A-Z Vocabulary
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| show | Irrevocable transfer of complete ownership of a life insurance policy to another.
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| show | Conversion of area in a home to a separate living unit w/own kitch, bath, entrance.
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| show | Provision in life ins policy that dictates conditions owner is able to receive reduced benefits while alive - onset of serious illness or confinement to nursing home
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| Accepting assignment | show 🗑
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| show | Supp. benefit rider that provides for an amount of money in addition to the basic death benefit of a life insurance policy. Only payable if insured dies or loses any 2 limbs or sight of both eyes.
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| Active adult (retirement) communities | show 🗑
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| Activity of daily living (ADL) | show 🗑
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| show | severe illness with a rapid onset and a generally short duration.
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| show | Also known as a heart attack. Occurs when an area of heart muscle dies or is permenantly damaged because of an inadequate supply of oxygen to that area.
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| show | The owners original basis in an asset, plus improvements or minus depreciation.
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| show | Accumulated assets of a decedent, minus administrative expenses to settle the estate, funeral expenses, debts of the decedent, uninsured theft and casualty losses to estate property and claims against the estate.
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| show | Total amount of a person's wages, dividends, and other financial receipts, minus adjustments to income, such as alimony paid and deductible contributions to IRAs.
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| show | A decedents post-1976 taxable gifts, reduced by taxable gifts included in the gross estate, which are added to a decedents taxable estate to form the estate's tax base.
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| Adjustment disorders | show 🗑
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| show | The deductions used to arrive at AGI, adjustments to income include IRA contributions, half self-empl taxes, self-employ health insurance, job related moving expenses, alimony paid and penalty on early withdrawal from savings.
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| show | Person who settles the estate when an individual dies intestate.
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| Adult day care | show 🗑
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| show | Statement made by individual, usually in written document, concerning the medicall treatment to be provided and decision-maker to be appointed if the patient becomes terminnally ill or incapacitated.
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| After-tax return | show 🗑
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| Ageism | show 🗑
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| show | Method of understanding the psychology of growing older by analyzing 3 areas: aging effects, process of growing older; period effects, events of specific time in history; and cohort effects, common characteristics of a generation born in same part of time
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| Aging | show 🗑
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| show | Concept describing a senior remaining in the same residence & coping successfully with associated vulnerabilities by themselves or with assistance.
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| Agnosia | show 🗑
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| show | Extreme fear of being in places from which it is not easy to escape.
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| show | A container, used in lieu os a casket usually used for immediate burial. Alternative containers are constructed of simple pine boards, particleboard or hard cardboard.
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| show | Payment that may be required of taxpayers who would otherwise have significantly reduced taxation thru high use of tax preference items or adjustments.
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| Alzheimer's disease | show 🗑
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| Aneurysm | show 🗑
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| Angina | show 🗑
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| Antipsychotic medications | show 🗑
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| Angioplasty | show 🗑
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| show | Maximum amount a person may give each year as a gift without having to pay a gift tax.
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| Annuitant | show 🗑
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| Annuity | show 🗑
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| Aphasia | show 🗑
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| show | Cellular suicide to prevent a genetic error (as found in cancerous cells) from being passed on.
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| show | Amount of an individual's assets that can be held not subject to federal estate tax.
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| Apraxia | show 🗑
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| Arthritis | show 🗑
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| Artificial nutrition and hydration | show 🗑
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| show | Method of diversification aimed at reducing variablility of return from a portfolio of investments. The point of assest allocation is to invest in different types of assets that have low correlation with others in the portfolio.
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| Asset | show 🗑
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| show | Act of a person transferring ownershio of a life insurance policy to another person.
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| Assisted living facility | show 🗑
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| show | Deliberate hastening of death by a terminally ill patient with assistance from a doctor, family member or other individual.
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| show | Device used to improve the capabilities of an individual with disabilities. Assistive technology is an umbrella term that also includes durable medical equipment.
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| show | Blockage within blood vessels that contributes to the development of heart disease and other circulatory disorders.
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| At-need | show 🗑
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| show | Intentions for the future that are genuine, real and a truthful reflection of a person's beliefs.
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| Balance sheet (also called statement of financial position) | show 🗑
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| show | Rate of the body's metabolic processes at baseline or at rest.
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| Basal metabolic rate (BMR) | show 🗑
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| show | Amount a person has invested in an asset, or the tax cost of an asset.
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| Bathing | show 🗑
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| Belonging | show 🗑
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| show | In the context of insurance, the person or entity who has remainder interest in policy proceeds. In the contexts of trusts, the person who benefits from the trust and who beneficial ownership of trust assets.
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| show | Length of time used to measure use of svcs 4 inpatient hosp & skill nursing fac care & separately for hospice. Benefit period begins 1st day bene enters an inpatient hosp & ends when they have not rcvd inpatient hosp/skill care for 60 days in a row.
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| Benefit trigger | show 🗑
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| Benzodiazapines | show 🗑
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| Bereavement | show 🗑
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| show | Actions designed to retard or reverse the aging process.
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| show | Act of transferring personal property by a will.
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| show | Kinship unit that consists of a husband and wife living together with children by birth or adoption only (i.e. does not include blended families)
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| Biomarkers | show 🗑
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| Biomarkers of functional age | show 🗑
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| Bipolar disorder | show 🗑
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| Blended families | show 🗑
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| Board and care | show 🗑
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| show | Means of final disposition in which the deceased's remains are given to research to a medical school or dental school.
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| show | Debt that represents a legal obligation of the issure to pay principal and interest when due.
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| show | Psychological fences that define emotional limits and delineate what is acceptable and unacceptable behavior. In healthy caregiving relationships, boundaries act as operational parameters that outline how the caregiver/care recipient relationship works.
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| Budget | show 🗑
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| show | State of mental or physical exhaustion caused by excessive and prolonged stress.
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| Business ethics | show 🗑
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| show | Various malignant neoplasms characterized by the proliferation of anaplastic cells that tend to invade surrounding tissue and metastasize to new body sites.
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| show | Increase or decrease in value a seller realizes on the sale or exchange of a capital asset. A net short-term capital gain is treated as ordinary income. A net long-term capital gain is generally subject to a maximum 20 percent tax rate.
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| Cardiopulmonary resuscitation (CPR) | show 🗑
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| show | Time of introspection to help potential caregivers determine if they can embrace the role. Introspection is an honest appraisal of capabilities when caregivers take a truthful look at who they are & what they can handle physically, emotionally & mentally.
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| Caregiver | show 🗑
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| show | Persons who help navigate seniors thru the sometimes confusing long-term supportive services system.
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| show | Private companies who contract with the Centers for Medicare and Medicaid Services to make coverage determination and process Medicare claims.
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| show | Personal financial analysis that lists inflows and expenditures made by a person or family over a particular period.
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| Cash model | show 🗑
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| Cash surrender value option | show 🗑
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| show | Metal, wood or plastic container in which a deceased's remains are interred.
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| show | Definition of financial deficiency required of individuals who receive federally assisted income maintenance payments such as Aid to Families with Dependent Children (AFDC) or Supplemental Security Income (SSI)
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| Cell | show 🗑
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| show | Owner or staff of a cemetary.
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| show | Fixed-income investment vehicle available through financial institutions. Interest rates and maturities of CDs are fixed at the time of purchase. Maturities vary from a few months to a few years and early redemption may result in the pmt of penalties.
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| show | Agreement by a charity to provide a lifetime annual payout in exchange for assets received from donor.
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| show | Instituition that accepts assets from donor and in return pays income to one/more charities while remainder is distributed to family at trust termination. Char. lead trusts generally don't reduce a donor's taxable estate for fed estate tax purposes.
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| show | Irrevocable agreement between an institution and donor designed to pay income to living bene. A donor transfers assets into a CRT, reserves an annuity income interest in the prop & contributes the remainder int in the prop to the charity at donor's death.
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| Chemotherapy | show 🗑
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| Chronic illness | show 🗑
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| show | Term used in a tax-qualified long-term care contract to describe a person who needs long-term care either because of an inability to do everyday activities of daily living (ADLs) without help or because of a severe cognitive impairment.
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| Chronological age | show 🗑
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| show | Excessive trading (overtrading) by an investor of a client's assets to earn commissions rather than improve the client's situation.
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| Code of ethics | show 🗑
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| show | Deficiency in a person's short- or long-term memory; orientation as to person, place, and time; deductive or abstract reasoning, or judgement as it relates to safety awareness.
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| Columbarium | show 🗑
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| show | Agreement by an insurance company to pay a sum of money to an individual in exchange for receipt of money or property from the individual.
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| Common-law state | show 🗑
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| Community property | show 🗑
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| Community property state | show 🗑
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| Community spouse (CS) | show 🗑
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| show | Amount that Medicaid regulations permit a community spouse to retain.
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| Competence | show 🗑
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| show | Percentage of interest earned on an investmens, expressed either as an annual rate or a rate per compounding period.
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| show | Process of interest accumulating on both a principla balance and previously earned interest.
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| Comprehensive financial plan | show 🗑
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| show | Repeated behaviors (e.g. hand washing, reciting a word to prevent someone from getting hurt, checking locks, cleaning) intended to reduce a person's anxiety, often an obsession.
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| Conductive hearing loss | show 🗑
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| Conduit IRA | show 🗑
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| show | Loss of sense of position in relation to time, space or other aspects of the environment. Confusion may be the first sign of an illness, such as a urinary tract infection.
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| Congruent plans | show 🗑
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| show | Person appointed by the court to manage the financial and legal affairs of an incapacitated individual.
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| show | Ability to maintain contol of bowel and bladder function or when unable to maintain control of these functions, to perform associated personal hygiene (including caring for catheter or colostomy bag).
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| show | Person who stands next in line to receive an asset if the primary beneficiary predeceases the owner or disclaims the asset.
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| show | Communities that provide a type of combined health, housing & social care insurance for older persons. A person signs a contract and agrees to pay an entrance fee & a monthly service fee in exchange for a living unit, health care & lifetime nursing care.
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| Continuity theory | show 🗑
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| Continuum of incapacity | show 🗑
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| Coronary arteries | show 🗑
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| show | Surgical procedure in which one or more blocked coronary arteries are circumvented by a blood vessel graft to restore normal blood flow to the heart. These grafts usually come from the patient's own leg, arm or chest arteries & veins.
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| show | Amount paid to purchase a capital asset.
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| Cost of living adjustment (COLA) | show 🗑
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| show | Units of work history that determine a worker's eligibility for future SS benefits. Workers can earn a max of 4 credits each yr & most need 40 credits to qualify for benefits. Younger peeps need fewer credits to qualify for disablity or survivor benefits.
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| show | Means of final disposition in which the body is incinerated.
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| show | Facility where a body is cremated.
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| show | Stmts of claim & pmt info from a Medicare intermediary or carrier used to inform a Medigap insurer of deductibles or coins charges required. The Medigap insurer uses crossover claims to pay provider for deductibles or coinsur charges the beneficary owes.
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| show | Space in a mausoleum that encloses a casket with the remains of the deceased.
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| show | Care, often provided by someone without professional training, to help individuals meet personal needs such as bathing, dressing and eating.
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| Daily benefit | show 🗑
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| Decoupling | show 🗑
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| Default surrogate | show 🗑
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| show | Investment product in which payments do not begin immediately upon funding; rather, they are deferred until a future date.
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| show | Reversible organic mental disorder characterized by disturbances of attention, memory and orientation with altered levels of consciousness ranging from mild confusion to stupor. Delusions, illusions or hallucinations may be present.
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| show | False belief that persists despite logical argument and contradictory evidence.
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| show | Persistant delusions in the absence of other symptoms.
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| show | Stmt of cost submitted by medical care poviders to Medicare, even if they think that Medicare won't pay for a service. After a Medicare fiscal intermediary or carrier issues a denial, the senior can request reconsideration of the adverse decision.
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| show | Service that provides transportation from one specific location to another.
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| Dementia | show 🗑
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| Demographic transition | show 🗑
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| show | Metabolic disorder in which the body is unable to properly utilize glucose. May be Type 1 IDDM (insulin-depependent diabetes mellitus) or Type 2 NIDDM (non-insulin-dependent diabetes mellitus).
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| Diabetes ketoacidosis | show 🗑
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| show | Measurement (the bottom number of a blood pressure reading) of the pressure remaining in the arteries betwen heart beats.
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| Direct cremation | show 🗑
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| show | Tax-free transfer of cash or other property between two taxdeferred retirement plans where transferred cash or property never passes throught the hands of the owner.
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| show | Reduction in functional capacity that results from physiological, psychological or social impairments. Short- or long-term disability are a result of acute and chronic conditions, respectively.
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| Disclaim | show 🗑
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| show | Behaviors, specifically those that restrict, impair, exploit, humiliate or otherwise hurt seniors.
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| Disease | show 🗑
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| show | Personal loss of normal behavioral limits of self-restraint, as through the influence of external stimuli such as drugs, alcohol, or as a result of brain damage,
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| Distribution | show 🗑
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| Diversification | show 🗑
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| show | Mistreatment of an older person by someone who has a special relationship with the elder (spouse, sibling, child, friend or caregiver) in either the older person's home or in the home of the caregiver.
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| Do not resuscitate (DNR) order | show 🗑
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| Dressing | show 🗑
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| Durable power of attorney for health care (proxy stmt) | show 🗑
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| show | Individuals covered by both Medicare and Medicaid.
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| Dysphagia | show 🗑
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| Dysthymia | show 🗑
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| show | Refundable tax credit created to assist low-income working families.
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| show | Feeding oneslf by getting food into the body from a receptacle (such as a plate, cup or table) or through feeding tube or intravenous delivery.
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| Elder cottage housing opportunity(ECHO) | show 🗑
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| show | Treatment that involves inducing a brain seizure by passing an electrical current through the brain for a few seconds via small electrodes attached to the head.
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| Elimination period (waiting period) | show 🗑
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| Embalming | show 🗑
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| show | Reserve cash available to handle emergencies. Financial planners typically recommend an amount equal to three to six months of fixed and variable expenses.
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| Empathy | show 🗑
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| Employee Retirement Income Security Act of 1974 (ERISA) | show 🗑
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| Endurance activity | show 🗑
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| Equity | show 🗑
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| show | Hypothesis that aging is caused by environmentsl attacks to our body systems, resulting in damage over time.
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| show | Transportation business or agency that picks up clients at home, guides them through appointments and then returns them home.
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| show | All property interests a person owns, including properrty over which the person exercises decisive control.
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| Estate plan | show 🗑
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| Estate planning | show 🗑
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| show | Tariff levied upon a decedent's estate by the federal government and some states, based on the value of the decedent's assets at death.
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| show | Sex hormone found primarily in women, but also in men. This hormone has many roles, one of which is to slow thinning of bone as one ages, but it also may help prevent fraility and disability.
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| Ethical wills | show 🗑
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| show | Act or practice of terminating (which can take a variety of forms) the life of a person.
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| show | Fifteen percent markup on Medicare's approved amount allowed to physicians who do not accept assignment.
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| show | For tax the amt not considered when calc gross inc. includes amt that otherwise would be included in a taxpayers gross income except that a code section excludes it. Common exclus-muni bond inc, gift, inheritance, death ins proceeds, pers resid sale gain.
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| show | Group of mental processes that includes problem solving, abstract thinking (recognizing, i.e. that an apple and an orange are both fruit), organization and judgement.
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| show | Representative responsible for distributing property when an individual dies with a valid will.
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| show | Medical treatment that would not provide a distinct benefit, would not serve a patient's best interest or would be considered unreasonable in improving or saving a patient's life.
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| show | Group of two or more people related by birth, marriage or adoption and residing together, along with other unrelated people who may be living in the housing unit.
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| show | Agreement among family members about how to manage and own family wealth. In this agreement, it is common for the business owner to maintain control of the business while trasferring title.
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| show | Business agreement limited to only family members. Used by senior family members to transfer intersts in the business to junior family members at a reduced gift tax cost by means of valuation discounts.
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| Fiber | show 🗑
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| show | Categorization of taxpayers used to determine deduction amounts and tax assessments. Each filer declares a filing status in their tax returns: married filing jointly or separately, single, head of household , estates and trusts.
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| Financial planning | show 🗑
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| show | Private companies contracted by the government to make coverage determinations and process Medicare claims.
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| show | Provides the beneficiary a stated amount of income each mo. until life ins proceeds are exhausted. Each pmt consists partly of interest and partly of principal. The insurer guarantees a min. rate, but usually pays the rate actually earned on investments.
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| Fixed-amount annuity | show 🗑
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| show | Investment that promises a stated amt of income either in form of periodic pmt or as a stated ending payout. B/c payouts are fixed these securities tend to be subject to interest rate risk & purchasing power risk.
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| show | Retirement product where # of pmts a recipient rcvs is guaranteed. If recipient dies b4 the guar # of distributed pmts the bal paid to bene. If the annuitant outlives the guaranteed period they will cont to rcv pmts until death but no benefits to bene.
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| Fixed-period settlement option | show 🗑
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| Fixed-route and scheduled services | show 🗑
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| show | State statute that designates the next of kin to make funeral arrangements.
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| show | Period of time during which an investor may review contract and agreement papers while reserving the option to cancel or not commit to an investment or plan.
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| Fully insured | show 🗑
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| Functional age | show 🗑
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| Funeral | show 🗑
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| show | Individual licensed by the states to arrange or prearrange funeral services.
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| show | Trade rule issued by the Federal Trade Commission requiring funeral homes to disclose prices and prohibiting certain deceptive and unfair practices.
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| show | Cemetary gravesite that has no above-ground marker.
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| show | Term that describes a burial casket that has seals and other features that retard the entrance of water and protect against rust.
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| Gatekeeper | show 🗑
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| show | Time span (Jan 1 - Mar 31 of each year) during which eligible seniors may sign up for Medicare. The effective date of coverage is the following July 1.
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| show | Medical condition that impairs daily functioning, in which the sufferer experiences excessive worry or anxiety about multiple things.
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| Generativity | show 🗑
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| Geriatric nurse practitioner (GNP) | show 🗑
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| show | Medical doctors (MD) or osteopaths (DO) who have completed a fellowship-training program in geriatrics.
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| show | Medical study of aging.
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| Gerontology | show 🗑
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| Gerotranscendence | show 🗑
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| show | Act of doubling tax exclusion amounts of $11,000 per person per year by each exercising the exclusion, effectively allowing a couple to gift a total of $22,000.
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| Glaucoma | show 🗑
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| show | Ability of the body to control blood sugar (glucose).
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| Grave liner | show 🗑
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| Grief | show 🗑
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| Gross income | show 🗑
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| Growth hormone | show 🗑
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| Guaranteed renewable | show 🗑
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| show | Court-appointed fiduciary responsible for a minor or incompetent person.
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| Hallucination | show 🗑
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| show | Physical help (minimal, moderate or maximal) without which an individual would not be able to perform one or more activities of daily living.
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| Health care | show 🗑
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| Health care proxy | show 🗑
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| show | Federal health insurance legislatin passed in 1996 that allows under specified conditions long-term care insurance policies to be qualified for certain tax benefits.
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| show | Institution that provides comprehensive service benefits, with emphasis on preventative care. Care typically provided through physicans and facilities that contract with or are managed by the organization.
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| Heir | show 🗑
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| show | One sided weakness, though less dibilitating than paralysis.
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| Hemiplegia | show 🗑
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| Hemorrhagic stroke | show 🗑
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| High-density lipoprotein (HDL) | show 🗑
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| show | Service that allows people of all ages who have physical limitations to remail independent in the lest restrictive setting possible and to be connected with their community.
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| Home and community-based services waiver | show 🗑
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| show | In-home services for nursing care or occupational, physical, respiratory or speech therapy. Also included are medical, socail worker, home health aide, and homemaker services. Home health care services may be temporary, intermittent or long-term.
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| Homebound | show 🗑
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| Homemaker services | show 🗑
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| show | Living arrangement in which a homeowner rents out a room or rooms in exchange for either rent or a combination of compainionship, housework, yard work, grocery shopping, or rent.
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| Hospice | show 🗑
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| show | People who occupy a single housing unit. HH includes related family members & all unrelated people, if any, such as boarders, foster children, etc who live together. A person living alone or group of unrelated people living together is counted as a HH
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| show | Apartment, house, trailer or any other structure designed for people to live in.
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| Hyperosmolarity | show 🗑
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| Hypertension | show 🗑
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| Immediate burial | show 🗑
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| Impoverishment | show 🗑
|
||||
| show | Patient's inability, as determined by a physician, to make their own health care decisions, caused by pain, medications, brain damage or an unconscious state.
🗑
|
||||
| Income cap states | show 🗑
|
||||
| show | Inability to control the release of urine and feces.
🗑
|
||||
| Indemnity method | show 🗑
|
||||
| Indirect rollover | show 🗑
|
||||
| Individual annuity | show 🗑
|
||||
| Individual retirement account (IRA) | show 🗑
|
||||
| show | To treat or condescend a person as if they were still a young child.
🗑
|
||||
| Infarction | show 🗑
|
||||
| show | General increase in the level of prices within the economy due to the devaluation of the dollar (i.e. more dollars are required to buy a particular item).
🗑
|
||||
| show | Insurance policy option that provides for increases in benefit levels to help pay for expected increases in the costs of long-term care services.
🗑
|
||||
| show | Pertaining to the cash flow statement, the dollars, such as from salary, dividends, interest, rental income, alimony, child support or investment redemptions, received by an individual during a particular period.
🗑
|
||||
| show | Group of people, composed of family members, friends and neighbors, who collecively care for someone who face chronic illness or disability.
🗑
|
||||
| show | Tax return that provides information to the tax collector but does not compute the tax liability.
🗑
|
||||
| show | Narrowing of information by the brain to a level or amount the conscious mind can handle
🗑
|
||||
| Informed consent | show 🗑
|
||||
| show | Span of time during which seniors who did not elect to take early retirement benefits may enroll in Medicare. They have seven months to enroll, starting three months before the month of their 65th birthday.
🗑
|
||||
| show | Mistreatment of an older person living in a residential facility by people who have a legal or contractual obligation to provide the elder victim with care and protection.
🗑
|
||||
| Institutionalized spouse (IS) | show 🗑
|
||||
| show | Activities needed for independent living, including using the telephone, preparing food, shopping and handling finances.
🗑
|
||||
| Insurance | show 🗑
|
||||
| Insidious onset | show 🗑
|
||||
| show | Beneficiary's choice to leave life insurance proceeds with the insurer to accumulate interest at a guaranteed rate. MAny insurers pay interest above the guaranteed rate, consistent with investment earnings.
🗑
|
||||
| show | In-ground burial
🗑
|
||||
| show | Mutual, reciprocal relationship between two or more people, whereby people get their needs met better together than they would alone and can also increase the resources available to a person.
🗑
|
||||
| Intestate | show 🗑
|
||||
| Intimacy | show 🗑
|
||||
| show | Threading a tube to a patient's lungs to provide ventilation or mechanical respiration.
🗑
|
||||
| show | Placing cremated remains in an urn.
🗑
|
||||
| Invasive cancer | show 🗑
|
||||
| Irrevocable beneficiary designation | show 🗑
|
||||
| Irrevocable life insurance trust (ILIT) | show 🗑
|
||||
| show | Sudden block of an artery supplying the brain with blood that decreases or stops blood flow to the brain.
🗑
|
||||
| show | Specialized expenses that are totaled and then subtracted from the AGI in the tax calculation process. Total itemized deductions are used in place of the standard deduction if the total itemized deduction amount exceeds the std. ded. amt for the taxpayer.
🗑
|
||||
| Joint and last survivor annuity | show 🗑
|
||||
| Joint survivorship life insurance | show 🗑
|
||||
| Joint tenants | show 🗑
|
||||
| Lawn crypt | show 🗑
|
||||
| show | Total of all parts of the body that are not body fat and are biologically active tissues (e.g. bones, vital organ tissue, central nervous system)
🗑
|
||||
| Level of burden index | show 🗑
|
||||
| show | Length of time that estimates the number of years a person will live.
🗑
|
||||
| Life income annuity | show 🗑
|
||||
| show | Life ins option when pmts are guar for stated time (10-20 yrs) then if the annuitant is still alive, they cont. to rec pmts until death w/ no benefit for a bene. If the annuitant dies b4 the guar period is over, pmt cont to a bene until end or guar period
🗑
|
||||
| show | Maximum length of time biologically possible for a given species.
🗑
|
||||
| show | Combination of physical and social attributes that define periods of a person's life such as adolescence, young adulthood, adulthood, middle age, later maturity and old age.
🗑
|
||||
| show | Activity in which participants recall key events and life altering or meaningful experiences that powerfully affected their lives.
🗑
|
||||
| Life-sustaining procedure | show 🗑
|
||||
| Lifetime reserve days | show 🗑
|
||||
| Lipoprotein | show 🗑
|
||||
| show | Trust that is established during the life of the grantor. A revocable trust is a trust that can be changed or revoked at any time by the individual who established it.
🗑
|
||||
| show | Document signed by a competent person stating what health care measures should or should not be taken in terminal situations if the person is incompetent to make such decisions at that time.
🗑
|
||||
| Look-back period | show 🗑
|
||||
| Long-term care insurance (LTC) | show 🗑
|
||||
| Long-term care rider | show 🗑
|
||||
| Low-density lipoprotein (LDL) | show 🗑
|
||||
| Lump-sum distribution | show 🗑
|
||||
| show | Deterioration of the tissue in the center of the retina (the macula) resulting in decreased central vision and reduced ability to see fine detail.
🗑
|
||||
| show | Procedure using a nuclear magnetic resonance spectrometer to produce electronic images of spefic atoms and molecular structures in solids, especially human cells, tissues and organs.
🗑
|
||||
| show | Period more than 2 wks a person feels sad or lost interst or enjoyment in life; & changes in appetite & sleep, agitation or retardation of movement, fatigue, feelings of worthlessness or guilt, attention & concentration problems or thoughts of suicide.
🗑
|
||||
| show | Insurance that covers medical expenses incurred inside and outside of a hospital. It features cost sharing devices (such as deductibles and coinsurance) and a relatively high maximum limit for covered expenses.
🗑
|
||||
| show | Period of elevated or irritable mood, inflated self esteem, decresed need for sleep, extreme talkativeness, racing thoughs or shifting ideas, high distractability, increased activity or dangerous behavior that impairs daily functioning.
🗑
|
||||
| show | Tax rate at which the last dollar of income is taxed.
🗑
|
||||
| show | Husband and wife living together with children by birth, adoption or marriage who are under the age of 18 and never married.
🗑
|
||||
| show | Tax deduction that allows for unlimited gifts to a spouse who is an AMerican citizen.
🗑
|
||||
| show | Trust that mandates that the income of the trust be paid to the surviving spouse.
🗑
|
||||
| Mausoleum | show 🗑
|
||||
| Means-tested | show 🗑
|
||||
| show | Program that provides medical assistance for certain individuals and families who have low incomes and resources. It is a jointly funded cooperative program between the federal and state governments.
🗑
|
||||
| Medical model | show 🗑
|
||||
| show | Definition of Medicaid applicants whose income levels are higher than others receiving assistance but who have medical bills in excess of their income.
🗑
|
||||
| Medicare | show 🗑
|
||||
| Medigap | show 🗑
|
||||
| Melatonin | show 🗑
|
||||
| show | Individuals residing in a family home who qualify it as a non-countable resource in the Medicare application. The members include dependents, bro/sis w/ equity int in home & resided in home @ least 1 yr, or child residing @ least 2yr caring for applicant.
🗑
|
||||
| show | Cemetary restricting burials to garden plots or sites with no above-ground markers.
🗑
|
||||
| show | Ritual to honor the dead without the body being present.
🗑
|
||||
| Memorialization | show 🗑
|
||||
| Mercy killing | show 🗑
|
||||
| show | Body's chemical processes that build and destroy tissue and release energy, thereby generating heat.
🗑
|
||||
| Metastatic cancer | show 🗑
|
||||
| show | Subtle but measurable memory disorder. A person with MCI experiences memory problems greater than normally expected with aging, but they do not show other symptoms of dementia, such as impaired judgement or reasoning.
🗑
|
||||
| show | Certain trust that may be set up to create an exemption to help an applicant qualify for Medicaid.
🗑
|
||||
| Minimum monthly maintenance needs allowance (MMMNA) | show 🗑
|
||||
| Minimum required distribution | show 🗑
|
||||
| Molecule | show 🗑
|
||||
| Money market deposit account | show 🗑
|
||||
| show | Social and cultural response to loss.
🗑
|
||||
| show | Open-end investment tool that pools money of many investors and hires an investment advisor to invest that money in order to achieve one or more financial objectives.
🗑
|
||||
| Net worth | show 🗑
|
||||
| show | Ability to learn new things even into advanced age.
🗑
|
||||
| Nondeductible IRA | show 🗑
|
||||
| Nonforfeiture option | show 🗑
|
||||
| show | Insurance agreement in which excess premium payments (dividends) are not distributed to the policy owner.
🗑
|
||||
| show | Insurance contract that cannot be cancelled nor have its rates changed by the insurance company.
🗑
|
||||
| show | Person living alone, or two or more people who live together but who are not related, such as roommates or boarders.
🗑
|
||||
| show | Age at which full Social Security old-age benefits are available or otherwise specified in documents.
🗑
|
||||
| Nursing home | show 🗑
|
||||
| show | Protection for qualified participants and their beneficiaries against losses associated with retirement, death, disabilty and illness.
🗑
|
||||
| Old-Age, Survivors and Disability Insurance (OASDI) | show 🗑
|
||||
| Obsession | show 🗑
|
||||
| Obsessive-compulsive disorder (OCD) | show 🗑
|
||||
| show | Health professional who works with patients to improve their ability to perform activities of daily living and tasks in their work environment.
🗑
|
||||
| Organ | show 🗑
|
||||
| show | Date from which a person has 60 days to request review of coverage denial under a Medicare Advantage plan.
🗑
|
||||
| show | Noninflammatory disorder of movable joints characterized by an imbalance between the synthesis and degradation of the articular cartilage, leading to the classic pathologic changes of wearing away and destruction of the cartilage.
🗑
|
||||
| show | Weakening of the bone structure as bone cell breakdown outpaces new bone cell formation.
🗑
|
||||
| Outflow | show 🗑
|
||||
| show | Generic term used to describe grave liners and vaults.
🗑
|
||||
| show | Doctor's order authorizing emergency medical services technicians to honor a DNR order. Patients may wear some form of identification, such as a bracelet to inform technicians of the DNR.
🗑
|
||||
| Palliative care (comfort care) | show 🗑
|
||||
| show | Limited period (usually several minutes) of intense fear that comes on unexpectantly, accompanied by multiple physical symptoms.
🗑
|
||||
| show | Progressive nervous disease, occuring most often after age 50, associated with the destruction of brain cells that produce dopamine. Characterized by muscular tremor, slowing of movement, partial facial paralysis, peculiarity of gait & posture & weakness.
🗑
|
||||
| Participating policy | show 🗑
|
||||
| show | Type of policy that allows the insured to protect (keep) some assets if they apply for Medicaid after using policy benefits.
🗑
|
||||
| show | Guideline for use by proxy, physician or hospital ethics committees for determining health care decisions when a senior's treatment wished are unknown.
🗑
|
||||
| Patient Self Determination Act (42 U.S.C. 1985cc(f) & 1396a(w) | show 🗑
|
||||
| Payable-on-death (POD) account | show 🗑
|
||||
| Pension plan | show 🗑
|
||||
| Permanent life insurance | show 🗑
|
||||
| show | Service and fund to maintain a grave site forever.
🗑
|
||||
| Persistent vegetative state | show 🗑
|
||||
| show | Electronic device designed to let a user summon help in an emergency.
🗑
|
||||
| Personal exemption | show 🗑
|
||||
| show | Process of determining whether and how an individual can meet life goals through the proper management of financial income and assets.
🗑
|
||||
| show | Method of individual health care delivery in which a senior receives in-home services from personal assistants who are not supervised by medical professionals.
🗑
|
||||
| Phobia | show 🗑
|
||||
| Physical therapist | show 🗑
|
||||
| show | Management of multiple prescription medications for seniors dealing with several chronic illnesses simultaneously.
🗑
|
||||
| show | Written document executed by one person who authorizes another person to act on his or her behalf.
🗑
|
||||
| Planned giving | show 🗑
|
||||
| show | Housing designated for and designed with specific features for older people. Services offered can range from basic maintenance to housekeeping, meal plans, social activities, transportation and exercise rooms.
🗑
|
||||
| show | Mental condition from traum event. May involve recurrent thoughts /nightmares /reliving event, great distress, avoiding thoughts of people involved, feeling distant, difficulty w/ emotions, irritability /trouble sleeping /concentrating /hyperawareness
🗑
|
||||
| Pour-over will | show 🗑
|
||||
| show | Advance planning for a funeral or burial, sometimes structured with an agreement to deliver specific goods and services.
🗑
|
||||
| show | Negative attitude toward a category or group of people based not on current experience but on preconceived beliefs; favorable or unfavorable belief about the characteristics of a category or a group.
🗑
|
||||
| show | Funeral or cemetary purchase made before a death.
🗑
|
||||
| show | Arrangement for a funeral or burial in advance of need.
🗑
|
||||
| Presbycusis | show 🗑
|
||||
| Primary insurance amount (PIA) | show 🗑
|
||||
| Private annuity | show 🗑
|
||||
| Private contract | show 🗑
|
||||
| show | Legal process of abministrating and distributing an estate after death.
🗑
|
||||
| show | Concept of the older population w/ greater capacity for employment, volunteering, caregiving. As the older pop has become healthier, more active & econ secure, productive aging emerges 2 contrdict negative views-frail, immobile, vulnerable, uncontributing
🗑
|
||||
| Professionally managed service | show 🗑
|
||||
| Program of All-Inclusive Care for the Elderly (PACE) | show 🗑
|
||||
| Programmed theory | show 🗑
|
||||
| show | Condition in which an individual exhibits symptoms of not being in touch with reality, primarily through hallucinations and delusions.
🗑
|
||||
| Pure life income option | show 🗑
|
||||
| show | Relating to or expressed in terms of quality. Qualitative research is based on individual, often subjective analysis.
🗑
|
||||
| show | Relating to or involving the measurement of quantity or amount. Quantitative research is often considered objective and repeatable by separate researchers under similar conditions.
🗑
|
||||
| show | Measurement used to determine worker's insured status & therefore, the amount and type of benefits available under Social Security. A worker is credited with 1 qtr of coverage, up to a max of 4 annually for each $500 of earnings thru covered employment
🗑
|
||||
| Radiation therapy | show 🗑
|
||||
| Reasonable and necessary care | show 🗑
|
||||
| show | Giving and promising a valuable gift if in exchange for the purchases of an insurance policy or other investment.
🗑
|
||||
| show | Life insurance stipulation allowing a policyholder to take the cash value of a policy as paid-up but for a reduced face amount.
🗑
|
||||
| Refund life income settlement option | show 🗑
|
||||
| show | Devoutness or excessive devotion to religion.
🗑
|
||||
| Remains | show 🗑
|
||||
| show | Individual or organization that receives Social Security or SSI payments on behalf of an individual who cannot manage or direct someone else to manage his or her money.
🗑
|
||||
| show | For individual retirement accounts (IRAs), qualified plans, and section 403(b) arrangements, the date by which distributions must begin.
🗑
|
||||
| Required minimum distribution | show 🗑
|
||||
| Respite care | show 🗑
|
||||
| show | Naming of a life insurance beneficiary in which the policy owner retains the right to change the beneficiary.
🗑
|
||||
| show | Chronic disease marked by stiffness and inflammation of the joints, weknessm loss of mobility and deformity.
🗑
|
||||
| Rider | show 🗑
|
||||
| show | Service that arranges for seniors to be driven by volunteer drivers to specific destinations.
🗑
|
||||
| Right of survivorship | show 🗑
|
||||
| show | Pattern of individual activity that occurs within a specific type of social situation.
🗑
|
||||
| show | Movement of funds from one retirement plan to another.
🗑
|
||||
| Roth IRA | show 🗑
|
||||
| Sarcopenia | show 🗑
|
||||
| show | Chronic and severely disabling disorder with symptoms of hallucinations and delusions, disorganized speech and behavior and deficiency of motivation, emotional expression or speech.
🗑
|
||||
| show | Medicaid rule that offers flexibility to states in delivering Medicaid long-term care services.
🗑
|
||||
| show | Social security tax imposed on income earned by selfemployed individuals.
🗑
|
||||
| show | Behavior of some older adults, such as refusing or failing to acquire adequate food, water, clothing, shelter, personal hygiene, medication or safety precautions, which threatens their health and safety.
🗑
|
||||
| Senescence | show 🗑
|
||||
| Separate property | show 🗑
|
||||
| show | Infection in the blood or other tissues.
🗑
|
||||
| Serial caregiving | show 🗑
|
||||
| show | Medicine that relieves symptoms of depression.
🗑
|
||||
| Skilled care | show 🗑
|
||||
| show | Study of the social lives of older people.
🗑
|
||||
| Social phobia | show 🗑
|
||||
| show | Government program that covers workers meeting certain past-service requirements & their qualified dependents are eligible for limited retirement, medical, disability & death benes. The program is funded thru a special inc tax on covered workers.
🗑
|
||||
| show | Benefit for disabled people under full retirement age who have enough Social Security credits and a severe medical impairment that is expected to prevent them from doing substantial work for a yr or more or have condition that is to result in death.
🗑
|
||||
| show | Network that provides people with a sense of being loved, cared for, esteemed and valued.
🗑
|
||||
| show | Extended group of relationships that has a distinctive cultural and economic organization.
🗑
|
||||
| show | Time after an employer's health plan coverage ceases to be a person's primary insurance (usually at retirement) during which a senior may enroll in Medicare without penalty.
🗑
|
||||
| Spending down | show 🗑
|
||||
| Spirituality | show 🗑
|
||||
| show | Theory of emotional progession through distinct stages in response to a traumatic event or loss.
🗑
|
||||
| Standard deduction | show 🗑
|
||||
| Standby assistance | show 🗑
|
||||
| State Health Insurance Counseling and Assistance Program (SHIP) | show 🗑
|
||||
| show | Declaration that identifies the assets, liabilities and net worth of an individual or family.
🗑
|
||||
| show | For-profit insurer owned by stockholders.
🗑
|
||||
| Stop loss (upper limit) | show 🗑
|
||||
| Stretch-out IRA | show 🗑
|
||||
| STUG (Sudden, Temporary Upsurge of Grief) reaction | show 🗑
|
||||
| show | Collection of blood and blood breakdown products between the surface of the brain and its outermost covering (the dura) that remains even several weeks after an injury.
🗑
|
||||
| show | Mental disorder surrounding abuse of specific medication or drug. Includes development of tolerance for the substance; withdrawal symptoms; considerable time spent obtaining, consuming & recovering from use; desire/ unsuccess efforts to reduce amt or stop
🗑
|
||||
| show | Hands-on or standby help required for a person to accomplish activities of daily living.
🗑
|
||||
| Substantial gainful activity (SGA) | show 🗑
|
||||
| Substituted judgement | show 🗑
|
||||
| Subtrust (bypass trust, family trust, credit shelter trust) | show 🗑
|
||||
| Sundowning | show 🗑
|
||||
| show | Federal program funded by general tax revenues designed to help the aged, blind and disabled people who have little or no income & require help meeting basic needs for food, clothing and shelter.
🗑
|
||||
| show | Measurement (the upper number of a blood pressure reading) of the pressure blood exerts on the arterial walls during heartbeats.
🗑
|
||||
| Task model of grief | show 🗑
|
||||
| show | $ for $ deduction that offsets calculated tax. Credits are allowed for the elderly & permanently & totaly disabled, child & dependent care expenses, foriegn tax pd, exp for the construction & rehab of qualified low-inc housing & certain education expenses
🗑
|
||||
| show | Technique that uses deductions, exemptions and credits to reduce otherwise taxable income or the tax itself or a technique that results in nontaxable income or economic benefit that is not taxable.
🗑
|
||||
| Taxable income | show 🗑
|
||||
| show | Term that describes expenses that may be excluded from current taxable income.
🗑
|
||||
| Tax-deferred | show 🗑
|
||||
| Tax-qualified long-term care insurance policy | show 🗑
|
||||
| Tenant-based assisted housing | show 🗑
|
||||
| show | Life insurance that providesprotection for a stated period and pays benefits only if the insured dies within that period.
🗑
|
||||
| Testosterone | show 🗑
|
||||
| show | Body's way of generating heat through shivering.
🗑
|
||||
| Tinnitus | show 🗑
|
||||
| Tissue | show 🗑
|
||||
| Toileting | show 🗑
|
||||
| show | Simple trust agreement that makes a funeral director or cemeterian the beneficiary. The consumer is the owner and during life controls the account and pays taxes on any earnings. At death, the principal and earnings are paid to the funeral home/ cemetary.
🗑
|
||||
| show | End-of-life ceremony with a series of rituals and customs to honor the dead, including embalming of the body, an open casket arrangments, services at a house of worship and an interment.
🗑
|
||||
| show | Method of distributing assets when donor enjoys satisfaction of supporting worthwhile causes while recvig tax deduction. In addition to outright lifetime gifts, traditional giving may include leaving items to charity @ death or gifting life ins to charity
🗑
|
||||
| Traditional nuclear family | show 🗑
|
||||
| show | Act of moving into and out of bed, chair or wheelchair
🗑
|
||||
| Transient ischemic attack (TIA) | show 🗑
|
||||
| Traumatic grief | show 🗑
|
||||
| show | Short-term obligation of the United States government that is issued at a discount & redeemed at face value upon maturity. Income received upon maturity is not taxed at a state or local level.
🗑
|
||||
| Treasury bond | show 🗑
|
||||
| show | Intermediate-term obligation of the United States government. Interest is paid semi-annually and is not taxed at a state or local level.
🗑
|
||||
| Trust | show 🗑
|
||||
| show | Person or organization that holds legal title to property held in a trust. The trustee holds and manages the property for the benefit of the trust beneficiary or beneficiaries.
🗑
|
||||
| Twisting | show 🗑
|
||||
| show | Process of examining, accepting or rejecting insurance risks, then classifying those selected, in order to charge the proper premium for each.
🗑
|
||||
| show | Container used to hold cremated remains.
🗑
|
||||
| Values audit | show 🗑
|
||||
| show | Position in society deemed worthy of value.
🗑
|
||||
| Values questionnaire | show 🗑
|
||||
| show | Investment product in which the benefits paid out vary according to changes in the value of the portfolio supporting the annuity.
🗑
|
||||
| Vascular dementia | show 🗑
|
||||
| Vascular depression | show 🗑
|
||||
| show | Structure used in lining a grave to limit settlement with in-ground burials. Vaults are normally made of steel-reinforced concrete and lined with metal or asphalt.
🗑
|
||||
| Ventilation | show 🗑
|
||||
| Viewing | show 🗑
|
||||
| Vital capacity (VC) | show 🗑
|
||||
| show | Measure of the ability of the heart and cardiovascular system to respond to stress.
🗑
|
||||
| Waiver of liability | show 🗑
|
||||
| Waiver of premium | show 🗑
|
||||
| show | Insurance coverage that furnishes life insurance protection at a level premium amount for the insured's whole life and includes a savings element on which a minimum rate of return is guaranteed.
🗑
|
||||
| Will | show 🗑
|
||||
| Windfall elimination provision | show 🗑
|
||||
| show | Time for family members to consider how much each will contribute to caregiving of the senior.
🗑
|
Review the information in the table. When you are ready to quiz yourself you can hide individual columns or the entire table. Then you can click on the empty cells to reveal the answer. Try to recall what will be displayed before clicking the empty cell.
To hide a column, click on the column name.
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Or sort by any of the columns using the down arrow next to any column heading.
If you know all the data on any row, you can temporarily remove it by tapping the trash can to the right of the row.
To hide a column, click on the column name.
To hide the entire table, click on the "Hide All" button.
You may also shuffle the rows of the table by clicking on the "Shuffle" button.
Or sort by any of the columns using the down arrow next to any column heading.
If you know all the data on any row, you can temporarily remove it by tapping the trash can to the right of the row.
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lastorer@cox.net
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