๐Ÿ—‘
show Combination muscle loss and increased body fat that results in overall weakening of the body.  
๐Ÿ—‘
show Chronic and severely disabling disorder with symptoms of hallucinations and delusions, disorganized speech and behavior and deficiency of motivation, emotional expression or speech.  
๐Ÿ—‘
Section 1115 demonstration waiver   show
๐Ÿ—‘
show Social security tax imposed on income earned by selfemployed individuals.  
๐Ÿ—‘
show Behavior of some older adults, such as refusing or failing to acquire adequate food, water, clothing, shelter, personal hygiene, medication or safety precautions, which threatens their health and safety.  
๐Ÿ—‘
show Progressive deterioration of many bodily functions over a period of time.  
๐Ÿ—‘
show Property that was acquired by either spouse b4 marriage or individual funds. Ownership of this property belongs exclusively to the spouse that held it prior to marriage, inherited or received it or purchased it w/ individual funds.  
๐Ÿ—‘
Sepsis   show
๐Ÿ—‘
Serial caregiving   show
๐Ÿ—‘
Serotonin reuptake inhibitor   show
๐Ÿ—‘
Skilled care   show
๐Ÿ—‘
Social gerontology   show
๐Ÿ—‘
Social phobia   show
๐Ÿ—‘
Social Security   show
๐Ÿ—‘
show Benefit for disabled people under full retirement age who have enough Social Security credits and a severe medical impairment that is expected to prevent them from doing substantial work for a yr or more or have condition that is to result in death.  
๐Ÿ—‘
show Network that provides people with a sense of being loved, cared for, esteemed and valued.  
๐Ÿ—‘
Society   show
๐Ÿ—‘
Special enrollment period   show
๐Ÿ—‘
Spending down   show
๐Ÿ—‘
show Basic value around which all other values are focused; central philosophy of life that guides a person's conduct; supernatural and nonmaterial dimensions of human nature.  
๐Ÿ—‘
Stage model of grief   show
๐Ÿ—‘
Standard deduction   show
๐Ÿ—‘
Standby assistance   show
๐Ÿ—‘
State Health Insurance Counseling and Assistance Program (SHIP)   show
๐Ÿ—‘
Statement of financial position (balance sheet)   show
๐Ÿ—‘
Stock insurance company   show
๐Ÿ—‘
show Maximum out-of-pocket amount.  
๐Ÿ—‘
Stretch-out IRA   show
๐Ÿ—‘
STUG (Sudden, Temporary Upsurge of Grief) reaction   show
๐Ÿ—‘
show Collection of blood and blood breakdown products between the surface of the brain and its outermost covering (the dura) that remains even several weeks after an injury.  
๐Ÿ—‘
Substance dependence   show
๐Ÿ—‘
Substantial assistance   show
๐Ÿ—‘
Substantial gainful activity (SGA)   show
๐Ÿ—‘
Substituted judgement   show
๐Ÿ—‘
Subtrust (bypass trust, family trust, credit shelter trust)   show
๐Ÿ—‘
show Behaviorial disorder associated with an increase in confusion and agitation during evening hours.  
๐Ÿ—‘
Supplemental Security Income (SSI)   show
๐Ÿ—‘
show Measurement (the upper number of a blood pressure reading) of the pressure blood exerts on the arterial walls during heartbeats.  
๐Ÿ—‘
show Concept of dealing with grief in which an individual has a number of tasks to complete. The effort given to each task may increase or decrease in importance over the course of grief.  
๐Ÿ—‘
Tax credit   show
๐Ÿ—‘
Tax elimination (or reduction)   show
๐Ÿ—‘
show Amount upon which the appropriate income tax is calculated. It consists of income after subtracting adjustments, deductions and personal exemptions.  
๐Ÿ—‘
show Term that describes expenses that may be excluded from current taxable income.  
๐Ÿ—‘
Tax-deferred   show
๐Ÿ—‘
Tax-qualified long-term care insurance policy   show
๐Ÿ—‘
Tenant-based assisted housing   show
๐Ÿ—‘
show Life insurance that providesprotection for a stated period and pays benefits only if the insured dies within that period.  
๐Ÿ—‘
show Hormone primarily found in men, but also in women in small amounts. Although production of testosterone peaks in early adulthood, most men in older age still produce amounts within normal limits.  
๐Ÿ—‘
show Body's way of generating heat through shivering.  
๐Ÿ—‘
show Hearing condition accompanied by some hearing loss, frequently referred to as ringing in the ears but often sounding more like buzzing, chirping crickets, blowing, roaring or popping.  
๐Ÿ—‘
Tissue   show
๐Ÿ—‘
show Getting to and from the toilet, getting on and off the toilet and performing the associated personal hygiene.  
๐Ÿ—‘
Totten Trust   show
๐Ÿ—‘
show End-of-life ceremony with a series of rituals and customs to honor the dead, including embalming of the body, an open casket arrangments, services at a house of worship and an interment.  
๐Ÿ—‘
show Method of distributing assets when donor enjoys satisfaction of supporting worthwhile causes while recvig tax deduction. In addition to outright lifetime gifts, traditional giving may include leaving items to charity @ death or gifting life ins to charity  
๐Ÿ—‘
show Living arrangement consisting of a husband and wife living together with children by birth or adoption only; with the father as the sole breadwinner and the mother as a full-time mother.  
๐Ÿ—‘
Transferring   show
๐Ÿ—‘
Transient ischemic attack (TIA)   show
๐Ÿ—‘
Traumatic grief   show
๐Ÿ—‘
Treasury bill   show
๐Ÿ—‘
show Long-term obligation of the United States government. Interest is paid semi-annually and is not taxed at a state or local level.  
๐Ÿ—‘
Treasury note   show
๐Ÿ—‘
Trust   show
๐Ÿ—‘
show Person or organization that holds legal title to property held in a trust. The trustee holds and manages the property for the benefit of the trust beneficiary or beneficiaries.  
๐Ÿ—‘
show Use of misleading term, jargon, language that is confusing.  
๐Ÿ—‘
show Process of examining, accepting or rejecting insurance risks, then classifying those selected, in order to charge the proper premium for each.  
๐Ÿ—‘
show Container used to hold cremated remains.  
๐Ÿ—‘
show Review used to understand what is important when setting personal goals.  
๐Ÿ—‘
show Position in society deemed worthy of value.  
๐Ÿ—‘
Values questionnaire   show
๐Ÿ—‘
show Investment product in which the benefits paid out vary according to changes in the value of the portfolio supporting the annuity.  
๐Ÿ—‘
show Step-like deterioration in intellectual functions that results from multiple infarctions of the cerebral hemisphere.  
๐Ÿ—‘
show Syndrome often experienced by people w/ vascular illness when they experience relatively little guilt or sadness, but have poor motivation or initiative, move very slowly & do not recognize that what they are experiencing is related to a mental disorder  
๐Ÿ—‘
show Structure used in lining a grave to limit settlement with in-ground burials. Vaults are normally made of steel-reinforced concrete and lined with metal or asphalt.  
๐Ÿ—‘
show Mechanical respiration  
๐Ÿ—‘
show Funreal practice in which the deceased lies in a casket and family and friends are allowed to view the embalmed remains.  
๐Ÿ—‘
Vital capacity (VC)   show
๐Ÿ—‘
show Measure of the ability of the heart and cardiovascular system to respond to stress.  
๐Ÿ—‘
show Rule that applies when a senior did not know or could not be expected to know that Medicare would deny payment for lack of medical necessity.  
๐Ÿ—‘
show Provision in an insurance policy that relieves the insured of paying the premiums while receiving benefits.  
๐Ÿ—‘
Whole life insurance   show
๐Ÿ—‘
show Legal document that specifies how a person wishes to distribute probate property and provides other instructions in the event of death.  
๐Ÿ—‘
Windfall elimination provision   show
๐Ÿ—‘
Zero hour   show
๐Ÿ—‘


   

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